Credit

Currently, the global mobile phone credit card market is booming. According to a consultant company released earlier this year, a shipment forecast on the phone swipe card shows that from 2013 to 2018, the global handset swipe card shipments will be 40% CAGR, is expected to 2018 There will be 52.1 million handsets swiped into the market. Among them, the Asia-Pacific region will be the fastest growing region at this stage. Not so much a mobile phone swipe card is an innovative mobile payment products, it would be better to view it as an upgraded version of the traditional POS solutions. With the popularity of smart mobile terminals and mature, mobile phone ...

Text / Xu Guoyun In the economy, "running the road", with the political "double track" in general, every jumped out, are Sensen to stimulate everyone's sensitive nerves, in addition to gaining the headlines, or after-hours gossip, and secured The company's runway, it is to criticize the p2p, knees in the arrow, and then negative scars, then, this respect mud Buddha to cross the river, but also what trick? Last week, Huitong Credit Guarantee Co., Ltd., one of the leading privately-funded financing guarantee agencies in Sichuan, was lied out of line with the collective dismissal of members of the board of directors outside the legal representative Sun Kang. First, the guarantee running, P2P, you actually do not make ...

Following the letter CEO Gu Chenwei, the letter was dug Finance acquisition, the following is his speech after the CEO dug money: the end of 2011, Amoeba capital began to contact with the letter, the official investment in early 2012. Amoeba's three partners in Beijing, Hong Kong and Hangzhou, respectively, when they are in the layout of financial big data, the cloth in the letter. Previously, Credit Suisse helped financial and retail organizations to do digital business intelligence services. I am a financial background, I work in Capital One for 8 years and then general manager of business decision-making at Standard Chartered Bank (Hong Kong) Anti-fraud and ...

When group buying with ultra-low discount instant gathered a large number of fans, the construction of the consumer and the operator of the importance of the integrity of the bond is increasingly highlighted. As the group buying industry is still a new area of E-commerce, facing the rapid take-off of the market economy, in the rules and regulation of the level of inevitable existence of some deficiencies. 　　In order to protect the lawful rights and interests of consumers and realize the safety credit net purchase, the mainstream enterprises need to perfect the industry rules and introduce the change. March 6, in the State administration of Industry and Commerce, China Consumer Association, China Consumer newspaper jointly convened the "efforts to build safety integrity Network Shopping environment ..."

It is reported that the Ant micro-loan in the Alipay has quietly online a credit consumption service-"Flower Bai", the service to support users in Taobao, cat consumption, confirmed receipt of the month before 10th before the repayment of the amount of consumption according to the user network to buy a comprehensive decision, from thousands of to 30,000 yuan, the function is currently in the gray-level test phase,   That is, some active users can apply for a trial. It is reported that "Flower Bai" to provide the credit limit to support Taobao, cat consumption, when users confirm receipt of the next month 10th before the repayment can be. Consumption is based on the user's online shopping complex, by the Ant micro-credit to determine ...

Recently, the medical Internet financial Peer-to-peer platform, "medical loan" revealed that the platform has been invested in medical and health Union capital. For the amount of financing and the proportion of the two sides, the amount of tens of millions of dollars above.       Medical Credit official website domain name for its entire spelling domain name yijiedai.com. Medical loans, the Department of Medical Letter Financial Information Services (Shanghai) Co., Ltd. 's network lending platform, is the first focus on the medical industry financing and financial services business Peer-to-peer Internet Financial service provider. According to whois information ...

Business News "Mr. X, Hello."　　I was introduced by a friend to know your phone, I heard that you want to know about insurance ... "after the insurance industry is prohibited from making arbitrary calls to promote insurance, the recent introduction of the guise of an acquaintance, borrowed bank credit card center, and other new insurance sales harassment calls began to appear. Recently, a number of readers to reporters, frequently received by the insurance marketing staff call to promote insurance products.　　And their marketing style is the same, all claimed to be a friend to know the other side to understand the insurance products or have the willingness to insure. "At present, most insurance companies have a downward trend in performance ...

The third "Hong Kong shopping King" competition, sponsored by the Hong Kong Tourism Board, was recently decided, with two girls from mainland China winning the championship and sharing a 200,000-dollar credit card award. It is reported that the two mainland girls are through the fashion website "Beautiful said" sign up for the competition. The "Hong Kong shopping King" competition, which has been held since 2010, requires participants to purchase the necessary items according to the theme of the competition, and it also needs to design a one-day tour of Hong Kong, including elements such as arts and culture, nightlife and food. The competition invited mainland China, Taiwan, Singapore, India, Indonesia, South Korea 、...

(Reporter Zhao) in three years, the basic solution of the more than 7 million existing urban low-income housing difficult families housing problems. Yesterday, the housing and Urban and rural Ministry of Construction, the National Development and Reform Commission and the Ministry of Finance issued the "2009-2011 low-rent housing Security Planning Notice", announced the 2009 to 2011 Low-rent Rental construction planning. The notice said that further improve the real rental and rental subsidies combined with low-cost housing system, and to accelerate the construction of urban housing security system, and improve the relevant land, taxation and credit support policies.

The expected increase in loan yields is evident in this report (Wen/table reporter Liang) The central bank began yesterday to start the "asymmetric interest rate hike."　　The analysis holds that the central bank's interest rate increase has a positive impact on the banking profit, some of which forecast that the banking net spreads will expand, which is good for the long-term performance of the bank.　　In addition, the agency published forecasts for the January credit data, and some organizations forecast that the volume of credit data exceeded $1.3 trillion. The impulse for bank lending is still continuing according to the central bank's latest rate hike announcement, the current 1-year benchmark interest rate deposit and loan interest rate difference is 3.06%, long-term (5 years) ...

After the State Council 9th "Business Tax Preferential policy" adjustment, 14th "State Four" issued, 17th Ministry of Finance and other five ministries to hit the developers again.　　China's real estate experts pointed out that the recent center-intensive introduction of credit, taxation, land and other macro-control policies, revealed that the management of the current housing prices rose too fast, the overall strengthening of the real estate market control, policy tightening trend is obvious. 17th, the Ministry of Finance, the Ministry of Land and Resources, the central bank, supervision and other five ministries announced "on further strengthening land transfer revenue and expenditure management notice", will developers take the first payment ratio ...

Shareholder Morgan Stanley and Credit Suisse Big Hand discount 22% (HK $4.6) placing 166 million shares of China Resources Gas opened this morning, the share price has fallen by 1.87% to HK $5.26, trading 3.81 million shares.　　Nomura issued a report saying it maintained the buying rating of the unit and set its target price from HK $4.7 to HK $7, a premium of 33% per cent on the market. Nomura is bullish on China's gas distribution industry because of the government's support policy and China's transition to low-cost clean energy has led to a strong growth in gas demand and stable profit margins. And considering the potential value-added of Fuzhou project, China Resources Gas weighted average capital ...

Despite a generally bullish first-quarter performance, the real estate market under the new deal still casts a wall over the outlook for the banking sector. Qian, vice president of the Bank of Communications, said April 29 in a quarterly performance statement, the bank's real estate loan overall risk controllable, according to the bank's recent mortgage pressure test results show that if the house prices fell 30%, the bank's real estate development loan non-performing rate will rise by 1%,　　The non-performing rate of personal mortgage loans will increase by 0.9%. On the credit supply this year, Uyali, vice president of the bank, said the total credit will be expected to increase by 20% this year, ...

Summary: The National Bureau of Statistics released today data showed that February CPI growth of 5.4% 2.7%,ppi increase, the Bank of Communications Finance Research Center released today reported that prices to maintain an upward trend, the probability of a big jump. Looking ahead, the Bank of Communications Financial Research center that the current overall upward trend in prices, the international commodity price-led import inflationary pressure will continue to increase, the last year, the excessive use of money and credit caused by inflationary pressure may lag behind, the price reform of resource products will continue to move forward, The superposition of these price upside factors may lead to future inflation ...

This newspaper Haikou, January 5 (reporter Chen Weihuang, Marchen, Rochang) up to the end of 2009, Hainan Province More than 60,000 farmers have access to more than 1.2 billion yuan small loans, Hainan Rural credit cooperatives to benefit from the total number of small loans to 250,000 households.　　Farmers ' loans are hard to crack in Hainan. The Hainan Province Rural Credit Association, which was set up more than two years ago, is the only local financial institution Hainan Province at present. At the beginning of 2008, the rural credit cooperatives of Hainan province Qiongzhong County a pilot project to help the farmers increase their income by more than 40%. Hainan Province Rural credit cooperatives to Qiongzhong as the base to build the province, city (county), Township (town) Three ...

Compared with the apparent pick-up in September, the source said 2nd, ICBC, Agricultural Bank, Bank of China, Construction Bank of four state-owned commercial banks in October, the new RMB loans of about 136 billion yuan, compared with the September 110.4 billion yuan significantly rebound. October Bank of China New RMB loan 44 billion yuan, in the top four lines. The bank's credit growth in September was around 3 billion yuan. Xiao, chairman of BOC, said earlier that the total credit was not increased in September, but if the maturity bills were taken into account, the loans actually offered by BOC in September were roughly the same as the previous two months. In the coming months ...

On the day of the commencement of the contract, the borrower who is in the process of doing so is in the field. Following the Friday ICBC announced the implementation of differentiated housing credit policy, Bank of China Beijing Branch, ABC Beijing Branch also announced from now on the implementation of the new mortgage policy, that is, loans to buy a second housing households, the proportion of loans to the first payment should not be less than 50%,　　The lending rate must not be less than 1.1 times times the benchmark rate.　　While most banks still deal with two of mortgages in the same way, some banks have told reporters that loans in the approval process may be implemented in accordance with the new policy, with lenders being asked to raise their down payment. The new rule is "the effective date of the contract".

After the housing market New deal, the bank's mortgage more and more tight, many have several sets of property investors have been unable to apply to the third set of mortgages.　　and the second-suite down payment to 50%, some people with improved housing needs are also blocked by the high threshold outside the door.　　Yesterday, the reporter learned from some banks in Shenzhen, the mortgage tightening is not Shun, some banks launched "mortgage-free credit", "50 days of interest-free period" and other consumer loans, the detour into the mortgage. The current status of consumer loans to home buyers yesterday, the reporter came to CCB branch, said he wanted to buy two suites, but the first Santi ...

Xinhua Beijing, January 25 (reporter Bai Jiechun, Wu Yu, Huayadi) The recent personal mortgage interest rate concessions and distribution of the market attention.　　In the interview, the reporter learned that at present, some banks did not stop the approval and issuance of personal housing, but in the discount and approval procedures to tighten.　　The highest share of personal loans to the construction Bank said that the head office did not cancel or tighten mortgage interest rate concessions, still in the central bank and the CBRC Mortgage policy guidelines, for customers and different regions of the risk situation, the implementation of differential treatment of mortgages. "At present, continue to sound credit, pay attention to the risk of prevention, ...

A kind of independent reputation management mechanism oriented to cloud service Wu Qingtao Zhang Xurong Zhangmingchao Zheng Lou Ying in view of the large volume of cloud service data, strong dynamic, centralized management of complex problems, integration of the idea of self-discipline calculation, This paper puts forward a kind of independent reputation management mechanism which is suitable for cloud computing environment. This mechanism can reduce the credit center management expenses and improve the efficiency of credit calculation through the distributed credit calculation of feedback information and the independent management of the whole credit system. The simulation experiment verifies the feasibility and validity of the credibility mechanism. A kind of face ...