Consumer Loans

After the housing market New deal, the bank's mortgage more and more tight, many have several sets of property investors have been unable to apply to the third set of mortgages.　　and the second-suite down payment to 50%, some people with improved housing needs are also blocked by the high threshold outside the door.　　Yesterday, the reporter learned from some banks in Shenzhen, the mortgage tightening is not Shun, some banks launched "mortgage-free credit", "50 days of interest-free period" and other consumer loans, the detour into the mortgage. The current status of consumer loans to home buyers yesterday, the reporter came to CCB branch, said he wanted to buy two suites, but the first Santi ...

"Mortgage New Deal" part of the details are not clear, the majority of banks on the sidelines, "consumer loans" have the universe of individual banks suspect in disguise to pay attention to the housing market New deal, April 15 and April 17 property market regulation of the new deal for nearly two weeks, reporters yesterday from the province of the major banks learned that　　such as two of the determination of the standard, three suites are discontinued, the stock of mortgage interest rates are adjusted, and so on, most banks or in accordance with the old rules, or waiting for supervision and the headquarters of the notice, wait-and-see atmosphere and the same strong buyers. The second suite is still "credit or no room".

The concept of real estate is already familiar and popular, and the concept of public-raising, with the advent of Internet finance in recent years, has gradually arisen and prevailed. But the formulation of the housing public is a very new concept at home. This "new" is true not only for consumers, but also for investors, property companies and Internet companies, and even regulators. What has changed in real estate and who will change it? The housing sector, involving three sectors of real estate, finance and the Internet. What is the relationship between the three? First, real estate and finance whether the enterprise from the bank loans to develop real estate projects, or consumer loans to buy a house ...

The following is a summary of the report: Launch of Financial services: House Search December 2 announced that will be on December 16 for the search Room card members launched a financial services platform search. As far as we know, the House will launch three kinds of financial services products: 1 loan products from financial institutions; 2 the product which is designed jointly with institutional investors; 3. Other financial products will be introduced if a licence is obtained. Currently, the search house and CCB cooperation to provide unsecured, the first flat benchmark interest rate, the highest 500,000 of consumer loans. The revenue from such services comes mainly from commission and advertising, and we expect that in 2014 years ...

In the face of Internet financial Day market cake, the giants of course will not be indifferent. Since Ali has dabbled in microfinance, supply chain finance, fund sales, Baidu also recently quietly online Baidu financial test version, is intended to compete for financial products search entrance. From the current visible part of the view, Baidu Finance has been able to support car loans, mortgages, consumer loans, operating loans and credit card search. Home includes a loan search, loan Raiders (link into Baidu experience), we are asked (chain into Baidu know) three modules, the overall structure is relatively simple, the content is still to be enriched. Currently, in addition to seeing the ...

Abstract: Millet yesterday in the micro-letter public number rice son published a millet finance recruitment information, called Millet Finance is one of the most important millet services, will focus on retail financial business, mainly for consumers to provide consumer loans and financial services, hope that through the data of the levy of millet yesterday in the micro-letter of the public number "rice son" On the release of the millet finance recruitment information, called Millet Finance is millet "one of the most important services", will "focus on retail financial business, mainly for consumers to provide consumer loans and financial services, hope through the data of the credit and operation system, with very low cost and the ultimate use ...

Reporter yesterday to visit the market found that some buyers secretly began to choose to bypass housing loans, through the real estate mortgage to some small and medium-sized joint-stock banks to apply for consumer loans to buy two suites. Du Gang, who lives in South Ping Fu Hung Road, told reporters that he recently had the idea of buying improved housing, but because of the lack of 100,000 yuan, the first payment became tangled up.　　is Du Gang helpless, he received a bank sent a message: Consumer loans 50 days free, can be converted to purchase money, let you realize in time to change. "Our loan is to have a red Ben in the hands of the house to do the mortgage, by assessing the property to a elimination ...

The North bank consumer finance company is the first consumer finance company in China.　　As of February 28, 2011, the north bank consumer finance company set up a year has been issued consumer loans more than 60 million yuan, reached 65.32 million yuan, the loan balance of 56.96 million yuan, in the CBRC approved the 4 pilot consumer finance companies ranked first.　　In the loan, the monthly income of 2000 yuan to 5000 yuan of customers accounted for nearly 50%, in the use of loans, most of the purchase of household appliances, decoration, tourism, education, wedding and other daily consumption, accounted for more than 75%. Assistant to the President of the Bank of Beijing ...

When the automobile market becomes an important engine for stimulating domestic demand, the combined policy support will be introduced. Yesterday, the reporter was informed that in view of the rapid recovery of China's auto industry, the authorities are considering the 2011 abolition of small passenger car purchase tax in half levy the preferential policy. In order to ensure the steady growth of automobile consumption, the competent department intends to introduce auto credit support policy, encourage car companies to set up auto finance company, so as to improve the proportion of consumer loans.　　Industry insiders believe the move will benefit more consumers outside small-footprint passenger cars and help boost Chinese car sales. Total, director of Information Resources Development Department, national Clearing House ...

Xinhua Beijing, June 12 (Xinhua Wang Jiang Rui) The People's Bank of China released its monthly financial data for May and released a questionnaire survey of 2 bankers, entrepreneurs and town savers in the quarter.　　Experts believe that China's credit growth and credit structure is becoming more reasonable, based on economic fundamentals, the tone of the recent moderately loose monetary policy will not change significantly. Central bank data show that May RMB loans increased by 664.5 billion yuan, more than 346 billion yuan. This figure is significantly lower than the first quarter credit growth, but more than April 5918 ...

The data released yesterday by the central bank showed that RMB loans increased by 664.5 billion yuan in May, an increase of 346 billion yuan. At the end of May, the balance of RMB loans for financial institutions was 36.21 trillion yuan, an increase of 30.6% per cent year-on-year, the nineth consecutive month of growth in credit growth since bottoming out last August. and hit a 22-year high.　　But in contrast to the first 4 months, there has been a decline in medium-and long-term loan and paper financing and a change in the credit structure. Eastern Securities analysis that the easing policy remained unchanged, the central project funds in place, some sectors of the capital ratio down and the Bank of the economy ...

Xinhua Shenzhen, May 4, the question: property market "precision hit" can hit the tenant? April 14, the State Council executive meeting decided to raise the two down payment ratio, opened a new round of the property market regulation of the big curtain, a target for the "accurate blow" of the tenant immediately launched. Half a month has passed, the effect of "precision strike"? How does the tenant react?　　The reporter chose to fry the tenant multitudinous Shenzhen carried on the visit investigation. The effect of the policy is obviously partly fried tenants began to put a new round of property market control, in a few days, a heavy, under dose. April 14, state of affairs ...

Reporter Wang Yu correspondent Lura Xuan reported that Jinan News reporter November 12 from the Jinan branch learned that this January-October, the total amount of credit in the province increased by 1.2901 trillion yuan, more than 475.6 billion yuan, the new volume continues to maintain the highest level of the same period.　　Fortunately, the credit structure of our province in the October further showed positive changes, including industrial production, small and medium-sized enterprises, consumption and other real economic areas of the loan enhancement. Our provincial banking institutions actively open trust loans, bank acceptance, letters of credit, letter of guarantee, factoring and other forms of financing business, multi-channel for business integration ...