Credit

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Construction Bank's credit key investment in affordable housing

Xinhua News (reporter Xiong) from the Beijing branch of the CCB learned that, as of the end of last year, the bank's housing loan stock balance of more than 5 billion yuan.  In the future, real estate loans will focus on supporting the protection of housing, slum upgrading and low-cost ordinary commodity housing projects. CCB Beijing Branch, said the bank has innovated the development of public rental housing loans, squatter reconstruction loans and Old City reform loans and other new credit products.  To carry out the list system management of real estate loans, implement differentiated credit policies, and increase support for the protection of housing loans. It is understood that as last year Beijing lived ...

China's 10 ministries and committees to develop the credit system of food industry enterprises

Xinhua Beijing December 25 by the Ministry of Industry, the Ministry of Health, the state Food and Drug Administration, the National Development and Reform Commission, the Ministry of Agriculture, the Ministry of Commerce, the People's Bank of China, the State Industrial and commercial Administration, AQSIQ, the State administration of Quality Supervision of the Ministry of 10 issued a joint "food  This is the reporter 25th from the state Food and Drug Administration informed of the news. "Food industry enterprises Credit System construction guidance" to implement the "Food Safety law" and the implementation of regulations, the implementation of the State Council on the issuance of light industry adjustment and revitalization of the planning of the notice and the state of affairs ...

New regulation on liquidity management to prevent excess credit

On the afternoon of February 20, the interim measures for the management of liquidity loans were formally implemented on February 12. Its provisions, liquidity loans shall not be used for assets, equity investment.  The relevant head of the CBRC said that it was necessary to prevent excess credit. The new regulation said that the working capital loan shall not be used for investment in fixed assets or equity, and shall not be used in the country's prohibition of production and operation.  The Working capital loan shall not be diverted, and the lender shall inspect and supervise the use of the liquidity loan as stipulated in the contract. CBRC related officials said that the new regulations require financial institutions to reasonably calculate the liquidity needs ...

Mortgage demand is regulated April credit is hard to exceed 700 billion

The credit crunch of April may be as warm as the weather.  After March, when new loans were significantly below market expectations, credit in April will continue to fall. In an interview with the Daily Economic news, a number of market analysts predicted that April new loans would be about 600 billion yuan, not more than 700 billion yuan.  And with the increase in the rate of registration to further limit the ability of commercial banks to put credit, the May credit is expected to be similar to April. Credit or continued low "in April, the conservative estimate of the credit will be about 600 billion yuan, at most not exceeding 700 ...

What new features will be presented in China's credit market next year

BEIJING, December 24: The next year, China's credit will show what new features to the end of the year, the market is very concerned about the future of credit policy, and recently convened the Central Bank Monetary Policy Committee Fourth quarterly meeting to pass out next year the new information of money credit, "grasp the Speed" "there Is control"  Become a new feature of next year's credit launch. The fourth-quarter meeting of the central Bank's monetary policy committee suggested that next year it would deal with the relationship between maintaining steady and rapid economic growth, adjusting the structure of the economy and managing inflation expectations. Continue to implement moderately loose monetary policy, maintain policy continuity ...

Several banks were informed that new credit would be discontinued for the remainder of January

Industry insiders believe that the new year to date the credit has been in the trillion is the main reason for Beijing, Shanghai, a variety of people to China Securities News reporter disclosed that the major commercial banks 19th have received oral notice to the competent authorities, to complete the rest of January to stop new credit, including paper financing.  According to other sources, 18th, the Bank of China at all levels of branches have received the head Office documents, request to stop operating all bills business, and when the resumption will be waiting for the headquarters notice. "17th received oral notice from the branch leader, asked the branch to control the scale of risk assets, in principle, not allowed to issue new loans." "Bank of China ...

Credit payment has been "still holding the pipa half mask"

Absrtact: In order to improve the user experience and increase the volume of transactions with the bank to launch a class of credit card business, the original intention is worthy of affirmation and encouragement. However, if it is not through a full range of risk testing in the case of hasty launch, it is possible to hit the signs and loss of customers in order to improve the user experience and increase transaction volume, with the bank to launch a credit card business, the original intention is worthy of affirmation and encouragement.   However, if it is not through the full range of risk testing in the case of hasty launch, it is possible to hit the signboard and loss of customers. Now "internet finance" ...

Novice does not have the resources, how completes the micro-credit marketing

First, do micro-credit marketing need what basis? 1. You have to have a product base, that is, meet a good product. After all, the product is all the foundation, is all your marketing sustenance. Then why use the "encounter"? Because a good product is not casually can be found, such as the product is not suitable for network sales? Do you have the primary source of this product? is the product suitable for long-term use by customers? is the product suitable for a group of friends? And so on, you have to ask yourself. In the selection of products in fact, like everyone else, met a lot of tangled problems, can't think through. So they resorted to the killer ...

Online shopping can also apply for credit card payments directly

"The house can be installment payment, the car can installment payment, now even the net buys all can installment payment." "Yesterday, the public Zhu accidentally received a message after feeling said."   It turned out that the SMS reminded her that online shopping could also apply for credit card payments, which made her feel particularly surprised.   With the rapid development of E-commerce, now online shopping is no longer a "big deal" is the absolute mainstream, customers buy more expensive digital products such as a single sum of thousands of or even tens of thousands of dollars, some of the bank's credit card business to see this business opportunity. Yesterday, the reporter learned from a large third party electronic payment platform in China ...

November loan increase of 294.8 billion year credit or up to 9.5 trillion

Economic observation Network reporter Zhang Ding Central bank released December 11 data show that November yuan loans increased by 294.8 billion yuan, and the economic observation network before the forecast data are closer.  Shan, the bank's international banking analyst, said there was little difference between the forecasts and the annual credit limit of 9.5 trillion. In the November survey of macroeconomic data forecasts by the economic observation Network, China Merchants Securities macroeconomic analyst Huacheng a forecast value of 300 billion yuan, Pudong Bank analyst Li Zhiping and Chengqingsheng Given the interval of the highest value of 290 billion yuan, are compared ...

Credit Suisse report: China becomes the world's first consumer market in 10 years

Credit Suisse reports that Chinese households ' incomes have risen sharply over the past six years and that the trend can be sustained. According to the latest report by Credit Suisse, the income of Chinese households has risen significantly in the past 6 years, and this trend will continue.    China is expected to overtake the US as the world's largest consumer market by 2020. Chinese consumption will provide a source of income for countries reports show that 2700 people were surveyed, showing a sharp rise in spending in China's auto and real estate sector in 2009, explaining why the public ...

Credit policy main tone unchanged Bank has not been asked to shrink credit

Authorities said that the guidance of financial institutions to increase credit properly, to ensure that the total amount of money and credit to meet the needs of economic development is still the second half of the credit policy in the main tone.  Central bank monetary policy in the second half of the tone: the implementation of moderately loose monetary policy, to maintain the continuity and stability of policy, to guide the rational growth of monetary credit. The new credit, likely to be close to 7 trillion yuan in the first half, has played its best in moderately loose monetary policy since the end of last year.  Into the second half, the pace of expansion of credit scale can go far, has become the market's new focus. The main tone of credit policy is unchanged ...

Credit increased by 489 billion yuan in Beijing in the first 10 months

In the first 10 months of this year, Beijing achieved a gross domestic product of 243.41 billion yuan, according to comparable, a year-on-year increase of 10%. Behind such encouraging data, the role of financial support for economic growth is clear.  According to statistics, Beijing financial institutions in the first 10 months the increase in RMB credit increased 489.03 billion yuan, more than 298.42 billion yuan, a strong impetus to the smooth recovery of Beijing's economy. The direction of bank credit has followed the hot trend of economic growth sensitively, and the adjustment of credit structure has "refracted" the latest trend of the adjustment of Beijing's economic structure. From the ...

IOS version 8 Safari can use camera scans to enter credit card numbers

Absrtact: Most of the time you need to enter your own credit card information, the long number on the mobile device input is a nuisance. As a result, Apple has launched a new feature in the iOS version 8 Safari browser, which allows users to take advantage of the device's camera. Many times, people need to enter their own credit card information, and long numbers on the mobile device input is a hassle. So Apple has launched a new feature in the iOS version 8 Safari browser, which allows users to scan their credit cards with a device's webcam, and then automatically ...

So suck powder, a micro-credit marketing powder thinking

Now the mainstream approach to micro-credit is either lured by attractive resources, or attracted by strong content, or motivated by curiosity, leading potential fans to focus. Today, Wood does not spend a large space on the specific operation of powder suction skills, only a small example to talk about a micro-credit marketing powder thinking, self-understanding, emphasis on the combination of use. 2 days ago Nothing, got a Johansson the latest masterpiece "Super Body" HD address, there are high-definition to see it, to save the run to the cinema, after reading the feeling is good, think there are many cock silk struggling in search of HD address, so spent a few minutes to find a good ...

Guarantee company "Huitong Credit" suspected to run

DoNews July 10 (Reporter Zhou Qin Yan) According to the domestic net loan industry third-party institutions net credit day eye news, as one of the leading private financing in Sichuan Huitong Credit Guarantee Co., Ltd., was passed away from the board of directors of the legal representative Sun Kang outside Collective loss of contact, suspected to run. According to the official website of Huitong Credit Guarantee Co., Ltd., Huitong Guarantee was established in 2004 and its registered capital has been increased to 900 million yuan after several capital increases with more than 200 employees. The total operating income in 2013 was nearly 300 million yuan, accumulating the guarantee for the company Financing reached 32 billion ...

Micro-Credit Marketing? Be careful not to be fooled.

Micro-Credit marketing, is now a very hot topic, before the microblogging marketing. Every wave of social media will have a wave of people who eat crabs first. Many of the pioneers have a wave of people or businesses who benefit from social marketing dividends. So, in the interests of the drive, will make some people into the ranks of social media marketing training, before the microblogging, is now micro-letter. Weibo marketing training before the support of a group of Masters, now micro-credit marketing training and a wave of people cut in, but the real master is not many, big cheat is quite a lot.   Below let Sha Shulai to uncover and analysis. ...

CBRC confirms meeting of bank executives to request credit for this year

January 26 News, in January this year after the first to second week of faster credit, in the relevant window guidance and some banks themselves adjust the speed of credit, the third week, the scale of new credit has a significant decline in the first two weeks, but not the market rumors of the overall moratorium on new credit. According to industry insiders expect this week's new credit will continue to maintain the trend last week. Sino-New Society hair Wu Mang Xinhua Beijing, January 27, China Banking Regulatory Commission 27th confirmed that yesterday, the major commercial banks held a high-level two o ' year first financial situation briefing meeting, on the commercial banks ...

Banks to self-examination credit funds illegally into the stock market

The CBRC is intended to crack down on the property market bubble, the normal purchase did not affect Chen Chunlin yesterday, the market News said, the CBRC recently asked banks to carry out credit funds illegal investment in the market, the risk of the housing market self-examination.  The rumor was confirmed yesterday from the Nanjing banking industry, but the industry said the aim is to standardize bank lending behavior, to crack down on the property market bubble, the purchase of the normal home buyers have no effect. It is understood that at present, the banking regulatory department has found that some banks have to relax the management of loans, some enterprises misappropriation of credit funds into the stock market, housing, some individuals misappropriated ...

April new credit or close to $700 billion

Reporters from a number of commercial banks learned that the April new credit although not set off tide, but still more than the March 510.7 billion yuan has a certain breakthrough, or close to 700 billion yuan.  As the first month of the quarter, 700 billion of the launch scale is rational, in line with the regulatory level of the demand for balanced delivery. A banking source said that if April was able to control that level, it would doubtless release some space for the 5 June credit launch. If according to the rhythm of "3:3:2:2", the scale of new credit in 2 quarter is about 2.25 trillion yuan, will be advantageous to credit steady increase ...

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