Banking System

Although Ma, Dong Wenpei, and many other banking bosses in the two sessions to "idling between the banking system, there is no economic effect on the real economy," should be to the Internet to levy a risk reserve "and other arguments to choke on the balance treasure as the representative of the Internet finance, but indeed some bankers chose to take practical action to express their optimism in this area. 　　The author has two interview object, one from Ping an bank to set up a net loan company after leaving office, another quite famous banking analyst, then job-hopping to Jingdong Finance. The latter cited five reasons: three focused on personal interests and career planning; another two.

SAN FRANCISCO July 11 morning news, US stocks fell on Thursday, but it has far away from the lowest intraday. One of Portugal's largest banks delayed the settlement of its debt, leaving investors nervous about the fragile European banking system. China stocks closed mixed on Thursday, up 7.09% to $ 12.38. At 16:00 on the July 10 (Beijing time at 04:00 on July 11), the Dow Jones Industrial Average dropped 70.22 points to close at 16,915.39 points, down 0.41%. The S & P 500 index fell 8.13 points to close at 16,915.39 points. .

Absrtact: Although Ma, Dong Wenpei and many other banking bosses are idling between the banking system in the two sessions, do not play a role in the real economy, should be to the Internet to levy a risk reserve and other arguments to the balance treasure as the representative of the Internet finance, but indeed there are banks in spite of Ma, Dong Wenpei, and many other banking bosses in the two sessions with " In the banking system between idling, there is no effect on the real economy, "should be to the Internet to levy risk reserves" and other arguments to choke on the balance treasure as the representative of the Internet finance, but indeed some bankers chose to show the actual action ...

Panrong's uncertain future bailout package and continuing massive strikes have pushed Greece back into the forefront of the debt crisis, and the S & P rating company has again warned that it will downgrade Greece's domestic banks in the future. Bank credit ratings have continued to fall in response to deteriorating domestic and foreign conditions, and the agency released a report over the weekend saying the future profitability of the country's big banks is facing serious challenges and that bank credit ratings are likely to be downgraded continuously. Earlier this month, 16th, the S & P has downgraded the Greek banking system Outlook rating from 4 to 5 points (the rating is 1~10 ...).

Absrtact: The application of domestic informatization in banking system is speeding up landing. 　　According to the reporter of the first financial daily, China Banking Regulatory Commission (CBRC) has carried out a special research on the application of informatization in the national banks, and the use of computers in large banks and financial institutions to set up the domestic information application of the system is speeding up the landing. According to the reporter of the first financial daily, the China Banking Regulatory Commission (CBRC) has carried out special research on the application of informatization in the national banks, information on the use of computer equipment, network equipment, storage equipment, security equipment and software equipment for large banks and financial institutions.

Online transactions are not face-to-face, customers can make requests at any time, any place, the traditional identification method is usually rely on the user name and login password to authenticate the identity of the user. However, the user's password in the form of plaintext in the network transmission, it is easy to be intercepted by attackers, and thus can impersonate the identity of the user, identity authentication mechanism will be breached. In the online banking system, user authentication relies on the encryption mechanism of RSA public key cryptosystem, digital signature mechanism and multiple guarantee of user login password. The bank verifies the user's digital signature and login password ...

⊙ reporter Qin Hong 0 editor Yanggang Open Market for seven years the first net release of the central bank in the four quarter of the big strength of the return did not change the 2009 annual open market operation of the outcome of the year net: the central bank injected 365 billion yuan into the banking system to become the first net year since 2002.　　The easing of liquidity may also continue until early next year, when the open market expires in the first quarter of next year, with a record of $1.8 trillion trillion in the same period. Unprecedented ease of operation in the moderately loose monetary policy of the implementation of the keynote, this year public city ...

The central bank increased its 1-year Guoju in this week's open market operation, and the market is once again keen to anticipate a possible rise in the 1-year interest rate.　　Analysts say this once again shows the central bank's intention to further increase public market operations to return liquidity to the banking system. The central bank will issue a 60 billion yuan 1-year vote in today's routine open market operation, which will increase significantly by 43 billion yuan last week. This is also the largest single week circulation since the 1-year central vote has been in place since late October last year. Market for 1 years ...

Summary: Financial industry needs spoilers? In any case, the fierce territorial separatist war has begun. Balance Treasure, micro-credit payment, Sina micro-banking system and so on a series of financial models carrying the Internet to expand the territory to the bank site, the brokerage department also announced the financial industry need to spoilers? In any case, the fierce territorial separatist war has begun. "Balance Treasure", "micro-letter payment", Sina "micro-banking system" and so on a series of financial models carrying the Internet has been expanding to the territory of the Bank, the securities department also announced the full participation of this ...

Absrtact: Although Ma, Dong Wenpei and many other banking bosses are idling between the banking system in the two sessions, do not play a role in the real economy, should be to the Internet to levy a risk reserve and other arguments to the balance treasure as the representative of the Internet finance, but indeed there are banks in spite of Ma, Dong Wenpei, and many other banking bosses in the two sessions with " In the banking system between idling, there is no effect on the real economy, "should be to the Internet to levy risk reserves" and other arguments to the balance treasure as the representative of the Internet finance, but indeed some bankers chose to ...

Experts say the rapid growth in money and credit has made the stock market more liquid. Data from the central bank yesterday showed rapid growth in currency credit and ample liquidity in the banking system in the first half of 2009. Data show that at the end of June 2009, M2 growth of 28.46%, the increase was 2.72% higher than the end of last month, the fastest growth in history, M1 grew 24.79% year-on-year, the increase was 6.09% higher than the end of last month.　　The difference between M2 and M1 is 3.67%, a 3.38% reduction from last month. Credit data, financial institutions at the end of June ...

People's Daily Beijing, April 18 (reporter He Xia) April 17, the People's Bank of China Governor Zhou Xiaochuan, after attending the Boao Forum for Asia in 2011, in the People's Bank of China Haikou Central branch on rural finance reform issues.　　Zhou Xiaochuan said that the "Twelve-Five" period, China's rural financial reform will continue to promote. Zhou Xiaochuan proposed that the people's banking system should earnestly carry out the "Twelve-Five" plan to deepen the requirements of rural financial reform, further guide rural credit cooperatives to do real capital and improve capital quality, strengthen management ability, perfect corporate governance ...

Securities Times reporter Zhang today's Hong Kong stock market, "hot money" has been a frequently mentioned hot words. Whether it is retail or institutional investors, there is a "large influx of hot money into the stock market," the consensus. However, after the carnival, the "capital city" from hot money will go?　　In this regard, insiders believe that short-term "hot money" will not ebb, but in 7 August or will see the real chapter. 20-day increase of 50 billion in the industry's view, the most intuitive evidence of the influx of hot money into Hong Kong is the increasing balance of the banking system, which is the statistics of the Hong Kong HKMA. As the Hong Kong HKMA is a ...

Recently the capital dominated the city, after the continuous adjustment of Hong Kong stocks, the market more worried about when the funds flow away. The chairman of the Hong Kong Association of Banks, Hkab, said yesterday that the balance of the banking system was still as high as $250 billion, while the overnight and 3-month interbank rate was still low and there was no indication of any flow of funds.　　He acknowledged that there had been a rise in the number of bankruptcies in Hong Kong, but that there had been no significant increase in the bad debts and that, despite the sharp rise in bad debts at the end of last year, the firm had now stabilised. According to "Big Public network" report, Hkab said the U.S. economic data is still uneven, although the property market has partially improved, but lost ...

According to economic sound, "world finance" reported that February 1 money market capital interest rate overall still hovering, but the overnight repurchase rate fell sharply 485 to 3.37%, indicating that the market real capital situation has improved. Analysts said that with the return of cash to the banking system, the tight financial situation is expected to be a substantial improvement in the Spring Festival after the central vote may be issued.

Speaking at the 2010 Asian Financial Forum today, the chairman of China's Banking Regulatory Commission said that credit strength in January this year was the effect of last year's credit lag, not necessarily an effective response to demand. Mainland banks play an important role in China's economic growth, Liu said. The banking system has made significant and sustained improvements over the past few years, both in asset quality, return on equity, return on assets and profitability.　　In the future, regulators will strengthen structural adjustment, balance regulation and implement effective regulation at their own pace. Liu said that last year China's new loans for the whole year ...

China's banks, which had been confirmed by the surge in lending enthusiasm in June but 00939-hk the regulatory signals, fell by more than 3% per cent in the 03328-hk of the CCB and Bank of communications, admitting that the investment bank (03968-HK), which was undecided about the details of its financing, also spat 2.1%, and ICBC (　　01398-HK) and the Bank of China (03988-HK) were soft near 2%, while the single Citic Bank (00998-HK) ran a 0.2%-dollar run to win the big city. China's credit scale has increased rapidly in the first half of 2009, according to S & P.

Xinhua Beijing, November 4, according to the Hong Kong Wen Wei Po, the international credit rating agency Fitch Fitch International Asia-Pacific sovereign rating Managing director Mike (James McCormack) pointed out that China's soaring property prices since this year, causing market concerns about the quality of bank assets, and the banking system is a weak part of the sovereign rating,　　Any country with a property bubble could lead to a decline in the quality of its banking system assets. reported that in the first 9 months of this year, China's banking sector new loans amounted to 8.67 trillion yuan, up from last year's annual increase of 75%, triggering a market for banks to generate bad debts worries. ...

Absrtact: In March, only 1-2 online or in preparation for on-line, but now every day at least 3-4, the future estimated to reach five or six CFP for Peer-to-peer industry, this is the best era, is the worst of the times. On the one hand, as the internet financial generation March, only 1-2 online daily or prepared online, but now at least 3-4 every day, the future estimated to reach five or six CFP for Peer-to-peer industry, this is the best era, is the worst of the times. On the one hand, as the internet financial generation ...

Yuan Jun, a reporter from each reporter recently from Shanghai, Nanjing Bank Direct Bank "Hello Bank" low-key on-line trial run. Yesterday (July 14), the 7th annualized return rate of the flagship product "Xin Yuan Currency A" launched by Nanjing Bank's direct bank in the first phase was 4.09%, which is not superior to other bank-based Monetary Fund. According to incomplete statistics, as of now, five banks have launched direct banks. In the meantime, the statistics from the Silver Rate Network show that the current "baby" rates of the banking system are higher than those of the "baby" of the Internet. A branch of e-banking sector told "Daily ...