Bank Supervision

Economic Observer Online reporter Chen Xiuyue July 25, China Banking Regulatory Commission party secretary and chairman Shang Fulin in the first half of 2014 China Banking Regulatory Commission on Banking Supervision disclosed that China Banking Regulatory Commission has officially approved the establishment of three private banks to apply. Tencent and Ali, the two Internet giants, who can get the lead in obtaining the first to be approved, much attention. According to the disclosure, Tencent, Baiyanyuan, Founding as the main sponsor of Shenzhen Qianhai Micro Bank ranked among the three approved private banks. Also approved by the other two are based in Chint, Huafeng-sponsored Wenzhou Commercial Bank, and North China, Mai Mai-based launch ...

One of the hottest categories in the field of Internet finance is P2P. However, the parallel phenomenon of peer-to-peer P2P platforms has triggered market worries. It seems that when the industry plunged into credit, many P2P platforms recently announced the signing of a so-called "fund custody agreement" with Ping An Bank. Is the bank's steady and credible image really giving credit to P2P platforms? According to a survey by the Beijing Times reporter, Ping An Bank did not conduct similar businesses, and even China Merchants Bank, which has already started a similar hosting business, is only prepared for risk reserve, so investors are investing in P2P platforms.

Economic Observer Online reporter Chen Xiuyue July 25, China Banking Regulatory Commission party secretary and chairman Shang Fulin in the first half of 2014 China Banking Regulatory Commission on Banking Supervision disclosed that China Banking Regulatory Commission has officially approved the establishment of three private banks to apply. Tencent and Ali, the two Internet giants, who can get the lead in obtaining the first to be approved, much attention. According to the disclosure, Tencent, Baiyanyuan, Founding as the main sponsor of Shenzhen Qianhai Micro Bank ranked among the three approved private banks. Also approved by the other two are based in Chint, Huafeng-sponsored Wenzhou Commercial Bank, and North China, Mai Mai-based launch ...

One of the hottest categories in the field of Internet finance is P2P. However, the parallel phenomenon of peer-to-peer P2P platforms has triggered market worries. It seems that when the industry plunged into credit, many P2P platforms recently announced the signing of a so-called "fund custody agreement" with Ping An Bank. Is the bank's steady and credible image really giving credit to P2P platforms? According to a survey by the Beijing Times reporter, Ping An Bank did not conduct similar businesses, and even China Merchants Bank, which has already started a similar hosting business, is only prepared for risk reserve, so investors are investing in P2P platforms.

Xinhua Beijing, December 16 (reporter Liu Shiping, Wu Yu) China Banking Regulatory Commission, a director of bank supervision Yang Jiacai said recently, the bank supervision part will be timely on "Fixed assets loan management interim measures" and "project financing business Guideline" and other loan business governance new regulations to implement law enforcement inspection, investigate and punish irregularities. Yang Jiacai, a recent Bank of China Banking Association held in the front of the topic of the forum, said that only all banking institutions to act together to promote the new regulation of loan governance "a guideline for the three measures" successfully implemented to protect the common interests of the banking industry. "Three approaches a guideline" helps ...

BEIJING, April 22: Two sets of housing loans to the "national housing" or into history China Banking Regulatory Commission, a director of bank supervision Yang Jiacai said that the second set of housing standards, to the number of houses, to the family (including borrowers, spouses and minor children) as the unit.　　This will be a change to the two suite policy on loan records. It is understood that the previous implementation of the two suite to determine the standard is usually based on whether to use loans to buy housing, and whether the loan has been repaid to define, and the brewing of the two set of mortgage enforcement principle is "to room, family as a unit" ...

Xinhua Beijing, December 16 (reporter Liu Shiping, Wu Yu) China Banking Regulatory Commission, a director of bank supervision Yang Jiacai said recently, the bank supervision part will be timely on "Fixed assets loan management interim measures" and "project financing business Guideline" and other loan business governance new regulations to implement law enforcement inspection, investigate and punish irregularities. Yang Jiacai, a recent Bank of China Banking Association held in the front of the topic of the forum, said that only all banking institutions to act together to promote the new regulation of loan governance "a guideline for the three measures" successfully implemented to protect the common interests of the banking industry. "Three approaches a guideline" helps ...

Xinhua Beijing, April 22 (reporter Liu Shiping, Lo Yufan) China Banking Regulatory Commission, a director of bank supervision Yang Jiacai said in a recent media interview, the second set of housing standards to the number of houses, to the family (including borrowers, spouses and minor children) as a unit. Reporter 22nd In the interview learned that "to room, family unit" may be the introduction of the two suite of standards related to the basic principles of the relevant provisions.　　Second suite The relevant provisions will also give full consideration to the first set of housing and improve the reasonable needs of the room. At present, by the Ministry of Housing Urban and rural construction and the People's Bank, CBRC ...

According to the Xinhua news agency, China Banking Regulatory Commission, a director of bank supervision Yang Jiacai recently said that the second set of housing standards to the number of houses, family (including borrowers, spouses and minor children) as a unit.　　Reporter 22nd In the interview learned that "to room, family unit" may be the introduction of the two suite of standards related to the basic principles of the relevant provisions. At present, by the Ministry of Housing and Urban and rural construction with the People's Bank, the CBRC's two suite of standards for the formulation is still in progress.　　The CBRC also said yesterday that the standard needed to be formally written and that banks had not yet been formally forced to do so. ...

The newspaper yesterday, China Banking Regulatory Commission, a director of bank supervision Yang Jiacai Media interview, said that the two housing units for the family to identify, including himself, spouses and minor children.　　The credit registration system of commercial Bank can find out the loan situation, but it is important to judge the housing units mainly by the registration information. The State Council recently issued the "about resolutely curb the rapid rise in the prices of some cities," a clear demand for loans to buy a second housing households, the first payment ratio of loans must not be less than 50%, the loan rate must not be lower than the benchmark rate of 1.1 times times. Carry out the ...

Second Suite The standard of determination is expected to make a major change, the "bank credit record is subject to" to "the borrower actually holds the number of housing." The first financial daily learned yesterday that the CBRC was conducting a mapping on the implementation of the new deal for the two suites of banks. One authority said the decision makers tended to be judged by the strictest two suite, that is, the actual number of houses the borrower holds, rather than the current bank credit record. "Therefore, the information related to the supervision of the House, the need for the Ministry of Housing to give a clear determination, the bank is in the implementation level." "Yesterday, China Banking Regulatory Commission Bank supervision of a master ...

Absrtact: Yesterday, China's Banking Regulatory Commission announced the restructuring of the two division into joint-stock banks and city firm Supervision Department, the Trust Supervision department from the Bank Supervision department separate, and the new Prudential Regulation Bureau, on-site Inspection Bureau, the general Financial Bureau. Among them, the China Banking Regulatory Commission yesterday announced the institutional adjustment, the two division divided into joint-stock banks and City firms Supervision Department, the Trust Supervision Department from the non-bank supervision of the Department of Separation, and the new Prudential Regulation Bureau, on-site Inspection Bureau, the Hui Financial bureau. Among them, the general financial work Department involved many, including the original two Small business office, cooperation Department ...