Consumer finance is a financial service that provides consumer loans to all strata of consumers, consumer finance in a broad sense includes housing loans, auto consumption loans, consumer loans for durable goods and tourism loans, and consumer finance in the narrow sense does not include housing loans and car consumption loans, Mainly consumer loans such as durable goods and tourism loans. The development of consumer finance in China started at the end of last century, after the Asian financial crisis in 1997, China's consumer finance rapid development, consumer loan scale expanded year in, 1997 consumer loan balance only 17.2 billion yuan, November 2014 consumer loans ...
Guide: The building block box is one of the emerging domestic peer-to-peer boom. Unlike other Peer-to-peer, the Block box chooses to start with financial data, and then formally cut into the peer-to-peer after accumulating certain data. Starting with the data the Dong Jun, a financial-industry background, had 5 years of bond trading and structured investment products in New York, before creating a "building block box". 2005, Dong Jun returned to his hometown of Yunnan, founded the "Yunnan Zhong Ming Financing Guarantee Co., Ltd." (hereinafter referred to as "China-Ming Guarantee"). In Peer-to-peer Industries, the founder of traditional financial origins and ...
Under the close attention of various industrial tycoons and chief financial officers, the long-awaited private-owned banks finally broke their plume into butterflies. China Banking Regulatory Commission has officially approved the establishment of three private banks to build applications, they are mainly in North China, wheat-based promoter of Tianjin Jincheng Bank; Tencent, a hundred industry sources, industry-based sponsor of Shenzhen Qianhai Bank; Chint, Huafeng The main sponsor of Wenzhou Commercial Bank. So far, this has been noisy for more than a year is the piece of private banking pilot spot dispute finally has a more conclusive conclusion. However, in the commercial banking business homogeneity, interest rate liberalization, bad debts ...
2014, China's Peer-to-peer network loans in half of the sea is half the flames of the controversy in the rapid development. Up to now, the domestic large and small peer-to-peer network loan platform nearly 3,000, 2014 total market turnover is expected to exceed 100 billion yuan. With the development and maturity of Peer-to-peer network loan market, the problems left over by barbaric growth gradually appear. One of the most compelling concerns is the problem of illegal pools of funds. According to the "Geek net" observation, the regulatory layer repeatedly stressed that peer-to-peer network loans may not establish a pool of funds. However, there are still some platforms in the market are blind to this, continue to adhere to the surface ...
Absrtact: Peer-to-peer industry to do now, simple model innovation has been difficult, but the new Peer-to-peer platform in Zhejiang has managed to play some tricks. To be exact, grassroots investment is not a peer-to-peer network loan, but an online transfer platform for offline claims. Traditional peer-to-peer industry to do now, simple model innovation has been difficult, but the new Peer-to-peer platform in Zhejiang has managed to play some tricks. To be precise, "grassroots investment" is not a peer-to-peer network loan, but an online transfer platform of creditor's rights. The traditional Peer-to-peer trading structure is "borrower ...
Now China's P2P (personal loans to individuals) industry, with "ice and mortar" is the term to describe the most suitable. On the one hand, P2P boss ran news often appear; on the other hand there is a steady stream of people and funds into the industry. From July 19 to July 20, the "2014 Shanghai New Financial Annual Meeting and Internet Finance Bund Summit" will be held in Shanghai. The crowds were full of people in the hall. The corridor outside the "big data and internet credits" was crowded with audiences - so we could know the popularity of the industry. And such a forum of academic atmosphere, ...
Absrtact: In China, where is the market smaller than the small loan? The credit payment for the digital entertainment industry is quite different from the traditional credit card business model. In China, the biggest problem facing online payments is the security of payments, which is widely questioned by users. Where is our market for users in China, smaller than small loans? The credit payment for the digital entertainment industry is quite different from the traditional credit card business model. In China, the biggest problem facing online payments is the security of payments, which is widely questioned by users. In our survey of users, we found that 70% of the users gave up the ...
Reporter Huang Huang reported in Shanghai after the full swing in the development, the P2P industry today, has been on the cusp. This is a no entry barrier, no regulation, no industry norms and self-discipline industry. Over the past year, the collapse of various P2P platforms, running roads and illegal fundraising events have been heard. But the other hand, a lot of capital is still beachhead in this ascendant field, whether it is VC, PE or industrial capital, have gearing up, trying Nuggets P2P industry. "Because risk management does not address the current nature of risk and the lag of risk, the future is certainly ...
Absrtact: All along, small micro-business financing needs are difficult to get a response. Many small businesses often encounter an awkward dilemma: they find themselves not eligible for a loan when they are in desperate need of money. In fact, not only a lot of the line under the long, small micro-business financing needs are difficult to get a response. Many small businesses often encounter an awkward dilemma: they find themselves not eligible for a loan when they are in desperate need of money. In fact, not only the line of a large number of small micro-merchants, small electric dealers will also encounter such a problem, they want to from ...
Summary: The building block box is one of the emerging in the domestic peer-to-peer boom. Unlike other Peer-to-peer, the Block box chooses to start with financial data, and then formally cut into the peer-to-peer after accumulating certain data. Starting with the data the Dong Jun of the financial industry was founded: the building blocks box is one of the emerging domestic peer-to-peer boom. Unlike other Peer-to-peer, the Block box chooses to start with financial data, and then formally cut into the peer-to-peer after accumulating certain data. Starting from the data financial industry Dong Jun in the creation of "product ...
Hong 偌 Xin on June 25, the establishment of just two years before the cast which network announced the acquisition of GF Sindhi billion-level strategic investment, and also will work with its parent GF Securities; on June 27, a company called Hengjin loan network loan platform opened in the morning and then lost the afternoon, is simply refreshing the net loan pace of a new record speed ... However, in the P2P lending industry, such a great story can be said to staged every day. Because there is no operating license, the registered capital, as well as shareholders such as hard constraints, P2P industry in the short span of rapid expansion. And according to the number of zero one financial monitoring ...
Absrtact: Recently, Lu Jin was the first financial, Sina technology and other media reported that 250 million receivable overdue bad debts. Lu Jin's Ping An international commercial factoring (Tianjin) Co., Ltd. (hereinafter called Ping An Shangbao) accumulated nearly 400 million borrowings, including Shaanxi Gold recently, Lu Jin was the first financial, Sina technology and other media reported that 250 million overdue bad debts. Lu Jin's Ping An international commercial factoring (Tianjin) Co., Ltd. (hereinafter known as Ping-an Shangbao) has accumulated nearly 400 million borrowings, of which with the Shaanxi Gold Ziyang Agricultural Technology Group Co., Ltd. 250 million of the loan has arrived ...
I: The interest rate of the bank is 5%? My colleague New wisdom: 5% is also high. Me: Damn, what's the good interest rate of 12%? ... ... Well, yes, the above dialogue reflects me as a moonlight, month through users, plus a financial small white with me: "Bank interest rate is 5%?" "My colleague's new wisdom:" 5% is still high. "I:" Damn, that other people's favorable interest rate 12%? ...” ... Well, yes, the above dialogue reflects my as a moonlight, month through users, plus a wealth of small white users ...
Recently the network finance is very hot, now the network financial model to peer-to-peer and public-oriented, the two models have the inevitable correlation. Public services to the financing side, more is the project publicity, hope through the introduction, gifts, etc. to attract more attention, so as to obtain funds to run the project, or the project publicity. Peer-to-peer more services to investors, more is a new way of financial management, through the online "bank" on the idle money at hand to add value. The project is also filtered and audited, of course. This intermediate network platform must face one of the most basic contradictions: ...
Absrtact: View the latest quotes in the U.S. stock market performance stunning brand discount site only, finally took the first step into the financial chain, the Internet financial card battle from the platform of the electric business giant extended to the vertical category of electric circle. According to the Southern Metropolis Daily reported that the latest market performance in the U.S. stock market stunning brand discount site only, finally took the first step into the financial chain, the Internet financial card battle from the platform of the electric business giant extended to the vertical category of electric circle. According to "Southern Metropolis Daily" reported, recently, only goods ...
Lu Jin recently caused big trouble, there is news that Lu Jin subsidiary "Ping An international commercial factoring tired 250 million loan has expired, ping an factoring has to start capital pool repayment investor principal and interest". A time wind four, in addition to sing Lu Jin, many comments are directed at the Peer-to-peer mode mode, that Lu Jin represents the Peer-to-peer model also go into the desperate. In fact, the Ping an factoring incident has nothing to do with Lu Jin itself, and it has nothing to do with Lu Jin's peer-to-peer. And from what is now known, the security of the 250 million loans involved in the loan is also guaranteed by the third party, investors will not ...
The development of China and some other political systems over the years has shown that a democratic polity is not necessarily effective in serving the public, and that the Chinese system does not necessarily provide effective service to the people, but that it may not be a major institutional framework, but rather a specific system and policy. Director of the East Asian Institute Yongnian, a professor and director of research at the Institute of Chinese Policy at the University of Nottingham, contemporary Chinese studies, has recently shown many signs that the world's expectations of China and its recognition of the Chinese model are growing rapidly. First of all, after the financial crisis, the countries of the world still send Greek ...
Absrtact: In China, where is the market smaller than the small loan? The credit payment for the digital entertainment industry is quite different from the traditional credit card business model. In China, the biggest problem facing online payments is the security of payments, which is widely questioned by users. Where is our market for users in China, smaller than small loans? The credit payment for the digital entertainment industry is quite different from the traditional credit card business model. In China, the biggest problem facing online payments is the security of payments, which is widely questioned by users. In our survey of users, we found that 70% of the users gave up the ...
A few days ago, investors to the China Securities News reporter reflected that closed aluminum shares (000831) former chairman, current general manager Liqing, former general manager, the current vice chairman of Wang Changko, as well as Dong Secretary Zheng, chief accountant Ching just four senior executives, owed more than 460,000 yuan to the company's accounts, and was counted 1% of bad debt preparation. In response to this senior executive's arrears, the Chinese securities News reporter looked at the 2008 annual Aluminum Holdings report, and in the "Related party relations and transactions related to the balance" in the column found the relevant information, investors reflect the situation is completely true. Bad debt accounting is difficult to explain ...
The signal that "dangerous" fiscal local governments are selling aggressively means that local revenues are at a crisis. Banks are actively lending to local governments, but they are likely to make local debt more and more. Interview • Author/Ying Pan Qingshan The decline in profits of state-owned enterprises and the decline of land transaction prices, the two sets of data reflect the hidden crisis of local finance. May 20, the Ministry of Finance released data show that 1 ~ April, the national state-owned enterprises to achieve profits of 323.64 billion yuan, down 32.3% Year-on-year, the Ministry of Land and Resources released the "2009 First quarter full ..."
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