Credit

The index fell 1.29% to 17850.44, trading at HK $17.744 billion, while the Hang Seng financials fell 1.35% and basically synchronized the big city, but Credit Suisse maintained a downgrade of Hong Kong's bank stocks. Credit Suisse believes that the decrease in bank balance sheet debt suggests that the recent increase in the market rate of bank shares is reasonable. But the bank believes banks must show signs of growth and increased equity yields if the market rate is to widen further from the current level. said that from the HKMA's quarterly communiqué, Banks ' revenue dynamics were still low and net interest rates had fallen sharply. Added ...

Shen Yu, one of the world's three biggest rating agencies, announced a downgrade of Japan's sovereign credit rating in Thursday, the first time in more than 8 years that Japan has been downgraded by the S & P.　　After the downgrade, Japan's sovereign credit and China's peers. The same day, the Japanese long-term sovereign credit rating from "AA" down to "AA", long-term sovereign credit outlook remained "stable."　　It is understood that the "AA" level in the credit rating of the fourth, this is the agency since April 2002 for the first time the downgrade of Japan. The issue of ageing makes Japan's fiscal and economic outlook ...

Dubai, January 14 (Xinhua) The Swiss Bank of Dubai and its affiliates now have a total of $129.3 billion trillion in debt, according to a study published recently by Sun Ruijun.　　According to media reports here, the Dubai World Group and the Dubai government, respectively, 50.2 billion U.S. dollars and 28.9 billion dollar debt has not yet been repaid, the remaining 50.2 billion U.S. dollars for Dubai Investment company, Dubai Holding company and other subordinate enterprises owe. The Credit Suisse report says Dubai and its affiliates will have to repay 17.5 billion of billions of dollars in debt this year, with another 17 billion dollars, 9.7 billion dollars and 26 billion dollars 、...

----the internal bank sets the coverage to be more than 150%"two set of mortgage" policy strict implementation of the "Report" (reporter Di Mengyu) The mainland last week released a series of economic data, there are signs that some of the rescue funds into the stock market and the property market, the central government is very concerned about. China Banking Regulatory Commission chairman Liu said that the rapid expansion of China's banking lending in the first half of this year has played an important role in promoting economic stability, but the risk of the accumulation of high speed loans is also increasing, and the tendency of the banking financial institutions to operate in an imprudent and impulsive lending and extensive has risen. He also proposed to optimize credit ...

The reporter learned that as of Friday, the domestic financial institutions in January the new renminbi loan has been close to 1.6 trillion yuan. Economists, however, argue that this is largely the result of a game between commercial banks and regulators, with high credit growth in the January not sustainable.　　Given the use of the reserve facility, the focus of credit control has also returned to administrative measures, with little likelihood of raising interest rates in the first half. At the same time, according to 7.5 trillion of the year's loan control scale, this year's credit quarterly release is likely to repeat the 2009 "5:3:1:1" ratio. However, since the bank may be used in the first half ...

The market for year-end monetary policy fine-tuning is expected to improve the June credit data again released days, the central bank July 8 released statistics showed that June, financial institutions yuan loans added 1.5304 trillion yuan. As of the first half of the year, the new RMB loan accumulated by financial institutions has reached 7.37 trillion yuan.　　Due to the continued volume of monetary credit in the first half of the year, the market is expected to improve monetary policy fine-tuning. As the first half of the money credit continued to exceed the expected rapid growth, domestic inflationary pressures and asset bubbles have again aroused concern, many economists and institutions have expected, four-quarter goods ...

Liang Kozhi banking Credit structure adjustment of the big curtain, is slowly opened.　　December 8, the CBRC conveyed the spirit of the central Economic Work Conference, the President said that will lead the banking industry to optimize the credit structure, improve credit quality, promote economic restructuring and change the way of development.　　Liu specifically reiterated that it will strictly control the high energy consumption, high emissions industries and overcapacity industry loans, and strive to improve credit quality and efficiency.　　In fact, for surplus and backward capacity industries, some local CBRC and banks have begun to deploy to stop credit and to recycle related loans. At the end of November, Guangdong CBRC ...

The autumn breeze sends cool, the chill grows thick, November Beijing will usher in the heating season, the days of Fog haze Day also very does not give the force, many small partners have been timid unwilling to go out. Beijing city can not stay, to the suburbs to get close to nature bar! Recently, Beijing Agricultural and Commercial Bank launched the "Brush Phoenix Credit Card"-The Phoenix credit card fourth season marketing campaign, inviting you to the end of the harvest season, bring family, about relatives and friends, steal a free ride! First, the activity time from now until December 31 second, the activities of all Phoenix credit card holders, of which, Phoenix Business card does not participate in the staging activities of the three activities ...

Securities Times reporter Tangsun The increase in credit growth in the mainland is greater than market expectations, and some foreign agencies have expressed concern about the prospects for mainland banking stocks. Peter Elston, strategist at Aberdeen Asset Management (Asia), said he was concerned about the large number of loans to the mainland banking sector under current policy incentives.　　He said the move, while expected to spur a rise in profits in the banking sector in the medium term, expressed concern that non-performing loans could be spawned in the next few years. Liao, a credit analyst for S & P, said the asset quality of domestic banks could fall further in 2009, but should be maintained ...

26th China Banking Regulatory Commission responsible to the first financial reporter confirmed that for SASAC's 78 central enterprises that do not take real estate as its core business, all projects for which the project is not under construction as a mortgage will not accept the credit application, the credit must be preserved and the new credit should be discontinued.　　The official pointed out that the monitoring of the loan irregularities into the stock market, housing problems to be resolutely investigated, without leaving hidden dangers. It is understood that in order to tie in with the State Council to rectify the real estate market order, to investigate the real estate business irregularities, the CBRC requires commercial banks, by the land and resources departments, construction authorities to verify the existence of land hoarding 、...

Wu Yushan "October and November, Shandong province, the overall credit increment of the city firm is negative, the November negative growth of 2.84 billion yuan." December 9, people familiar with the matter told reporters.　　This is diametrically opposed to previous regulators ' concerns. In September this year, the city firm "accidentally" played the role of credit expansion, the big bank and joint-stock monthly credit increase accounted for less than 25%.　　Regulators are concerned that the city may become a "relay" for lending to large and medium-sized banks. In this respect, the CBRC has carried out risk hints. On October 27, the National City Commercial Bank workers ...

After spending some time in an Internet financial start-up company, the founder was the son of the boss of a well-known credit-rating firm in the country, and learned about personal information. As for personal credit, it is indeed in a state of constant openness. And we can imagine that the internet finance and O2O Industries will benefit a lot from the rapid development of personal credit. Let us first put aside personal credit how to affect the Internet finance and O2O This topic, back to the sesame credit itself to see, from the analysis, see if you can a glimpse of Ali do Sesame Credit to convey the message. Cheese ...

Absrtact: The front foot, the ant's Personal credit service institution Sesame Credits began to be tested in some users yesterday. Hind foot, Ali go ah today, the introduction of credit based on Sesame Credit Hotel service plan. Through the program, consumers can enjoy the entire 0 deposit into the front foot, ant gold clothing under the personal credit agencies-sesame credits began in some users in the public test yesterday. Hind foot, Ali "Go" today to launch based on Sesame credit "credit live" hotel service plan. Through the program, consumers can enjoy the entire "0 deposit" check-in and other services, leaving the store after the Alipay system to deal with ...

Summary: Check the latest market credit payments, this year, Alibaba announced the launch of the service, may soon be another company to attack the first, Sina and Sina to pay the joint launch of the microblog wallet, has been in the inside of the service---credit treasure. In order to check the latest market credit payments, this year Alibaba announced the launch of the service, may soon be another company to attack the first, Sina and Sina to pay a joint launch of the microblog wallet, has been in the beta of the service---"credit treasure." In order to control the project wind ...

Absrtact: January 28, the Ant's Personal credit service institution Sesame Credits began to be tested in some users. The first product is the Sesame credit score, this is China's first personal credit score, you can visually present the user's credit level. At present, Sesame Credit January 28, the Ant's Personal credit service agencies-sesame credits began in some users of the public test. The first product is the Sesame credit score, this is China's first personal credit score, you can visually present the user's credit level. At present Sesame Credit has taken and paid treasure wallet in a cooperative way, public ...

The combination of tourism and electricity quotient, to realize the "tourism finance" product line and offline interaction, is to provide new impetus for the development and growth of tourism. 8th, the Jing-Lan International tourism Operation Group and CITIC Bank Shanghai Branch signed a strategic cooperation agreement, King Group won the Citic Bank 1 billion yuan credit support, mainly for its own Donkey Mother Tourism network development. Xiaoping, president of CITIC Bank's Shanghai branch, said that as one of the core industries of modern service industry, tourism has become a key concern of Citic Bank. King Group's "Donkey Mother" Tourism network only spent 5 years, then become the largest scenic spots E-commerce ...

Jun Junhui correspondent Zhungli, The IT Times correspondent, has been brought into the business and personal integrity system after defaulting on bank loans, stealing electricity and failing to pay electricity bills, another message to the "Old Lai" plus a magic spell. Since October, malicious non-payment of communications costs not only to fine, but also for the first time will be counted into the credit system.　　Credit-poor borrowers, whether they apply for a mortgage or employment or other kinds of economic activity, may be affected by the stain. In recent years, Shanghai Telecom due to users of malicious fees (Shanghai Telecom sued) caused by the loss of business income of 10 million yuan. In order to...

Chongqing Times reported that Shizhu young man Wang, a 1.5 lost more than 1 million. And this more than 1 million is not his savings, but through the online credit card, and finally he even stole his ex-wife credit card set is now 12,000 yuan. Wang MoU 30 years old this year, last April, he through QQ chat into an online gambling website, he has no extra money, use overdraft card way to gamble. Later, more and more lost, and went to a few banks to handle the credit card, continue to overdraft. Until May this year, the bank's overdraft limit added up to more than 100 ...

The latest figures from the People's Bank of China show that in June the Chinese financial institutions added RMB 1.53 trillion yuan loan, which is the first time in the two quarter of new loans more than trillion yuan, but also the first half of this year, the new renminbi loans close to 7.4 trillion yuan, far more than the initial set in the year of 5 trillion Industry insiders believe that the June credit to create more days, in addition to commercial banks inherent in the quarter of the season of lending impulse factors, the early period of the adjustment of some industries fixed assets investment capital Ratio, is also an important reason. High-speed credit to promote economic growth, encouraging market confidence, but ...

"China Merchants Bank credit card transactions in the hundred Pay no points." Yesterday, a reader to the Beijing Morning News reporter, through online banking enquiries found that from the end of last month, he through the hundred pay credit card online payment no longer accumulated points, and has been able to obtain and offline POS card consumption equivalent points.　　At present, the China Merchants Bank Credit Card Center website "does not calculate points merchant" list has already added hundred pay. In addition to the CMB, the reporter also learned that from September to October, the Guangdong Bank, the construction bank and the Pudong fat banks also adjusted the strategy. Pudong to hundred pay at the end of October 、...