Banking System

This newspaper reporter Joshui 2009, the Bank is the year of the rise of PE. As early as this year, ICBC International on the show, took the lead in cooperation with the Jiangxi provincial government to set up the Poyang Lake Industrial Investment Fund, management company for the joint venture, by ICBC International and Jiangxi Province, the local investment companies accounted for 50%, the first time to raise the scale of 102 billion yuan; and market gp-- The advantageous capital cooperation set up a IPO fund, raises the capital 500 million yuan, simultaneously also is operating a convertible bond fund, through the dividend and the stock repurchase withdraws to guarantee the convertible bond type Special private equity base ...

Lao Feng is doing construction business, with the housing market warmer, the hands of the project one after another. This was originally a good thing, but the first two days old Feng began to have a headache. The reason is that one of the projects, party a temporarily unable to pay the project, which directly led to the old Feng can not feed, the wages of workers can not be issued. Lao Feng needed a sum of money to help him solve the immediate problem. In the past, small and medium-sized enterprises and individuals to solve the "urgent money" problem, usually only two roads, to find a bank loan is of course the first choice, but this road is not smooth, so, some small and medium-sized enterprises and individuals have to take risks, to borrow "usury." And now, they have one more choice ...

In the first 5 months of this year, RMB loans increased by 5.84 trillion yuan. In June, CICC expected a sharp rebound in new lending to at least 1.3 trillion yuan.　　7 trillion of new credit in the first half of the year may hit a beautiful G DP, but it also buried the hidden dangers. "One of the biggest risks China faces is the credit expansion we've seen over the last 6 months." UBS Securities believes China needs tighter controls on credit to avoid unreasonable further expansion of its capacity.　　This is one of the three things China needs to do to regain the balance of the global economy. Credit is still expanding the discussion of loose policy exit ...

Absrtact: In order to improve the user experience and increase the volume of transactions with the bank to launch a class of credit card business, the original intention is worthy of affirmation and encouragement. However, if it is not through a full range of risk testing in the case of hasty launch, it is possible to hit the signs and loss of customers in order to improve the user experience and increase transaction volume, with the bank to launch a credit card business, the original intention is worthy of affirmation and encouragement. 　　However, if it is not through the full range of risk testing in the case of hasty launch, it is possible to hit the signboard and loss of customers. Now "internet finance" ...

Rapid growth of the banking system in the first half of 2009, the People's Bank of China in accordance with the Central Committee, the unified deployment of the State Council, the implementation of moderately loose monetary policy, increase financial support for economic growth, rapid growth of money and credit, the banking system liquidity is abundant. I. Money supply growth 28.46% in the end of June 2009, the Broad Money supply (M2) balance was 56.89 trillion yuan, an increase of 28.46% per cent over a year earlier, a 10.64% higher than the end of last month, and a narrow money supply (...).

Rainy, a cartographic source, said the new foreign exchange accounted for 374.7 billion yuan in April, an increase of about 100 billion yuan last month, and continued its high growth since the second half of last year.　　The excess liquidity caused by the increase in foreign exchange accounts has intensified. In addition, the central bank announced 11th financial Statistics April, as at the end of April 2010, M2 growth of 21.48%, down 1.01% from last month, M1 growth of 31.25%, compared with last month's rebound 1.31%.　　Liquidity remains to be hedged. ⊙ reporter Li Dandan ...

For Peer-to-peer Industries, this is the best of times and the worst of times. On the one hand, as the representative of Internet finance, Peer-to-peer has become the most active industry of people's capital influx. In the past few months, an average of at least 3-4 p 2P platforms have been set up every day, even banking has begun to stir. 　　South all reporters yesterday learned that after the bank of the CMB test water peer-to-peer, more than 20 banks have been through various channels, various ways with the CMB and its partners to contact, trying to understand the details of the business. But in the rapid influx of parties at the same time, a group of civil P 2P is falling down ...

As at the end of Monday, the total banking system in Hong Kong amounted to HK $257 billion, and some mainland funds poured into Hong Kong amounting to $250 billion, so the amount of hot money left in Hong Kong was estimated to be over $500 billion. The securities industry believes that the recent rally in Hong Kong stocks is mainly funded by capital, and with ample capital, it is still possible for the index to rise again, but investors must be mindful of the impact of hot money on the stock market once it flows.

Xinhua Beijing, March 2, the latest issue of "Qiu Shi" magazine published China Banking Regulatory Commission chairman Liu, Liu said the annual capital adequacy ratio of large banks should be maintained in more than 11%, small and medium-sized banks should be maintained in more than 10%.　　The article extracts as follows: the implementation of moderately loose monetary policy, strict control of loan risk Reporter: Central economic work Conference proposed to continue to implement moderately loose monetary policy, in the complex domestic and foreign economic environment, how should we grasp the "moderation" of credit policy? Liu: It is difficult to borrow money in the "moderate", not enough, too ...

In order to improve the user experience and increase the volume of transactions, and the introduction of credit card business with banks, the original intention is worthy of affirmation and encouragement. 　　However, if it is not through the full range of risk testing in the case of hasty launch, it is possible to hit the signboard and loss of customers. Now "internet finance" has become the focus of media attention, a recent "Alipay is about to launch a credit payment" news stirred the entire Internet market. From the beginning of March Ali Financial publicly said the plan to launch a credit payment has lasted nearly half a year, the credit has been "still holding the pipa half cover", the media coverage of the credit payment online ...

This year, the collapse of the bank has reached 115 commercial real estate into a "poison" will not impact the pace of economic recovery in the United States a day after the October 23 collapse of 7 small banks, last Friday, October 30, the US financial regulator announced the closure of 9 banks such as the California National Bank, the largest ever since the onset of the financial crisis. The number of failed banks has reached 115 this year after 16 consecutive banks collapsed in the 8th. Most of the banks in the collapse were smaller private banks and community banks, with California National Bank being the largest of the 9 banks, with 7 billion of us.

The financial industry It transformation needs the spoiler, needs the cloud computing public service to carry on the change. Let the financial industry's it construction from the information to the Internet. In the future, financial institutions will not need IT infrastructure, to "IOE" is the first step, cloud computing technology will become the enterprise to "IOE" the best solution. The internet will become the infrastructure that provides computing services to tens of thousands of financial institutions as data centers, and the financial industry's products and services are hugely innovative as a result of cloud computing technology. Cloud computing public services to "IOE" first financial industry will benefit the so-called "IOE", is ...

Speaking at the 2010 Asian Financial Forum today, the chairman of China's Banking Regulatory Commission said that credit strength in January this year was the effect of last year's credit lag, not necessarily an effective response to demand. Mainland banks play an important role in China's economic growth, Liu said. The banking system has made significant and sustained improvements over the past few years, both in asset quality, return on equity, return on assets and profitability.　　In the future, regulators will strengthen structural adjustment, balance regulation and implement effective regulation at their own pace. Liu said that last year China's new loans for the whole year ...

Long-awaited began to come out, still hold the pipa half cover. The boots of Peer-to-peer industry regulation are slowly falling. According to media reports, Peer-to-peer network loans will be considered as a kind of credit business, the CBRC is responsible for supervision. 　　At the end of last year, the wording of article 107th, known as the "shadow banking Basic Law", was "a joint study between the People's Bank and the relevant departments" on the regulation of Internet financial activities. As of now, the CBRC has no formal position and no official documents have been made public. Given that the US Peer-to-peer platform submits an application for registration to the SEC, China would really have a p ...