Banking

Golden Ample liquidity is the main reason to support the rebound of this year's a-share market. But the tightening of the mortgage policy, the central bank to carry out repurchase, IPO, Gem, the non-tradable factors, etc., shows that the most generous time has passed, the capital supply and demand will gradually return to equilibrium.　　Market power or insufficient. Capital face or change "second suite" policy tightened sharply in early July, Zhejiang Banking Regulatory Bureau reiterated the two housing policy, requiring banks to strictly implement the second suite down payment 40% (the current local banks to implement a down payment ratio of 20% to 30%) and the mortgage rate is the central bank benchmark interest rate of 1.1 times times ...

HSI with the U.S. stocks lower 263 points, see 18,236 bombs to 18,315, after the decline intensified to 17,860, the afternoon rebounded to 18,191, 18,165.5, down 333.46 points, the state-owned enterprises index fell 161.22, reported 10,　　716.32, the big city deal 76.489 billion yuan, the period refers to 18,037, fell 383 points, than the spot low water 128 points, deal 100,703. Heavy-stock control (00005-HK) fell 2.06%, other banking stocks also fell generally, Hang Seng (00011-h ...

Citic Bank said yesterday that the bank's first branch-level VIP financial centre will open tomorrow in Suzhou.　　Within 2 months thereafter, the bank plans to set up 10 branch-level VIP financial centers in Beijing, Hangzhou, Zhengzhou, Dalian and other cities. Citic Bank, the head of retail banking department, said that at this stage of the huge market demand for retail banking business from the rough division of the past to the wealth management brand refined development of the brand will be the most important construction of the bank system.

Bank of China and strategic investors Pale Ma Sifu Financial Holding Pte Ltd, a joint venture between the Bank of Qichun in Hubei Province, is officially opened in Qichun County.　　It is the first joint venture village bank formed by large commercial banks in partnership with overseas strategic investors. Qichun Bank is an independent legal person with a registered capital of RMB 30 million. Among them, the Bank of China invested 27 million yuan, accounting for 90% of the registered capital, and the financial contribution of Fu Deng 3 million, accounting for 10% of the registered capital. BoC Fu Deng Village and Township Bank will carry out independent deposit, credit, sinks and other banking business, through ...

The reporter learned from the source that in January of this year, after the first to second week of faster credit, in the context of window guidance and some banks themselves to adjust the speed of credit, the third week, the size of the new credit was significantly lower than the previous two weeks, but not the market rumors of the overall moratorium on new credit.　　According to industry insiders expect this week's new credit will continue to maintain the trend last week. Previously, according to reporters understand that the first two weeks of January, the new credit scale of more than 1 trillion yuan. Since the second half of last year, the average monthly new loans less than 400 billion yuan, therefore, this uneven explosion ...

Xinhua Beijing, April 23, according to the State administration of foreign exchange website news, in order to better support the banking business innovation, convenient for personal transaction business, recently, the State administration of foreign exchange has approved the Chinese bank, China Merchants Bank and ICBC pilot Electronic bank personal settlement business. February 2007 "Personal Foreign exchange Management measures" and its rules have been formally implemented, individuals with valid identity documents to the bank counters can handle my annual total purchase and settlement business. The pilot set up electronic bank personal business transactions, to provide individuals with more efficient and convenient business management channels ...

Financial weekly retail Banking laboratory researcher Li Junling Zhu Changbin/Wen Agricultural Bank a customer manager said that for the second Suite mortgage policy, we are still implementing the second suite down payment 40%, interest rate discount 70 percent in a few days, on the second mortgage down the news one after another,　　Intriguing: The first is about the CBRC chairman of the Boao Forum in Asia, "some cities two a down payment 60%" Rumors of the uproar, after the CBRC will soon come out to dispel the rumor that this is only part of the media misreading. The voice of the CBRC has just fallen, April 14, 2010 State ...

"Interim measures for the administration of personal loans" public consultation the CBRC recently on the "personal loan management interim measures" public consultation, this is the first personal loan management regulations.　　The method requires the lender not to issue a personal loan without a specified purpose, and the individual loan funds shall in principle be paid to the borrower by way of the trustee's payment. The CBRC said yesterday that the scheme does not set additional conditions for the application of specific loan business varieties, but rather the monitoring and management of the whole process of loans, without raising the threshold for individuals to obtain loans.

Xinhua Beijing, February 20 (reporter Bai Jiechun, Liu Shiping) China Banking Regulatory Commission 20th announced that the "liquidity loan management interim measures" and "personal loan management interim measures" has recently been formally implemented. In addition to the previous release of the "interim measures for the management of fixed assets loans" "project financing Business Guidelines", collectively referred to as the new loan rules of "three methods a guideline" since the beginning of the full implementation, then this will give the entire credit market impact? Can the risk be effectively prevented?　　What challenges will commercial banks face? Prevent loan diversion to ensure the flow of credit funds to the real economy is introduced ...

Four lines in October, back to the role of the lending force, the report. Due to the regulatory authorities on banking risk control and capital adequacy requirements, as well as seasonal factors, many institutions predicted that the October added renminbi loans in the 300 billion yuan level, compared with September, there is a substantial decline.　　However, given that the trade surplus and inflows of foreign capital have warmed up since September, the money supply will continue to grow at a high rate, which is expected to be close to 30% per cent year-on-year in October M2. Many institutions believe that the slowdown in credit growth in October does not affect the continued high growth of the money supply ...

While the Politburo's meeting was clear, it continued to implement aggressive fiscal policy and moderately loose monetary policy. But Ms Ulrich, managing director of foreign investment banking, JPMorgan Chase, released a new study yesterday predicting that the central bank has tightened liquidity for 7 consecutive weeks, and that the central bank's policy interest rate will remain unchanged until the middle of 2010, when it is likely to tighten further monetary tightening through RRR hikes over the next 6-9 months.　　Meanwhile, the central bank will raise benchmark interest rates in the middle of 2010, raising interest rates two times a year, 27 basis points at a time. The central bank tightened liquidity for 7 consecutive weeks due to the spread between China and the US ...

Reporters from a number of commercial banks learned that the April new credit although not set off tide, but still more than the March 510.7 billion yuan has a certain breakthrough, or close to 700 billion yuan.　　As the first month of the quarter, 700 billion of the launch scale is rational, in line with the regulatory level of the demand for balanced delivery. A banking source said that if April was able to control that level, it would doubtless release some space for the 5 June credit launch. If according to the rhythm of "3:3:2:2", the scale of new credit in 2 quarter is about 2.25 trillion yuan, will be advantageous to credit steady increase ...

Recently, a number of bank executives said: 70 percent mortgages let banks under the break-even line, banks do is a loss of business.　　Banks are likely to raise lending rates to ensure profit margins.　　Mortgage discount cost is greater than earnings April 23, the Bank of China to stop 70 percent discount home loans, announced that when the rate adjustment method expires, the first set of stock, two sets, three sets and above the floating rate of mortgage rates adjusted to the benchmark rate of 0.85 times times, 1.1 times times and 1.2 times times respectively. Industry insiders said that because 70 percent of mortgage loans in essence can not create profits, BOC's practice may attract other banks to follow up. Recruit ...

Recently, China's ICBC headquarters issued the "2014 Server and network equipment (second batch) of the results of the announcement", the announcement, the Tide won the purchase of dual-road and eight X86 the entire share of the server, become the core server of ICBC designated suppliers. Prior to that, the wave server has been China Construction Bank, the Chinese bank and Postal Savings Bank and other large national banks tender purchase orders, the industry accumulated shipments of more than 5000 units. Wave and other local server enterprises in the financial industry share is expanding, not only from the national macro-policy of the favorable guidance, but also from the local enterprises in ...

Absrtact: Yesterday, China's Banking Regulatory Commission announced the restructuring of the two division into joint-stock banks and city firm Supervision Department, the Trust Supervision department from the Bank Supervision department separate, and the new Prudential Regulation Bureau, on-site Inspection Bureau, the general Financial Bureau. Among them, the China Banking Regulatory Commission yesterday announced the institutional adjustment, the two division divided into joint-stock banks and City firms Supervision Department, the Trust Supervision Department from the non-bank supervision of the Department of Separation, and the new Prudential Regulation Bureau, on-site Inspection Bureau, the Hui Financial bureau. Among them, the general financial work Department involved many, including the original two Small business office, cooperation Department ...

The relationship between UnionPay and third-party payments has always been subtle. 　　Yesterday, the UnionPay on the board of a "eminence" "Bill" let the two sides of the gunpowder more strong. South all reporters learned that in last month's UnionPay board, UnionPay launched the "on the further regulation of non-financial payment institutions UnionPay card transactions to maintain the interests of member banks and UnionPay," urged the member banks to unify the action, and gradually transfer the non-financial institutions UnionPay card transactions to the UnionPay network, 　And for the first time explicitly put forward to achieve the goal of the ―――2014 year before July 1. ...

Absrtact: In March, only 1-2 online or in preparation for on-line, but now every day at least 3-4, the future estimated to reach five or six CFP for Peer-to-peer industry, this is the best era, is the worst of the times. On the one hand, as the internet financial generation March, only 1-2 online daily or prepared online, but now at least 3-4 every day, the future estimated to reach five or six CFP for Peer-to-peer industry, this is the best era, is the worst of the times. On the one hand, as the internet financial generation ...

Summary: Money fund's strong ability to absorb gold is breaking the big cheese of bank demand deposits. 　　Recently, Tianhong fund announced the balance treasure scale to break through hundreds of billions of marks, the state investment UBS began to try to use the goods base generation wages; Minsheng Bank United Two fund companies launched the electronic Silver Money Fund strong "suck gold" ability is to pry the bank demand deposit this "big Cheese". Recently, Tianhong fund announced the "Balance treasure" scale to break through hundreds of billions of marks, the state investment UBS began to try to use the goods base generation wages; Minsheng Bank United Two fund companies to launch electronic bank cards, customer demand savings can be straight ...

The future to go out without wallet, as long as the mobile phone can take the bus, take the subway, go to the shopping malls or convenience stores, and even the phone can easily touch the transfer of money between friends. Such scenes of life may soon become reality at home. On June 9, Chinese UnionPay and China Mobile announced the results of the two sides ' cooperation after a year of negotiations. The two sides jointly launched an open platform, banks, merchants are free access to the platform, users through mobile "mobile wallet" business, can be in many places to brush mobile phone payments. In fact, for mobile phone payment convenience ...

The World Cup ended, the E-commerce World Cup campaign also coming to an end soon. In the opinion of industry insiders, like "Double 11" and "June 18," the World Cup is also a carnival and stress test for e-commerce businesses. Different from the main tests of various types of major payments, the carrying capacity of the payment and logistics system is different. The World Cup has become the easiest way for the e-commerce businesses to enter into special services. The night delivery, internet lottery and code scanning shopping have taken the opportunity to rise. "Eating goods" and night delivery World Cup allow a large number of food and clothing surfaced, not only the night business fire, but also allow the electricity supplier to test a night delivery service. Suning Tesco in the north and Nanjing and other cities ...