Credit Business

Absrtact: July 31, PayPal, a subsidiary of EBay, officially announced in Wednesday local time that the company will further challenge the market position of banks and traditional lending companies by launching its own credit business. According to the San Jose (San Jose) PayPal public July 31, ebay's subsidiary PayPal officially announced in Wednesday that the company will further challenge the market position of banks and traditional lending companies by launching its own credit business. It is reported that the headquarter is located in ...

Absrtact: July 31, PayPal, a subsidiary of EBay, officially announced in Wednesday local time that the company will further challenge the market position of banks and traditional lending companies by launching its own credit business. According to the San Jose (San Jose) PayPal public July 31, ebay's subsidiary PayPal officially announced in Wednesday that the company will further challenge the market position of banks and traditional lending companies by launching its own credit business. It is reported that the headquarter is located in ...

At the beginning of the new Year, Shanghai's property market volume dropped markedly, but Shanghai Bank's personal credit business still strong growth.　　　The State Council recently issued a circular on the promotion of stable and healthy development of the real estate market, clearly stipulated that the two-suite loan down payment ratio must not be less than 40%, the loan rate strictly according to risk pricing In response to the news, a Shanghai City Commercial bank staff told the Chinese Securities newspaper reporter, the second suite down payment ratio of more than 40% of the provisions, most of Shanghai's banks since the end of 2009 began to implement. "The first working day of the 2010 year, our bank's personal loan is issued ...

Revelation from the disturbance caused by Lehman Minibond/Wang Fei Chen Xingzheng last September, the world's fourth-largest investment bank Lehman Brothers filed for bankruptcy protection, a round of "Lehman mini bonds" The investigation into the responsibility of retail structured products and the aftercare process have been conducted in Hong Kong and so on.　　Until recently, the Hong Kong HKMA and the SFC have put forward a series of reform proposals on the incident and the existing regulatory system in Hong Kong. In the mainland, although there is no bank generation ...

Following the promulgation of the Fixed Assets loan management method to restrain the illegal credit behavior, the Ministry of Finance and the CBRC recently issued relevant opinions, requiring the banking financial institutions to strengthen financial and risk management to ensure the quality of new loans is stable. In the first 4 months of this year, new renminbi loans to create 5.17 trillion yuan in the volume, triggering the market for follow-up credit quality concerns. The joint notice, entitled "Views on financial and risk management of financial institutions in the current response to financial crises" (hereinafter referred to as "opinions"), states that in the current special period of rapid development of credit business, it is better to ensure that the new loans will stand the calendar ...

Agricultural Bank of Agriculture three Agricultural and financial department set up a high standard to show the supervision of the three agricultural business attaches great importance. IC Supply Chart The CBRC issued a guideline on the reform and supervision of Agricultural Bank of China's three agricultural and rural financial institutions yesterday (hereinafter referred to as "the guideline"), and it is very rare to make a special provision for the reform of a bank's internal business system.　　According to the guidelines of the CBRC, in the future, ABC must gradually establish three agricultural and financial departments, three agricultural and finance divisions and three agricultural and financial departments (county branch) three vertical management system. The three rural financial sector system has relatively independent management autonomy, Agricultural Bank of the head office will be linked ...

Recently, Qianjiang Water Conservancy (18.29,0.68,3.86%) (600283) High Premium acquisition of Zhejiang Kam-Tian Real Estate Development Co., Ltd. (hereinafter referred to as "Kam World production") has aroused market concern.　　Kam Heaven and earth production in almost insolvent circumstances, from the CCB Hangzhou branch to get a huge loan of 250 million yuan, at the same time, the industry's voice of doubt, Kam-world production of capital chain in the end how long? One of the questions: the risk of early repayment early last week, the "Public Securities newspaper" noted the Abnormal water conservancy in Qianjiang, and published the "Qianjiang Water Conservancy ..."

Han Tingting in the early days of the new regulation, the supervision Department is not in place, the bank and customer communication is insufficient, lack of training and knowledge is not in place, the regulator is in the banking sector a "snowball" type of training. Since the enactment of the new loan regulation of "three methods and one guideline", some banks have begun to adopt new loan process and methods, but they face a series of problems in the implementation. It is understood that about half of the industry's 3.8 million employees involved in the credit business, the training will be through a "snowball" way, progressive depth. Regulators hope to improve bank lending through effective training ...