Yeepay Payment Tang: Third party payments borrow mobile internet to open blue sea

Source: Investment community interview: Hui Author: Songjiang

"China's internet has now developed into deep waters," said Http://www.aliyun.com/zixun/aggregation/37609.html > Yeepay CEO Tang in an interview with the investment community. Whether modern or traditional enterprises are moving towards the Internet, the Internet is really entering a new era.

The internet has three main features:

First, personalized, accurate. "Unlike 27 years ago, there was a joke that a dog knocks on the keyboard in front of the PC and you don't know whether the dog is a dog or a human." The whole internet never know what each other is, until you know exactly what the other person is, this connotation is different. ”

Second, to break the industry monopoly. "Micro-letter broke the communications monopoly, Weibo broke the propaganda monopoly, internet finance broke the financial monopoly." ”

Third, more powerful. "For example, if you visit the Louvre, you may not know the wonderful stories behind these works, but if you are with the Internet, take a picture of Google search, you can in front of the child to the painting 500 years of history to tell the child."

In the Sham Shui Po, tang that mobile payments play an important role.

First, mobile payments will open the blue sea and shuffle the third-party payments. "McKinsey has a report that he's 2013 China's internet Economy 4.4%, offline 9.6%, now online under the integration, China's Internet market expanded 20 times times, this 20 times times is to pay the reshuffle." ”

Second, industry payments will have room for development. "Now the industrial Internet is on the rise, and the rise of the Internet in all industries must be tailored to pay settlement services and financial services." ”

Third, mobile payments will break the financial monopoly. "At the price of the balance treasure, I believe that paying the future will bring more surprises and shocks to China's finance." ”

Four, the payment of large data will achieve personalized service. "Payment data is a valuable resource for our benchmark marketing and personalized services based on large data."

For UnionPay, Tang that UnionPay and the Internet payment industry must play a game, and the result of the game is the market forces led by the State force and the formation of third-party forces of balance, "in some market-oriented local UnionPay to let it out, UnionPay do not do anything, the core of their own to do the right"

Tang that the current online payment of the overall market has been set, it is difficult to change too much. Like a two-dimensional code payment this mobile internet payment model will have a big impact on the industry, paying is an industry that needs a long time to accumulate, and it needs focus to do better.