Bank Credit

Fry the floor, fry the ground, fry the king.　　Not the highest, only higher, in a time of King, who is the director of all this?　　"In the past few years, the first-tier urban land supply is generally inadequate", after a quiet year, the most important fixed assets "land" prices are rising, the king is spreading to the two or three-tier cities. And the state-owned enterprises, do not stir up the building began to "Fry the King", so that the land price has exceeded the current price. The idea of making the king drunk is that the house sells a good price. You don't see Pearl River New Town 15,000/square meters after the birth of the king, house prices rose more than 10%, the layout of the morning ...

Some banks said that sometimes the issue of the suspension of non-quality customers to apply for basic "No" after the "want to buy a car, but now car loans how so difficult?"　　"The scope of tightening of bank credit has spread from home loans to car loans, and many banks in Beijing have extended their approval time and even suspended them."　　Reporters yesterday as ordinary car buyers to call several banks, some banks said it can not guarantee the loan time, and some said to the mortgage assets review "strict", and some even said that even car loans were suspended. A state-owned bank responsible for credit staff told reporters that the car loan approval before 7 days can be done ...

After experiencing a violent development in full swing, the current P2P industry may already be on the cusp. At present, this is a non-regulated, non-admittance threshold, no industry norms and self-discipline industry. However, over the past year, there have been endless news on the collapse of various P2P platforms, runways and illegal fund-raising events. But on the other side, a lot of capital is still in the ascendant this beachhead, whether VC, PE or industrial capital, have gearing up to try in the P2P industry Nuggets. "Because risk management does not address the current nature of returns and the lag of risk, so in the future Ken ...

This is the best of times, internet thinking swept across the industry, Cross-border integration to give marketers to change the traditional business and even subvert the era of the giants of the weapons; This is also the worst of times, gold, real-time bidding, large data, social media and other efficient marketing tools on the side, but let marketers difficult to start, at a loss. In this "Love and hate" era, the speed of elimination and renewal is the tongue, but who is the marketing person? There is pressure and more motivation to create a classic! December 2 2014 China Innovation Marketing Summit---Case sharing is the best answer. Now ...

Every reporter Hu Junhua from Shanghai bank card clearly in their own hands, the card in the funds are no reason "evaporation", this scene often means another case of bank card replication theft victim was born. The bank card copies the theft case, is refers to the outlaws by installs the bank card copying equipment and the camera on the ATM machine, through steals the bank card information and the password to copy the bank card (commonly known as "the Clone Card"), then implements the theft the behavior. "Daily economic news" recently found in the survey interview, similar to the ATM card replication theft of bank cards is showing a trend: not only the silver ...

Some banks "recognize the house" some banks "credit" policy chaos Mucilloid Citizen Zhang yesterday finally relieved, originally thought must be killed the third suite loan, unexpectedly according to the first suite to grant loan.　　April 30, Beijing 12 regulations to strict mortgage, two suites must carry out a down payment of 50%, the rate of 1.1 times times the new deal, but the reporter found in the investigation, the Bank of the credit, and some of the house, we currently for the definition of two suites are different, mess hemp. Third Suite is the first set of IT professional graduation Arch (alias), is a friend of the name of the small rich. 4 years ago ...

Last November 20, the hand of the 28th brand of the Big Dragon real estate beat the warlords, to 5.05 billion yuan to pick the king of Beijing Double. Developers "gambler-type" The fate of the purchase by hoarding land to make money is about to end the king a higher than one, house prices climbed, 2009 real estate market madness still exist.　　And the Land King Subversion brand concept let more and more people in the industry began to doubt, real estate what is going on? Vanke Vice President Mao Daqing that the future government will continue to adhere to the loose monetary policy, but he felt that this year the government will certainly from whether to cover the land, hoarding houses and other days ...

Now China's P2P (personal loans to individuals) industry, with "ice and mortar" is the term to describe the most suitable. On the one hand, P2P boss ran news often appear; on the other hand there is a steady stream of people and funds into the industry. From July 19 to July 20, the "2014 Shanghai New Financial Annual Meeting and Internet Finance Bund Summit" will be held in Shanghai. The crowds were full of people in the hall. The corridor outside the "big data and internet credits" was crowded with audiences - so we could know the popularity of the industry. And such a forum of academic atmosphere, ...

Features of disorientated Management in Bbva,spain/Churong Spain BBVA Bank has a hundred years of business history, the bank market capitalisation ranked seventh in the world, even through the financial crisis, there is no need for government capital injections, and still maintain good asset quality, low loan non-performing loans, A record of low rates of bad.　　At present, Morgan Stanley's rating of the bank from the previous AA to AA, more from a side reflects its good risk management mechanism and mature risk management culture. May 2009, Citic ...

The Banking Regulatory Commission announced 27th, recently issued "Commercial bank credit card business supervision and management measures."　　The scheme prohibits the issuance of a credit card to minors under 18 years of age. On the single use of card-issuing amount of piecework commission assessment methods, one-sided introduction of business information, withholding important information, without the authorization of the customer to cross sales and other acts made a prohibition, and stipulated that the credit card is not activated by the cardholder, may not deduct any fees. The card issuing bank must inform the cardholder of the payment of the limit fee, the method of calculation, the right to close the service, and so on, before the cardholders have opened the exceeding Limit card service.

Yuan Jing reporter learned from commercial banks, although the parties to the new volume of loans, is expected to remain more than 1.3 trillion in January, but compared to last January, a sharp decline in 1.62 trillion.　　Industry insiders expect that by the spring festival factors and banks to control the size of the loan, the February new credit will appear a conventional sharp contraction. New year begins, new credit again blowout, January the first week of new loans broke through 600 billion yuan, the second week of growth. However, after the third week, with the co-ordination of regulators, the speed of bank credit has slowed down, some banks even stopped lending ...

"For small and medium-sized banks like ours, the personal mortgage mortgage business is really hard to do now."　　"A small and medium-sized joint-stock bank credit manager yesterday (January 4) complained to reporters. Originally, customers in the bank for personal mortgage business, the bank must first deposit a certain amount of deposit, the bank will issue mortgage loans. As a result of the personal mortgage business set a certain threshold, the bank is tantamount to abandoning the personal mortgage business.　　Traditionally, the personal mortgage loan business is a good asset for all the competing businesses, so why would the bank abandon the business in disguise? Under the pressure of the assessment of the steering according to this ...

In early June, the media exposure of the largest domestic credit card installment shopping platform billion hundred shopping may have closed, after the incident continued to ferment, many consumers and more than 20 banks were affected. A few days ago, the securities daily reporter learned from people familiar with the matter, billion shopping has been in Beijing Haidian Court bankruptcy, and the amount of the remaining accounts and other informative situation is still unclear, there is no relevant determination of the disposal plan. As of now, billion shopping still do not have any response to this matter. And on the QQ platform, many consumers have spontaneously organized a few "billion hundred shopping demanding group" rights, the current group members have ...

Recently, Shenzhen, a P2P company named Oriental Ventures to the entire P2P industry has sounded the alarm. The company's main partner because of the use of P2P self-financing, the court of first instance as a "crime of illegal absorption of public deposits" and sentenced to 3 years. According to a person in charge of a P2P platform in Beijing, "Now more than 2,000 platforms nationwide, 70% of them are self-financing platforms." Under the background of "no entry threshold, no industry guidelines and no regulatory rules" P2P industry in the rapid development at the same time, there have been the risk of frequent occurrence of the facts. Why China Banking Regulatory Commission has not yet regulators ...

With the development of internet finance, Peer-to-peer has become a popular model. But the recent collapse of a large number of peer-to-peer websites has also led the industry to ponder over this model. And the core of the problem is the information asymmetry of personal network credit, which led to a large number of people in the network with the rapid development of internet finance, Peer-to-peer has become a popular model. But the recent collapse of a large number of peer-to-peer websites has also led the industry to ponder over this model. And the most important problem is the information asymmetry of personal network credit, which leads to a lot of ...

Jahai worried about the qualification downgrade of the construction business executives are temporarily relieved. This reporter recently learned that the construction Enterprise Special Qualification Application transition period may be extended from the original 3 years to 4 years.　　The Ministry of Housing and Urban and Rural Development (hereinafter referred to as "Ministry of Construction") an official in Zhejiang to the local construction industry to make the above remarks.　　Prior to the 2007, the Ministry of Housing and Urban and rural construction issued a new standard of special qualifications, then stipulated that by March 2010, the formal implementation of the new standards. Relegation is to protect their jobs, the construction industry has experienced unprecedented pressure. Because according to the new standard, the current national 264 ...

Second Suite The standard of determination is expected to make a major change, the "bank credit record is subject to" to "the borrower actually holds the number of housing." The first financial daily learned yesterday that the CBRC was conducting a mapping on the implementation of the new deal for the two suites of banks. One authority said the decision makers tended to be judged by the strictest two suite, that is, the actual number of houses the borrower holds, rather than the current bank credit record. "Therefore, the information related to the supervision of the House, the need for the Ministry of Housing to give a clear determination, the bank is in the implementation level." "Yesterday, China Banking Regulatory Commission Bank supervision of a master ...

Reporter Huang Huang reported in Shanghai after the full swing in the development, the P2P industry today, has been on the cusp. This is a no entry barrier, no regulation, no industry norms and self-discipline industry. Over the past year, the collapse of various P2P platforms, running roads and illegal fundraising events have been heard. But the other hand, a lot of capital is still beachhead in this ascendant field, whether it is VC, PE or industrial capital, have gearing up, trying Nuggets P2P industry. "Because risk management does not address the current nature of risk and the lag of risk, the future is certainly ...

On the afternoon of October 29, the signing ceremony of the strategic Cooperation agreement with CITIC Bank Suzhou Branch was held at Citic Bank Suzhou Branch. The same Cheng Network CEO Wu Zhixiang, CITIC Bank Suzhou Branch President Win Jinxiang, etc. attended the signing ceremony. At the beginning of the signing ceremony, President Win Jinxiang first spoke. He said that with the rapid development of the network, stable business growth in the past few years to maintain a continuous profit, is the domestic online tourism industry, "a fresh force", the establishment of strategic cooperation between the two sides will be a mutually beneficial situation. Subsequently, the same Cheng Network CEO Wu Zhixiang also made a brief speech. Wu Zhixiang said, Citic Bank is at present I ...

Xinhua Beijing, June 22, the People's Bank of China 22nd released a quarterly payment system operation, as at the end of the first quarter, China's credit card issuance Volume 15 473,100, per capita possession of 0.11 Zhang/person, an increase of 42.9%. In the first quarter, bank card issuers had a slight increase and the number of cards was growing faster. As at the end of the first quarter of 2009, 2,241 members joined the UnionPay network, adding 6 at the end of the fourth quarter of 2008.　　Among them, there are 201 domestic member institutions and 40 overseas members. According to the data, as at ...