Banking

The newspaper yesterday, China Banking Regulatory Commission, a director of bank supervision Yang Jiacai Media interview, said that the two housing units for the family to identify, including himself, spouses and minor children.　　The credit registration system of commercial Bank can find out the loan situation, but it is important to judge the housing units mainly by the registration information. The State Council recently issued the "about resolutely curb the rapid rise in the prices of some cities," a clear demand for loans to buy a second housing households, the first payment ratio of loans must not be less than 50%, the loan rate must not be lower than the benchmark rate of 1.1 times times. Carry out the ...

"In the era of full embrace of the internet, the financial industry can only integrate the Internet technology into the service, innovate the business model, and effectively cut into the real economy, in order to realize the new growth of wisdom and connotation in the context of the new normal." August 26, Ping An bank president Shao at the 2014 China Internet Conference, said Ping An bank has established a clear "to do the internet era of new finance" strategy, is actively promoting the landing and implementation of this strategy. China Internet Conference is in the People's Republic of China Ministry of Industry and Information technology, the National Internet Information Office ...

Absrtact: The application of domestic informatization in banking system is speeding up landing. 　　According to the reporter of the first financial daily, China Banking Regulatory Commission (CBRC) has carried out a special research on the application of informatization in the national banks, and the use of computers in large banks and financial institutions to set up the domestic information application of the system is speeding up the landing. According to the reporter of the first financial daily, China Banking Regulatory Commission has carried out a special research on the application of informatization in the national banks, to the large banks, the financial institutions used computer equipment, network equipment, storage equipment, security equipment, software equipment and so on.

Absrtact: The so-called Tencent Bank (Shenzhen former Sea micro-bank) has suddenly prepared to recruit more than 300 people on major Internet recruiting websites, which means that the first Internet bank in China may be preparing more quickly than expected. Pull the net last night, the so-called "Tencent Bank" (Shenzhen former Sea Micro-bank) was suddenly prepared to recruit more than 300 people on major Internet recruiting websites, which means that the first Internet bank in China may be preparing more quickly than expected. Pull the net last night issued a notice, announced 25th began as "Tencent Bank" recruitment ...

Baohei continued to exert its force to seize the mobile payment market. July 18, UnionPay announced in Jingdong Mall launched a mobile phone payment card Products "card Lok pay", the price of 188 yuan. 　　Prior to this, Lakara, Lok Brush, purse treasure, box payment and other Third-party payment agencies have launched similar mobile phone card device products. 　　At this point, China UnionPay has laid out two major areas of mobile payments: near-field payments and remote payments. In June, UnionPay joined hands with China Mobile to launch the NFC mobile payment platform, which has been plugged into eight banks. July, UnionPay also launched a mobile phone card reader, which indicates that mobile payment ...

Absrtact: In the face of the wave of internet finance, banks are running a gallop to layout. 　　September 5, this newspaper has only been informed that ICBC recently internal bulletin: Payment + financing of the comprehensive E-commerce platform is scheduled to be officially on October 19, will be set online shopping, investment in the face of internet finance wave, the banks are going to the deployment of a gallop. September 5, this newspaper has only been informed that ICBC recently internal bulletin: "Payment + Financing" of the comprehensive E-commerce platform is scheduled to be officially online on October 19, will set online shopping, cast ...

Although still only the smoke and mirrors, but also in the preparatory period of the Minsheng Electronic Commerce Limited Liability company (hereinafter referred to as "Minsheng Electric Business") has let the industry to trigger multiple speculations. 　　A person familiar with the matter told the China Business News reporter that Yin Long, deputy director of the CBRC's Innovation and Supervision department, was expected to serve as general manager of the company. 　　However, the People's Bank of Minsheng has denied that the "led by the People's Livelihood Bank" has previously been said by the media. "Minsheng has not registered, and Minsheng Bank has no equity relationship." 　　August 7, Minsheng Bank related people told reporters. However, due to the "People's livelihood" two ...

In the era of internet finance, how traditional commercial banks and electric dealers play the supply chain finance? 　　More and more banks are now starting to look beyond the traditional credit business to the blue Sea, the shift from offline to online drives the accelerating development of supply chain finance; Meanwhile, more internet companies are starting to enter supply chain finance business, "many, fast, good, province" to help enterprises in the industrial chain to "carry" funds. 　　Along with online and offline convergence trends will become more apparent, whether the bank or the electricity Shangdou is in the supply chain finance to look for the future possible extension of more profit boundary. From the line to the front ...

Absrtact: When you log in to a bank's online bank, you can check the balance of all your online bank accounts and details (including time deposits, demand deposits, funds, and even financial products in your account), and transfer the money to the account immediately. This convenience will be able to check the balance of all online bank accounts and details (including time deposits, demand deposits, funds, and even the financial products in the account), and transfer the money to the account immediately after the Super Net Silver IC is available to sign in to the bank's online bank. 　　This convenience will become a reality with the end of the super net silver. A central bank ...

Absrtact: The financial industry it transformation needs the spoiler, needs the cloud computing public service to carry on the change. Let the financial industry's it construction from the information to the Internet. In the future, financial institutions will not need IT infrastructure, to IoE is the first step, cloud computing technology will become the financial industry it transformation needs to be a spoiler, the need for cloud computing public services to change. Let the financial industry's it construction from the information to the Internet. In the future, financial institutions will not need IT infrastructure, to "IOE" is the first step, cloud computing technology will become the enterprise to "IOE" the best solution. Mutual ...