Banking Sector

Xinhua Beijing, February 10 (reporter Liu Shiping, Bai Jiechun) data show that as of the end of 2009, the total assets in China's banking sector reached 78.8 trillion yuan. At the same time, ICBC, CCB and the Bank of China ranked the world's largest banks first, second and fifth.　　The Chinese banking industry, with its growing strength, has also provided strong monetary credit support for the rapid reversal of economic growth and the first to achieve an overall economic rebound. The credit structure optimizes the economy "the blood" the function to highlight last year new RMB loan to reach 9.59 trillion yuan, a lot of ...

Recently, Chen Wenhui, executive director of the 40th China Financial Forum, has a high degree of attention in the Internet finance community. There are many discussions among industry, experts, scholars and the media. In the aspect of internet finance, the insurance industry took the lead in pilot testing and took the lead in piloting a specialization in Internet insurance. In 2013, it approved the establishment of a professional Internet insurance company, Zhong An Online, and accumulated some practical experience in internet insurance. The rapid development of Internet insurance is the trend of the times In the use of the Internet and other new technologies to improve services, the banking sector started in the account inquiries, transfer payments and other basic functions, the insurance industry was initially reflected in the sales side. Insurance...

Securities Times reporter Tangsun The increase in credit growth in the mainland is greater than market expectations, and some foreign agencies have expressed concern about the prospects for mainland banking stocks. Peter Elston, strategist at Aberdeen Asset Management (Asia), said he was concerned about the large number of loans to the mainland banking sector under current policy incentives.　　He said the move, while expected to spur a rise in profits in the banking sector in the medium term, expressed concern that non-performing loans could be spawned in the next few years. Liao, a credit analyst for S & P, said the asset quality of domestic banks could fall further in 2009, but should be maintained ...

The bank's H shares, which were slightly high this morning, followed a quick concussion, with shares falling 2.64% per cent to HK $5.54 and trading 344 million shares a half-day.　　In a report, CIMB said it gave the unit a winning market rating and listed it as the preferred unit in the banking sector, with a target price of HK $6.75, a 22% per cent premium over the market. CIMB refers to the construction Bank's share price/account value is still relatively low. It is believed that the improvement in the outlook is due in part to strong property transactions, which have weakened the cash flow concerns of property developers as a result of the rise in property sales, which correspondingly reduces the bad debt of property developers ' loans ...

In the past 25 years, we have experienced the digital revolution. In this revolution, we have gained another truth: the inability to harvest users means death. During this time, the recording industry was busy suing pirated companies so much that it was not able to expand its business into the digital world; traditional newspapers were a frequent fixture in the Internet, and DVD-video stores had to contend with YouTube. In these cases, the losers are the companies that cling to traditional business models, and those that are actively coping and adapting themselves to the digital age ...

Since its establishment on July 8, 1994, the Beijing Branch of China Merchants Bank has now had 66 sales outlets and over 3700 employees with a total assets of more than 700 billion yuan after 20 years' development. The accumulated profits and taxes have surpassed 60 billion yuan, To provide more than 2 trillion yuan in credit support to tens of thousands of corporate customers and more than 130,000 individual customers. Profitability, asset quality and other core indicators among the highest in the system and the industry. Today, the young China Merchants Bank Beijing Branch is facing the overall transformation of China's banking industry. China's banking industry bid farewell to the golden development ten years, is ushering in a challenging market-oriented interest rates ...

The U.S. financial regulatory reform is imperative, or will put pressure on the banking sector, coupled with a number of U.S. bank ratings and outlook was lowered by standard and poor, the Dow fell 7.49 points, Na point Rose 0.66%. Hong Kong stock ADR generally fell, but the exchange control (00005) Rose 0.57%. Major European stock markets fell more than 1% per cent. Japan, South Korea stock this morning soft, daily shares fell more than 1%.　　Market participants expect Hong Kong stocks to continue to be at 18,000 points today, with a support level of 17,700 points. Yiao Haojan, managing director of asset Management, said the Hong Kong stock company fell 3 trading days, but remained at the 18,000 mark ...

IBM Global Business Services-gbs and ICBC jointly released the white Paper "from cloud computing to cloud-based business model-the future innovation opportunities for domestic banks." The white paper notes that cloud computing, as a new productivity, will help domestic banks build new business models, drive industry transformation and reshape the industry chain. Domestic banks should seize this opportunity to promote the transformation of China's banking sector. At the same time, the White paper also from the bank's retail ...

Sources said that the CBRC asked banks to carry out credit funds illegal investment in the city, housing and credit card overdue loan risk self-examination, the self-examination found that the credit funds illegal entry into the stock market, housing, to recover all loans. A news source from the banking sector disclosed in Monday, the CBRC recently asked banks to carry out credit funds illegal investment in the city, housing and credit card overdue loan risk self-examination.　　Self-Examination focus on whether the developers misappropriation of development loans to buy hoarding land, whether borrowers to credit funds, financial products, or as futures margin. The newspaper failed to obtain the CBRC ...

Abstract: The Chinese concept stocks in early Friday most fell Beijing time April 11 Evening News, Friday U.S. stock market low. The banking giant, JPMorgan Chase, opened the banking sector's first-quarter earnings, making it less profitable than expected. US-East Time April 11 09:30 (BEIJING China concept stocks Friday early in the majority fell Beijing time April 11 Evening News, the Friday U.S. stock market low open. 　　The banking giant, JPMorgan Chase, opened the banking sector's first-quarter earnings, making it less profitable than expected. US-East time April 11 09:30 ...

The news from the banking sector shows that China's bank of renminbi loans significantly contracted, but in sharp contrast to the surge in foreign currency loans, from the beginning of the negative has been steady growth, into the three-quarter more explosive burst.　　In the background of credit tightening at the end of the year, along with the further depreciation of the dollar and the expectation of appreciation of the renminbi, many banks and enterprises have chosen to open up new loans through foreign currency loans and presumed arbitrage returns. China's financial institutions began to see a significant increase in foreign exchange lending in the first month of May, with a further $37.2 billion trillion in June, and continued growth after the three quarter, according to central bank data.

At least one regular stress test per season Xinhua news agency 29th China Banking Regulatory Commission 29th issued the "Commercial Bank liquidity risk Management Guideline", in order to continuously improve the commercial bank liquidity risk management level, to guide commercial banks to fully pay attention to and strive to maintain liquidity adequacy, to ensure the safe and sound operation of our banking sector. Liquidity risk refers to the risk that a commercial bank may not be able to obtain sufficient funds in time or obtain sufficient funds in time to cope with the growth of the assets or to pay the maturing debts. If the liquidity risk cannot be effectively controlled, it will be possible to damage the solvency of the Commercial bank.

Expert: The policy tentative intention is too obvious the contradictory things of the commercial news will also happen in the exceptionally rigorous financial market. Just as the chairman of the CBRC warned that banking financing should not be too reliant on capital markets, the central bank issued a note that financial market financing would continue to expand this year and that the financing would be directed at Banks ' supplementary capital.　　Experts use "chaos" to describe the current policy caliber, and say that the current policy tentative intent is too obvious. Mr Liu has expressed his demand for bank refinancing on several occasions for the collective decline in the capital adequacy rate caused by the banking sector's massive lending. In addition to cannot rely on the capital ...

The U.S. financial regulatory reform is imperative, or will put pressure on the banking sector, coupled with a number of U.S. bank ratings and outlook was lowered by standard and poor, the Dow fell 7.49 points, Na point Rose 0.66%. Hong Kong stock ADR generally fell, but the exchange control (00005) Rose 0.57%. Major European stock markets fell more than 1% per cent. Japan, South Korea stock this morning soft, daily shares fell more than 1%.　　Market participants expect Hong Kong stocks to continue to be at 18,000 points today, with a support level of 17,700 points. Yiao Haojan, managing director of asset Management, said the Hong Kong stock company fell 3 trading days, but remained at the 18,000 mark ...

China's pay Clearing Association was formally established in Beijing. Association to recruit a total of 164 institutions to join, in addition to the financial industry for many years in the banking sector representatives, the domestic third-party payment business giants such as Alipay, fast money, tenpay, remit the world and other enterprises are in the Executive Director of the unit. The industry's "certainty" of the first batch of Third-party payment licences has not been issued in the same period. A number of senior payment companies confirmed that the pre-regulatory notice had hinted that the first payment licences would be issued at the association's inaugural meeting, however, the real timetable for the issuance of the licences was still ...

Despite a generally bullish first-quarter performance, the real estate market under the new deal still casts a wall over the outlook for the banking sector. Qian, vice president of the Bank of Communications, said April 29 in a quarterly performance statement, the bank's real estate loan overall risk controllable, according to the bank's recent mortgage pressure test results show that if the house prices fell 30%, the bank's real estate development loan non-performing rate will rise by 1%,　　The non-performing rate of personal mortgage loans will increase by 0.9%. On the credit supply this year, Uyali, vice president of the bank, said the total credit will be expected to increase by 20% this year, ...

⊙ reporter Miaoyan 0 Editor Heng Road celebrates Peking University professor, the Central Bank monetary Policy Committee member Zhou 27th attends the small and Medium Bank syndicated Loan Summit Forum, said that the negative interest rate is disadvantageous to the effective use of capital, and will cause the whole price situation to complicate. He cautioned that the negative interest rate environment is a problem to be addressed this year.　　The banking sector should be prepared for flexible changes in monetary policy this year and the next two years. Zhou that the negative interest rate environment will lead to extremely strong credit demand, but at the same time will make the bank's asset quality is facing great challenges. He points out that if the quality of assets deteriorates, it won't be long before ...

Summary: Third party payment industry integration Dark War May 23, China's Payment Clearing Association in Beijing formally announced the establishment. The association has absorbed a total of 164 institutions to join, in addition to the financial industry for many years in the banking sector representatives, the domestic third-party payment business giants such as the third party payment industry integration Dark War May 23, China Pay Clearing Association in Beijing formally announced the establishment. Association to recruit a total of 164 institutions to join, in addition to the financial industry for many years in the banking sector representatives, the domestic third-party payment of corporate giants such as Alipay, fast money, tenpay, remit the world and other enterprises are often ...

Abstract: The Chinese concept stocks in early Friday most fell Beijing time April 11 Evening News, Friday U.S. stock market low. The banking giant, JPMorgan Chase, opened the banking sector's first-quarter earnings, making it less profitable than expected. US-East Time April 11 09:30 (BEIJING China concept stocks Friday early in the majority fell Beijing time April 11 Evening News, the Friday U.S. stock market low open. 　　The banking giant, JPMorgan Chase, opened the banking sector's first-quarter earnings, making it less profitable than expected. US-East Time April 11 09:30 (Beijing time April ...)

Three brokerages yesterday unanimously optimistic about the second half of Hong Kong equities performance. Everbright Securities to increase the target price of the index to 20,000 points.　　ing and Sun Hung Kai Finance both said it was possible to see 21,000 points during the year. Hong Kong media reported that the Everbright Securities Research Department issued a report yesterday to increase the Hang Seng index target from 17,800 to 20,000 points.　　Tang Yu, deputy director of the company, said the mainland's economic growth is expected to reach 8.5%, plus the 2nd quarter earnings are expected to resume growth, and the market liquidity is abundant, so the stock market has an upward bias. He is particularly bullish on the mainland banking sector because of the narrow net interest margin ...