Bank Credit

Xinhua Beijing, January 18, the recent official control of the mainland bank credit line rumors continue, China's Banking Regulatory Commission 18th night said that the pace of credit and quality of the "bottom line" is the capital adequacy ratio and other prudential regulatory indicators, commercial banks of the credit plan by its board of directors.　　18th Media said the CBRC has made large state-owned bank of new credit line this year, which released more than a trillion yuan in new loans last year, the Bank of China was asked to slash credit growth, the new limit of more than 650 billion yuan, there is a view that officials are starting window guidance. The night of the CBRC ...

Absrtact: Only the Beijing branch of CCB has 12 rail transit lines for credit support. October 2012, a person of CCB company told the author, in 2011 alone, the branch to Beijing Rail Transit Project a total of 16 billion yuan of financial support, ranked business "only CCB Beijing branch to provide credit support of the rail transit line has 12." In October 2012, a person from the CCB company told me that only 2011, the branch of the Beijing Rail Transit Project to provide a total of 16 billion yuan of financial support, ranked commercial silver ...

New news is understood that at present, China Merchants Bank (600036, shares bar), Ping An bank and other banks and Alipay cooperation, users in the online use of related bank card payment can enjoy 85 percent to 90 percent concessions, the bank's online discount war is a comprehensive transfer to the line. Reporter yesterday to log in Taobao and day cat online shopping found, recently, more and more banks to carry out shopping discounts, the first time in Monday to use the Merchants Bank debit card fast payment of users can play 90 percent discount, 10 yuan capping; Before March 10, Ping An bank credit card users first Use fast payment online payment, full 100 yuan ...

Industry: 80% buyers are loans to buy a house, credit tightening than the elimination of tax concessions to hit the end of the year has come, more and more buyers find that the mortgage is increasingly difficult: approval delays, lending speed significantly slowed ... Fence Online Even a netizen posting said that the bank from 15th after the cessation of personal mortgage business. Reporter yesterday from a number of intermediary companies to deal with mortgage part of the confirmation, this argument is not tenable.　　But at the end of the year the mortgage is really very tight, do not say two suites, even the first suite to loan 70% are difficult. December audit tightened, loan extension according to the major intermediary companies trading ...

Su Ning, the CPPCC member and deputy governor of the central bank, denied that the new mortgage bank could adjust its benchmark interest rate "two sets of mortgage loans" after the policy came out, the real estate trading volume declined. Will the central bank make a new deal in the near future? Su Ning, a member of the CPPCC and Deputy central bank governor, said in an interview yesterday afternoon: "No!"　　He said the excessive rise in house prices would pose a risk to bank credit, and banks could choose to adjust themselves on the basis of benchmark interest rates based on their own judgment. Recently, two sets of mortgages have been markedly tightened, and many buyers are worried that plans to buy improved housing will slow. From the ...

Absrtact: Recently, wing long loan CEO constructed prepared a "Peer-to-peer network loan platform industry status quo and wing-long loan standards", hoping to do a good job in the industry to point out, and to do a bad place to reflect. The entire Peer-to-peer network loan industry has developed for 6 years. 　　In these 6 years recently, constructed, the CEO of the Wing Dragon Loan, has drawn up a "Peer-to-peer network loan platform industry status quo and the wing-long loan standard", hoping to make good innovations in the industry to point out, and to do a bad place to reflect. The entire Peer-to-peer network loan industry has developed for 6 years. In this 6 years time, constructed see ...

Home appliances started by the Jingdong Mall recently announced the official line "Business Super Channel", the first on-line goods more than 5000 kinds, netizens can buy food, beverages, cereals and oils, washing and other daily necessities in Beijing. 　　Coupled with the online "No. 1th Shop" "Taobao convenience" and so on, the market line of the supermarket industry increasingly fierce competition. In the past, Internet users of the category of shopping mostly 3C products, books, clothing, from the Internet to buy a bucket of water, a bag of rice or a bucket of oil, and rare. However, since the beginning of this year, as many household electrical appliances to enter the online supermarket industry, internet shopping fast-moving consumer goods more and more. ...

10 years ago, banks were instilling in them the idea of debt consumption with tomorrow's Chankon today's dream. Now, many people have been tired. Under the impact of bank credit products, such as mortgage, car loan, decoration loan, credit card and so on, many people have become house slaves, car slaves and slave slaves. According to the Wuhan branch of the Department of Management data show: To this February, Wuhan City personal consumption loan balance of 69.2 billion yuan. If the city's 8 million resident population calculation, Wuhan per capita loans of 8650 yuan.　　2008 Wuhan City per capita disposable income of 17000 yuan. According to this calculation, Wuhan per capita debt rate ...

In this regard, Ctrip said in an interview with reporters, in the discovery of problems, the company has immediately launched a technical investigation, and in two hours to fix the loophole. March 22 Night to March 23, Ctrip has informed the potential risk of 93 users to replace the credit card. 　　By the bank feedback, up to now, no Ctrip user credit card stolen the situation. 　　However, a lot of Ctrip users are still very concerned about the sound of card change, there are users in the interview that the bank has also expressed understanding of this situation, and actively cooperate with customers to change cards. Nanfang Daily reporter ...