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To land developers will ban loans

Recently, the People's Bank of China Shanghai headquarters issued the "2010 Shanghai Municipal Credit guidelines," said the company will be around moderately loose monetary policy and the holding of credit policies to strengthen window guidance and policy coordination. The guidelines also pointed out that the existence of land hoarding, speculation, covering the reluctant and other violations of the law and discipline of the real estate development enterprises, may not be issued new loans, already have loans to take prompt measures to protect.  In addition, the Central bank has asked financial institutions to pay close attention to the potential risks of loans from land-reserve institutions and non-real estate businesses entering real estate conglomerates. This year's guideline divides credit investment into three categories.

After you log in to a bank's online bank, you can check the balance and details

After you log in to a bank's online bank, you can check the balance and details of all your online banks (including time deposits, demand deposits, funds, and even financial products in your account), and transfer the money to the account immediately.   This convenience will become a reality with the end of the super net silver. A person from the central bank's clearing house confirmed to South reporters that the second generation of payment systems led by the People's Bank of China (hereinafter referred to as the "central Bank") ——— the Super Net Bank would be online by the end of this month. These people said that the current participation in the pilot dozens of commercial banks are docking central bank ...

BOC to raise interest rate for new third suite stop loan

BOC increases "in-house" interest rate new Third suite stop-loan notice not to Jinan reporter Ma Min this newspaper, Jinan, April 23, the official website of the Bank of China, announced that the interest rate adjustment expires, the stock mortgage rate will be raised, three suites interest rate will be on the basis of benchmark interest rate of 20%. After the tightening of the mortgage policy, BOC became the first bank to raise interest rates on mortgage loans.  Yesterday, the reporter learned from the Bank of China Jinan branch, Jinan branch has not received adjustment notice. First set of stock loans up to 85 percent in early February, BoC took the lead to cancel the 70 percent mortgage, ...

Record of international Settlement of BOC

Bank of China 27th, in 2010, the Bank of China played the overall advantages of the group's institutional linkage at home and abroad to achieve international settlement volume of 1.97 trillion U.S. dollars, the annual international Settlement of the banking industry record, for many years to maintain the world's first.  According to statistics, in 2010, the mainland institutions of China's international trade settlement volume of more than 900 billion U.S. dollars, the year-on-year growth of 42%, leading China's foreign trade and import and export growth rate of nearly 7%, December the end of the market share of 31.06%, further consolidation of market dominance. 2010 the domestic and foreign institutions of the Bank of China to increase investment ...

BOC Mortgage rate minimum 85 percent

Strict restrictions on speculative home purchase the Bank of China yesterday announced a mortgage policy on its official website, the stock of the first set, two sets, three sets and above the rate of floating mortgage rates were adjusted to the benchmark rate of 0.85 times times, 1.1 times times and 1.2 times times. BOC became the first state-owned large commercial bank to announce the cancellation of the loan discount.  BOC also stipulates that for households that have borrowed to buy a second home, they are not less than 50% of the down payment and interest rates are no less than 1.1 times times the benchmark rate. The reporter calculates discovers, take 20 year 400,000 yuan loan for example, the mortgage interest rate increases ...

China's 10 ministries and committees to develop the credit system of food industry enterprises

Xinhua Beijing December 25 by the Ministry of Industry, the Ministry of Health, the state Food and Drug Administration, the National Development and Reform Commission, the Ministry of Agriculture, the Ministry of Commerce, the People's Bank of China, the State Industrial and commercial Administration, AQSIQ, the State administration of Quality Supervision of the Ministry of 10 issued a joint "food  This is the reporter 25th from the state Food and Drug Administration informed of the news. "Food industry enterprises Credit System construction guidance" to implement the "Food Safety law" and the implementation of regulations, the implementation of the State Council on the issuance of light industry adjustment and revitalization of the planning of the notice and the state of affairs ...

Cloud computing Cheong Age Our information security depends on who?

19th, "National Information Security Week series activities in Heilongjiang Province--Information security disaster Preparedness Technology Forum" held in Harbin, participants on information security disaster preparedness technology and disaster preparedness management knowledge sharing and discussion.   The forum aims to raise awareness of the security risks around the network and to improve network security skills.   The Forum by the Heilongjiang Provincial Network and Information Security Coordination Group office and the People's Bank of China Harbin Central Branch jointly sponsored by the National Disaster Preparedness Engineering Laboratory and Chiyu data Joint contractor. Forum, the world famous BCM Professional organization International Disaster Recovery Association ...

Maotai entered the construction Bank of good and financial business electronic platform will push member system management

According to Maotai Group official website information shows that last year, Maotai group four electric platform processing orders 3,000 copies, sales more than 10 million yuan, sales 11000 bottles. The company and the China Construction Bank in February this year to reach a cooperation, ready to enter the CCB good business electronic platform. It is understood that Maotai group in 2010, the first net, opened the online mall, and in 2012 set up Renhuai Wine Maotai E-commerce Co., Ltd., Guizhou Maotai Liquor Sales Co., Ltd., a wholly-owned subsidiary. After the entry in 2013, the cat, Alibaba, industrial and Commercial Bank of China "Rong E purchase" and other electric platform, ...

The 2nd China Financial Summit Forum

On April 23, 2014, the 2nd China Financial Summit Forum was held in Xiamen. From the China Banking Regulatory Commission, Bank of China, Agricultural Bank of China, China Construction Bank, China Merchants Bank, Minsheng Bank, China Everbright Bank and other domestic banks more than 40 head of Information Technology attended the meeting. Shanghai Tian Dan Network Technology Development Co., Ltd. (referred to as: Netis, www.netis.com.cn), as outstanding service performance management vendor representatives at this meeting. China Banking Regulatory Commission, Information Technology Regulatory Department Huang Qiuguo, China Construction Bank Beijing data center deputy director Wu Xianfeng, Bank of Communications ...

Business adjustment needs to wait

July 30, PayPal Greater China Business Director Zhang Xin in an interview with Sohu it said, PayPal China's third party payment business has not made adjustments still need to wait for the national third party to pay the relevant rules issued. Before June, the central bank has formulated and promulgated the "non-financial institutions to pay services management measures" will be issued to the third party to pay the enterprise license, and the Central Bank stipulates "The scope of business of foreign investment payment agencies, the qualifications of foreign investors and the proportion of capital contribution, etc., by the People's Bank of China, "On this, Zhang ...

Cloud security monitoring and security of financial website

Recently, NSFocus was invited to attend the "Five annual meeting of China Financial CIO" and make keynote speeches. This annual meeting with "cloud computing era Technology application innovation" as the theme, attracted by the ICBC, Agricultural Bank, Bank of China, Construction Bank, Citic Bank, Everbright Bank, China Securities Industry Association, Galaxy Securities, China Reinsurance Company, China Life, Taikang life and other dozens of units of several senior information experts and leadership. At the meeting, NSFocus financial industry sales director Shang Donglin to "financial site cloud Security monitoring ...

Forestry industry: A comment on financial development supporting forestry guidance

May 26 afternoon the central bank website announced the People's Bank of China, the guidance opinions of the Ministry of Finance, the CBRC, the CIRC and the Forestry Bureau on the reform of collective forest rights system and the development of financial services in forestry, including six parts: first, fully understand the important significance of the reform of collective forest right system and the development of financial service in forestry Second, effectively increase the effective credit investment for forestry development; Thirdly, to guide diversified funds to support the reform of collective forest rights system and forestry development; Four, actively explore the establishment of forest insurance system; Five, strengthen the information sharing mechanism and internal control mechanism construction;

BOC Network Silver meets Li Ghost lawyer claims to find bank fault evidence

Before and after the Spring Festival, some of the Bank of China Silver customers because of the false message fraud, login to the counterfeit Bank of China website, the net silver user name, password, dynamic password was then "phishing" program stolen, its net bank account within a few minutes was quickly turned away.  The dynamic password used by the BOC has also been questioned by some customers over the ability to secure the money.  In addition, there are doubts that BOC's mobile banking can be directly through the Bank of the bank to open, which also directly provide criminals with the opportunity. BOC February 21 also to the "Daily economic news" reporter said, later in the bank ...

China's first quarter consumption growth name solid fall

Xinhua Beijing, April 23 (Xinhua Jiang Rui, Wang) The People's Bank of China Investigation and Statistics Division issued a report of 23rd, said that the first quarter of this year, the nominal growth rate of Chinese consumption remained stable, real growth has fallen, food and housing prices are the main factor in the formation of this situation. The report, entitled "Analysis of China's macroeconomic situation in the first quarter of 2010", noted that China's total retail sales of consumer goods rose by 17.9% in nominal terms in the first quarter, up 1.3% from the previous quarter, up 2.9% from a year earlier, and 5.5% per cent on a quarterly basis, compared to the previous season.

1-year Central coupon rate two consecutive weeks upward

Xinhua Beijing, January 19 (Xinhua Wang, Yiu Junfang) of the People's Bank of China 19th open market business transactions announced that the central bank on 19th, the price of the issue of the fifth Central bank bills.  Interest rates are up 8.3 points above last week's, the second consecutive week of the central bank's one-year interest rate.  The central bank announced that the fifth issue of the 1-year issue of the circulation of 24 billion yuan, the bid rate of 1.9264%. 12th the central bank issued 20 billion yuan 1-year vote, the bid rate is 1.8434%, compared to the past 8.29 basis points, is the interest rate of five months to the first ...

ICBC's credit support will be back on loan

When the wind of credit scale is tightening, the bank's credit investment is further clarified and refined.  Reporter 8th from industrial and Commercial Bank of China to learn from the 2010 working Conference, the Bank this year, the credit will be "six key support" and "three strict control", the resumption of "hoarding", "cover plate" housing enterprises loans. Among them, the "six key support" first is to support the construction, continuation and signing of major projects to ensure the smooth development of national key projects, the second is to support strategic emerging industries, modern services, support energy-saving emission reduction, recycling economy, low-carbon economy and other green industries; Three is the focus ...

Three major lines start to implement the New deal with the date of the effective contract

On the day of the commencement of the contract, the borrower who is in the process of doing so is in the field. Following the Friday ICBC announced the implementation of differentiated housing credit policy, Bank of China Beijing Branch, ABC Beijing Branch also announced from now on the implementation of the new mortgage policy, that is, loans to buy a second housing households, the proportion of loans to the first payment should not be less than 50%,  The lending rate must not be less than 1.1 times times the benchmark rate.  While most banks still deal with two of mortgages in the same way, some banks have told reporters that loans in the approval process may be implemented in accordance with the new policy, with lenders being asked to raise their down payment. The new rule is "the effective date of the contract".

Dual-core operation mode

Absrtact: This is not the first time that the financial industry has given credit to the online gaming industry, but it has been the highest credit to the online gaming industry. July 11 16 o'clock, the Grand games teamed up with snail held "black gold" dual nuclear operation press conference. At the same time, Pudong Bank is not the first time the financial industry to credit the online gaming industry, but it is the financial sector to the online gaming industry, the highest credit line. July 11 16 o'clock, the grand game together snail held "black gold" "dual Nuclear operation" press conference. At the same time, Pu FA Bank, Bank of Communications, Ningbo Bank and the Bank of China, the President ...

Shing: The rapid development of internet finance, greatly expanding the data category of credit system

Recently, the People's Bank of China Business Management Department, the director of Shing in the media interview said that with the rise of internet finance, credit institutions through the Internet to comprehensively judge the credit status of the recipient, which will promote the credit scoring system in China to change the model. Shing said that the rapid development of internet finance has greatly expanded the data category of the credit system, which will promote the transformation of the traditional model. Shing pointed out that in the Internet financial model, credit institutions can widely use credit scoring model, through electronic trading platform information, logistics information, funds flow letter ...

China Banking Regulatory Commission officially approved the establishment of three private banks to apply

Integrated Jinghua Times reporter Gao Feng Liao Feng Zhu Jianhe Yesterday, the China Banking Regulatory Commission Chairman Shang Fulin external disclosure, has recently officially approved the establishment of three private banks to build applications. These three privately owned banks are: Qianhai Bank of China, a subsidiary of Tencent, a source of industry and industry, and a sponsor of Qianhai Bank of China, Wenzhou Commercial Bank, the main sponsor of CHINT and Huafeng, and Tianjin, Jincheng Bank. According to the requirements of China Banking Regulatory Commission, private banks have six months after the approval of the preparation period, if not completed can apply for an extension of up to 3 months. In other words, up to 9 months after the private bank can be officially opened ...

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