Credit

According to the Wall Street Journal, the three-year 1 billion-dollar loan that Millet borrows from 29 banks will be in place next Friday, breaking the 20 bank record that Alibaba borrowed. The loans, led by Deutsche Bank, JPMorgan Chase and Morgan Stanley, and Credit Suisse Group and Goldman Sachs, which will be used mainly for overseas expansion of millet, have now started selling handsets in India and Indonesia. First, the expansion of millet experienced a few years of miraculous growth, millet in the Mainland China market sales volume has surpassed Samsung, become the number one. Calculate Total out ...

1, suning Yi Bao Fast payment cooperation bank to increase to 70 next year up to hundreds of more recently, Suning easy to purchase announced that Suning Yi Bao Fast payment cooperation Bank has been increased to 70, covering a large number of state-owned banks including workers and peasants, national joint-stock banks and some regional commercial banks, such as rural credit cooperatives and other banks. Suning Yi Bao has been accelerating the pace of cooperation with various types of banks, the next year fast payment cooperation bank is expected to reach more than 100, and will support the fast payment of overseas banks. 2, Bat financial layout hand-to-hand combat Tencent banner ...

At the "Winning China" Internet Finance Forum held in Beijing on the 5th of this month, Wang Yanxiu, director of China Banking Regulatory Commission's Business Innovation Department, said that it is a more forgiving attitude held by the state at the national level. While expressing its support, In the future, it is necessary to formulate appropriate appropriate laws and regulations to regulate internet finance. Reporter noted that previously on the net credit industry regulatory body of the distribution, has been clearly by the China Banking Regulatory Commission to carry out, but the speech of the Director Wang, to a large extent, has shown that regulators for the future development of the industry's basic attitude, that support Industry normative development. In many cities ...

Reporter Zhong Hui Shenzhen reported that the central bank to suspend two-dimensional code to pay more than three months later, UnionPay and Alipay, TenPay and other third-party payment together with the central bank, payment and settlement center and other regulatory authorities to discuss or develop two-dimensional code payment standards , The other side also began to layout their own two-dimensional code payment. The 21st Century Business Herald reported exclusively that UnionPay's two-dimensional code payment system solution consists of two parts, one is online payment and the second is offline payment; the latter is attached to UnionPay's original offline receipt Layout system, instead of credit card swipe code. In the application scenario, UnionPay offline two-dimensional code payment and payment ...

QQ point praise? If the product manager finds a common social need, what does it look like? After reading this will ask yourself: How could I have not thought of it! Every internet product has a hidden product chain or even a business chain, for products with social attributes, there is a critical point in the Geek Park that measures whether a social product is actually detonated or not, that is, whether it can buy its own social-property products on Taobao, such as Weibo forwarding, Weibo fans, micro-credit brushes, Instagram brush, Instagram brush ...

The value of the "guided" micro-credit circle is to use private interactive ways to win and stabilize the interaction of this platform, thus deriving and driving other service modes and business value. 　　One of the interactive modules in the micro-credit product "Circle of Friends" is a very hot social platform, many people have unlimited imagination, especially in the microblogging of the social characteristics of the increasingly weak phase, "Circle of Friends" of the future development is more people look forward to. 　　So today, I'm going to say a few things about my circle of friends. 1, the user to "circle of friends" value positioning we first say ...

Future projects will be set up under new technologies (large data, social, mobile, cloud) talk about the impact of large data on Enterprise informatization: Whether it is the Obama campaign's campaign strategy using large data technology, the financial industry is identifying individual credit risks through large data, and the courier sector is using data to determine the course of travel, The attempt to reduce waiting times, or to find potential buying links between products through large data, is a powerful evidence of the fact that the data is ready for the 21st century currency. The big data really isn't about the data itself, it's about how to use the data to drive inside the company ...

In the context of China's economic growth and decline, according to their different interpretation of macroeconomic data and development trends, the policy to maintain the tone of austerity or low-key relaxation of the different judgments, capital market investment opportunities also emerged. The policy of Citic Securities Jianfang chief economist in the second half of 2010 will reflect the idea of structural adjustment and adopt structural relaxation policy. In the second half of 2010 the monetary policy environment is relatively loose, the new credit will reach about 3 trillion yuan. Fiscal policy may increase the level of spending, structural relaxation and structural policy mix ...

Shanghai, June 1 (Xinhua): Real Estate project capital ratio to reduce the reaction of different parties to the State Council announced the capital ratio of fixed assets investment projects adjusted results, of which ordinary commodity housing projects investment in the Minimum capital ratio from 35% to 20%.　On this news, the reaction of the market parties are different: developers like, the funds can be slightly relieved, the buyers are different, not only hope that this will increase supply, stimulate competition, lower prices, but also worried that the funds are no doubt the developers have more confidence in the price; Banks are also worried about market volatility and increasing credit risk. ...

-Great Wall Securities Zhang Yong We believe that, although the impact of short-term operation of the market variables have increased, but the overall upward trend of the operation will not change.　　In the short term, the index may be built on the platform above 3,000 points, financial, real estate and other mainstream weights need to be further revised, and around the newspaper launched a stock market will be brilliant, market activity continues to maintain a high level. First of all, from the macro-policy perspective, although the credit policy may be adjusted, but the overall moderately loose monetary policy will not change the big tone. The latest figures from the Central bank show that new credit was 15,000 in June ...

"Index ETF initial size of about 3 billion yuan" Shanghai is expected to build in the financial center of a number of projects to cooperate with Hong Kong.　　June 19, Fang Xinghai, director-General of Shanghai Financial office, said in Shanghai that the division of Financial centers in Hong Kong and Shanghai was focused, and that the establishment of an international financial centre would not make Hong Kong marginalized. In co-operation with Hong Kong and Shanghai, Fang Xinghai also analysed the possible ways of the HK Hang Seng Index ETF to enter the stock exchange, and pointed out that Shanghai could legislate on consumer finance legislation, such as credit card, housing mortgage, personal finance, insurance, life assurance sales ...

The report expected that the reserve ratio could be increased by 0.5%-1% per cent during the year, and the interest rate would be slightly higher 27~54 a basis Li Cao Jinling recently, the Bank of Communications Finance Research Center released the 2010 China Macroeconomic Financial outlook. According to the bank, in 2010, as economic growth continued to rebound, rising price pressures and international capital inflows accelerated, monetary policy is expected to gradually move steadily from the first half of 2010 onwards.　　In this process, the open market operation, the credit policy, the interest rate and the reserve ratio will show the directional change. The bank said ...

Xinhua Beijing, January 25 (reporter Bai Jiechun, Wu Yu, Huayadi) Recent personal mortgage interest rate concessions and distribution of the market attention.　　In the interview, the reporter learned that at present, some banks did not stop the approval and issuance of personal housing, but in the discount and approval procedures to tighten.　　The highest share of personal loans to the construction Bank said that the head office did not cancel or tighten mortgage interest rate concessions, still in the central bank and the CBRC Mortgage policy guidelines, for customers and different regions of the risk situation, the implementation of differential treatment of mortgages. "At present, continue to sound credit, pay attention to the risk of prevention, ...

Under the political picture, the high house price regulation has become a political problem, which is related to social harmony and stability. The central government introduced the accountability system, the follow-up effect remains to be seen, "the housing market is now very uncertain, the proposal to pay more attention to the introduction of new policies, to avoid risks."　　April 18, Beijing Qinghe Oak Bay Zhongyuan Real estate salesman Guo Xiaoying to customers frequently send short messages. Following April 14, the State Council executive Meeting decided to put forward with differentiated credit, taxation and land policy for the high fever in the real estate market cooling of the new "four", April 17, Kwok issued the State Council on the resolute Containment department ...

Every reporter Zhangjilu yesterday, the IPO is about to release the rumors of a raid on the market, some investors worry about the new issue of liquidity after the frequent fluctuations will affect the bank's ability to lend, and then affect the subsequent credit delivery, which led to yesterday's banking sector plunged 2.08%. But combined securities have different views, according to its latest report, the local liquidity tension brought about by the IPO will not change the overall liquidity-easing pattern, and will not fundamentally hurt the bank's ability to lend, and the arbitrage of the IPO may lead to a current deposit, thereby reducing the cost of the bank's liabilities ...

actively develop cultural consumer credit products. Information map of the Ministry of Finance, the People's Bank of China, the Ministry of Culture and other nine departments of the "financial support cultural industry revitalization and development and prosperity of the guidance" 8th officially released, "guidance" requires the adoption of innovative credit products, the perfect credit model, cultivate the insurance market, the implementation of cultural property rights　　Increase financial support for cultural industry development.　　Experts pointed out that the "guidance" is the first financial support in recent years of the comprehensive cultural industry guidance document, its significance is self-evident. ⊙ reporter Hu Wei 0 Editor Heng Road ...

Guoju to a certain extent, the Shanghai deposit and loan data is the national "miniature version", the growth level is the national "enlarged version."　　Shanghai's central bank's Shanghai headquarters reported yesterday that both new loans and deposits in the first half of the year exceeded annual increases. Loans to the end of the first half of the year in Shanghai, the rapid growth of credit, new loans greatly exceeded the annual delivery volume, and loans at the end of the season characteristics significantly.　　Among them, the loan of small and medium commercial banks increased. The first half of Shanghai's new RMB loan 371.55 billion yuan, is 2.3 times times the same period last year, more than the whole year increase ...

The CBRC has been controlling credit growth for the past year and closely following the risks of local financing platforms and real estate loans, the chairman of the CBRC said today in response to doubts about the rapid growth of external credit. In 2009, the new credit of 9.5 trillion yuan, the outside world called the amount of credit, Liu explained that the CBRC has been careful to control the scale of credit growth throughout the year. In fact, credit growth in the first quarter was the fastest, with a monthly increase of 1.52 trillion yuan. The CBRC promptly adopted prudential supervision measures, resulting in the three-quarter growth back to normal level, that is, two monthly average of 920 billion yuan, three quarter monthly 43 ...

In order to implement the April 14 State Council executive meeting on curbing the rapid rise in housing prices in some cities, the policy requirements to curb unreasonable housing demand, 16th, ICBC took the lead in saying that the formal implementation of differentiated housing credit policy.　　Agriculture, China, construction, and the four major lines also said the State Council will strictly implement the new policy of housing loans, is currently studying the implementation of the rules. ICBC's new rules for the new contract and approved personal housing loans are: To buy the first set of housing and the building area of 90 square meters above the family, the first payment of loans should not be less than 30%; buy second ...

Speaking at the 2010 Asian Financial Forum today, the chairman of China's Banking Regulatory Commission said that credit strength in January this year was the effect of last year's credit lag, not necessarily an effective response to demand. Mainland banks play an important role in China's economic growth, Liu said. The banking system has made significant and sustained improvements over the past few years, both in asset quality, return on equity, return on assets and profitability.　　In the future, regulators will strengthen structural adjustment, balance regulation and implement effective regulation at their own pace. Liu said that last year China's new loans for the whole year ...