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Second Suite policy changes anxious bank mortgage business roller coaster

"More than two sets of mortgage policy adjustments, often determines the market investment climate, and has a great impact on the banking business," a city firm Shanghai branch of the deputy governor of the daily economic news, said the bank really want to make the mortgage business bigger, can only rely on the investment color of more than two units of real estate customer contribution, because such customers have the strength,  Banks do more of these clients, but the risk is lower. Bank personal mortgage business from 2007 "Crazy" to 2008 "depression", and then to 2009 "freshman", it seems that every rise and fall are accompanied by a mortgage, especially more than two housing loans ...

The People's Bank of China 5 joint announcement

5 The ministry pointed out that bitcoin is not a currency; financial and payment institutions shall not carry out bitcoin business; it is necessary to strengthen the filing of Bitcoin websites, to include Bitcoin services in anti-money laundering supervision; The following is the original announcement: in order to protect the property rights and interests of the public, protect the legal currency status of the renminbi, prevent money laundering risk and maintain financial stability, the People's Bank of China, Ministry of Industry and Information technology, Chinese Banking Regulatory Commission, China Securities Regulatory Commission and China Insurance Regulatory Commission issued the People's Bank of China industry and information ...

NetQin expects the company's third-quarter revenue to exceed its previous forecast of 50 million dollars to 51 million U.S. dollars

At the same time, NetQin also appointed KB Teo for the company CFO (CFO), the incumbent CFO Tisuhai will leave, but continue to serve as the company's senior advisor.   To ensure a smooth transition, Tisuhai will be working with KB Teo for a while. Prior to joining NetQin as CFO, KB Teo has served as co-head of Asian operations at investment banking Jaffray (Piper Jaffray), director of Deutsche Bank TMT Investment Bank and executive director of Goldman Sachs.

Gree yesterday also confirmed its intention to venture into the financial

The two great big power companies have thrown out the concept of finance: Following last week's Italian private banks, Gree yesterday also confirmed the intention to enter the financial. Yesterday noon, Gree Electrical appliances issued a notice that the media said "Gree will be a holding subsidiary of Gree Group Financial Limited liability company as a banking business integration platform, related work quietly launched, has been with the Zhuhai Town Bank and other cooperation issues of the" basic truth.   Announcement, Gree stock price rose 8 78%, the report received 28.50 Yuan. There are people who do not want to be named to the south are said to the United States, Gree, Sue ...

Take your heartbeat and get the money from the bank.

Absrtact: Password, password, verification code, all the things that need to be entered, all throw away. Replace these with heartbeat recognition, make it easier to log in to a bank account, and security Halifax has taken the first step in the UK bank's use of heartbeat recognition technology. The bank's password, password, verification code, all the things that need to be entered, all throw away. Replacing these with heartbeat recognition, making it easier and safer to log in to bank accounts-Halifax Bank has taken the first step in the UK bank's use of heartbeat recognition technology. The bank is affiliated with Lloyds Banking Group, whose heart rate identifies the work ...

Dangdang Weibo hints or will launch internet banking products

The voice of China, "Evening News" reported that February 14, the day of the two electric merchants, Dangdang and shop 1th, choose on this special day in their respective official micro-blog played a close interaction, triggering the attention of many netizens and infinite conjecture. One is China's largest book retailer, one is China's e-commerce industry, "online supermarket," the founder, whether the two really will lead the success of the hand?   How will this affect the pattern of China's electricity business? Dangdang Weibo hint or will launch Internet Wealth management products yesterday 10 o'clock in the morning, Dangdang released an intriguing official ...

Lenovo cloud service authentication technology appeared

As a senior Internet users, you have encountered such a problem? Mail, online banking, computer login, Alipay payment accounts password too much, it is difficult to remember; QQ stolen after inexplicable friends fraudulent information ... ... face a wide range of network password every day, set complicated and can not remember, set up simple Easily stolen. How to solve the problems caused by the password? Perhaps a new generation of authentication technology will bring you a different experience. It is reported that Lenovo cloud services group recently launched a biometric based on the latest authentication technology for password management, banking, network support ...

Oriental Ventures sounded the alarm for the entire P2P industry

Recently, Shenzhen, a P2P company named Oriental Ventures to the entire P2P industry has sounded the alarm. The company's main partner because of the use of P2P self-financing, the court of first instance as a "crime of illegal absorption of public deposits" and sentenced to 3 years. According to a person in charge of a P2P platform in Beijing, "Now more than 2,000 platforms nationwide, 70% of them are self-financing platforms." Under the background of "no entry threshold, no industry guidelines and no regulatory rules" P2P industry in the rapid development at the same time, there have been the risk of frequent occurrence of the facts. Why China Banking Regulatory Commission has not yet regulators ...

Kmymoney 4.6.2 release personal wealth management tools

Kmymoney is a KDE http://www.aliyun.com/zixun/aggregation/12782.html "> Personal Finance Management tool. It works like Ms Money and Quicken, supports different account types, expense classifications, QIF file import/export, multiple currencies, and online banking. OFX files Kmymoney 4.6.2 This version UTF-8 data can now be imported correctly. The beginning of the Entry dialog box ...

Global Enterprise 500 market capitalization 40% Energy category into the most valuable industry

Xinhua Beijing, May 31, according to the Hong Kong "Wen Wei Po" reported that the Financial Times published this year, the world's top 500 companies in the global rankings, the total market value of the listed companies fell from last year's 26.8 trillion U.S. dollars to 15.6 trillion U.S. dollars, a decline of 42%, of which the total market value of the banking  Energy has replaced banking as the most valuable industry, with Exxon Mobil and PetroChina respectively topping and runner-up. Reported that this year, a number of European and American Financial enterprises (banks, insurance, etc.) fell Shupang, including AIG, Merrill Lynch, Lehman Brothers and so on. Its ...

CBRC publishes liquidity risk management guidelines for commercial banks

At least one regular stress test per season Xinhua news agency 29th China Banking Regulatory Commission 29th issued the "Commercial Bank liquidity risk Management Guideline", in order to continuously improve the commercial bank liquidity risk management level, to guide commercial banks to fully pay attention to and strive to maintain liquidity adequacy, to ensure the safe and sound operation of our banking sector. Liquidity risk refers to the risk that a commercial bank may not be able to obtain sufficient funds in time or obtain sufficient funds in time to cope with the growth of the assets or to pay the maturing debts. If the liquidity risk cannot be effectively controlled, it will be possible to damage the solvency of the Commercial bank.

February economic data announced interest rate hike worries market

Xinhua Beijing, March 11 (Qin Xin) National Bureau of Statistics today (11th) will focus on the 2010 1-February economic data, including CPI, PPI and other economic data has attracted much attention. It is expected that February consumer price index (CPI) Year-on-year rise will be more than January, about 2.5%, the chain will increase more than January, but also foreign banking experts look forward to February economic data CPI or rose to 2.3%. As investors worried about the release of economic data will trigger the central bank to raise interest rates, 10th, Shanghai and Shenzhen stock market fell slightly, let the market wait and see mood warming. ...

China's history of preventing massive bank bad debts repeats

Shanghai, February 24 (Xinhua): China To prevent the history of massive bank bad debts repeat prepare to enter the marriage hall Chen Jun in the Nanjing Hexi Corridor fancy a house, but in the consultancy loan business he found that, although belonging to the first home purchase, but no bank is willing to give 70 percent interest rate concessions. The poor results of the stress tests on housing mortgage loans are important reasons why commercial banks are tightening their mortgages. The Shanghai Banking Regulatory Bureau's personal housing loan pressure test shows that, based on the September 30, 2009 data, in the case of a 10% decline in house prices, the bad rate is 2.6 times times the normal situation.

Cross-Strait financial cooperation to reach the fourth pass after the through train tee

January 16, the CROSS-STRAIT Financial Regulatory Cooperation Memorandum (MOU) formally entered into force.  Financial opening "firing a gun", cross-strait financial cooperation will enter the real stage, the island's industry is very excited and gratified. "Three links" after the "four" MoU including cross-strait Banking, securities, futures, insurance and other aspects of regulatory cooperation, the content of information exchange, information security, joint supervision, ex post liaison and exchange of visits and crisis management. MOU provides financial market access and preferential measures for both sides, opening the door for the long gestation of cross-strait businesses to set up branches, subscribe to shares and mergers and acquisitions. ...

The CBRC has issued four new regulations on loan management

Personal loan must face sign interview the CBRC recently issued the interim measures for the management of working capital loans and the interim measures for the administration of personal loans, which began to be implemented from the date of release. These two methods and the previous "Fixed assets loan management interim measures" and "project financing business Guideline" and called "three methods a guideline", together constitute our country bank loan management new regulation, preliminarily constructs and consummates our country banking financial institution's loan business regulation frame,  And it will be the long-term system arrangement of banking loan risk supervision in China. According to the director of the CBRC, "three ways ...

Chinese concept stocks in early Monday the majority of the fall of the Net Qin and the city rose 15%

Abstract: The Chinese concept stocks in early Monday most fell Beijing time October 27 Evening News, Monday U.S. stock market low. 25 banks failed to pass European banking stress tests. The Federal Reserve will convene a monetary policy meeting this week. The Net qin inverse City early plate rises. The U.S. Eastern time China concept stocks in early Monday the majority fell Beijing time October 27 Evening News, the Monday US stock market low open. 25 banks failed to pass European banking stress tests. The Federal Reserve will convene a monetary policy meeting this week.   The Net qin inverse City early plate rises. US-East Time October 27 09:31 (North ...

There are strategic goals behind capital operations

Absrtact: Sheng President Chu Wenyu the role of BofA Merrill Lynch's underwriters has been dramatic over the course of a slightly slow and uncertain IPO on the grand literature, but more dramatically, the new president of the BofA Merrill Lynch Group, the managing director of China's Business and investment banking division, Cheuxing, Chu Wenyu The role of BofA Merrill Lynch's underwriters has been dramatically repeated over the course of a slightly slow and uncertain IPO, but more dramatically, Chu Wenyu, managing director of BofA Merrill Lynch's China Business and investment banking division, eventually became the new president of the Grand Group ...

In a state of emergency, mentally tense

All afternoon we are in a state of emergency, the spirit of tension, this vulnerability affects the 30–50% ratio of the use of HTTPS sites, including the regular visits: Alipay, micro-letter, Taobao, internet banking, social, portal and other well-known sites. As long as the site access to HTTPS may be the risk of sniffing data, around 5 o'clock in the afternoon Zoomeye completed this data scanning: the National 443 ports: 1601250, 33,303 are affected by this OpenSSL vulnerability! Do not know the world, how much use ...

Customized products, 1 billion quota, the annual rate of return of about 8%

"Custom products, 1 billion quota, the annual rate of return of about 8%".   This is the market on a recent hot discussion of a new internet banking products.   Yes, it is Baidu to act.   In the balance treasure effect, another big internet platform Baidu together with Huaxia Fund, has prepared a similar balance treasure of current financial products, October 28 will be available.   In July this year, Baidu's pay was approved by the Central Bank's third party to pay the license, then the Baidu Financial channel low-key online, and on the balance Bao only three months after the launch, Baidu and Huaxia fund quickly to discuss cooperation. Reporter ...

In the face of the wave of internet finance, banks are moving to a gallop

In the face of the wave of internet finance, banks are running a gallop to layout.   September 5, this newspaper has only been informed that ICBC recently internal bulletin: "Payment + Financing" of the comprehensive E-commerce platform is scheduled to be officially on October 19, will set online shopping, investment banking, network financing, consumer credit in one.   According to people familiar with the situation, the platform to take into account business-to-business, business, from the current internal information to see, the earlier may be the main business, merchant threshold is also higher, and this and the construction Bank of the platform of "good and financial commerce" main business-to-business model difference is obvious. August 30 ...

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