Monthly Credit

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Personal credit Report average monthly query volume double

Reporter's experience of "Economic ID card" inquiries throughout the current central bank Credit Center has collected more than 600 million of natural persons, and in Beijing, more than 10 million people have their own credit report. More and more beijingers are beginning to pay attention to their credit rating.  Central Bank Credit Center Beijing Branch Center Responsible person told reporters that last year, a total of 14287 people to check the credit report, and the first three quarters of this year, the total number of inquiries has reached 22298, monthly query volume increased by 108.1%. Recently, the reporter to a common query identity, experienced a "Economic ID card ...

Credit stains or to be unable to loan loans to purchase student loans car loan don't forget to

The student loan car loans forgot to return? New Express reporter Yang Jinxia intern Lu Yiting "previously only heard that credit card overdue will affect credit, did not expect student loans overdue repayment will also leave bad records." Recently, a Guangzhou white-collar worker who can't borrow money to buy a house because of the loan repayment of student loans has poured bitterness on the internet. "It was not stated in the contract at the time that it was possible to pay all the money within the stipulated time limit," he said. "Reporters consulted bankers understand that in fact, as long as the relationship with the Bank of all" overdraft "behavior, it is likely to produce bad credit records. "Because of the big credit card base, all appear ...

BoC admits more credit to be put on monthly quarterly balance

Bank of China News agency said recently, BOC will try to achieve a balanced monthly quarterly, more focus on the optimization of credit structure and adjustment. In the first 20 days of January 2009, BOC invested more credit to actively support the legitimate financing needs of businesses and individuals, the person said. In order to grasp the amount and rhythm of credit, and maintain the sustainability of loans, we need to make every effort to achieve the monthly balanced delivery, the need to pay more attention to the optimization and adjustment of credit structure, strict review of credit conditions and funds use, the implementation of differential treatment, there is give-and, there are first. (Zhaoxiaolu)

Credit full tightening part of banks transiting credit card curve lending

Information picture credit overall tightening, most banks of personal loans, consumer loans are not easy to be approved over the calendar year.  In this context, a bank to launch the longest three-year credit card prepaid cash business, customers as long as the telephone recognition, the fastest day can be in their name debit card from the bank to obtain cash remittance. Three-year loan per annum 7% citizens Mr. Huang recently received a joint-stock bank credit Card center to promote the business of the call, "as long as I recognized on the phone, you can increase the credit card line, the increase of 80% can be transferred to the debit card to use (in general, you can ...)

April Credit basic steady launch strategy unchanged

After 3 months of running, the credit finally slowly gasped. After 51, the market is widely expected to have a "high dive" in credit growth in April, with even a forecast of only 400 billion yuan.  If so, the rapid slide from March to 1.89 trillion would be tantamount to a "slam-landing".  This reporter May 5 to a number of commercial banking sector to conduct a survey, these people's judgment is that the April new credit is indeed more than the first three months significantly down, a single month of new loans should be 500 billion yuan-600 billion yuan. Although this size is equal to March ...

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Credit unions should be released as credit for urban white-collar workers

In accordance with the "2014 Spring 2014 Chinese employers' demand and white-collar talent supply report" released by Zhaopin, the average monthly salary of white-collar workers in domestic first-tier cities remains at around RMB7,000. However, according to the latest statistics on the spot prices of residents, the price of per square meter in the north deep is now maintained at around 20,000 to 30,000 yuan on average. Therefore, it is clear that forced by the pressure of housing prices, Then it will be difficult to support some of the large-scale rigid demand for white-collar workers. Therefore, by applying for the credit loan consulting service to the P2P platform represented by Yixin Pleasant Loan, it gradually becomes the city ...

January new credit or touch high equilibrium put into regulatory key words

Xinhua Beijing, January 31 (reporter Wang, Yiu Junfang) at the beginning of last year's credit blowout pattern appears to be looming.  According to the disclosure of the market, the first week of the new Year, China's banks increased credit more than 600 billion yuan, the first two weeks to break through the trillion yuan mark, although the bank by adjusting the pace of credit flow, the new scale has declined, but this January, China's Bank of new credit continued to blowout, again Analysts believe that the January faster credit growth has a certain specificity, the future commercial banks are expected to pay more attention to grasp the credit rhythm, credit ...

Annual income of two hundred thousand or three hundred thousand Cangzhou rural credit cooperatives staff into a high-paying noble

A yearly income of two hundred thousand or three hundred thousand yuan, 15 days leave wages as much as 60,000 yuan ...  Recently, some people will Hebei province Cangzhou Rural credit Cooperatives United Society's payroll posted to the Internet, attracted many netizens onlookers, more netizens marvel it as "history of the most cattle payroll."  Cangzhou Rural credit cooperatives have a formal staff of 61 people, only two years, the unit will be more than 3 million yuan funds in various forms of illegal distribution to the hands of workers, of which 2009 per capita excess of 56,000 yuan, equivalent to the local general public three or four years of income. April 13 Afternoon, the reporter noted that Hebei rural credit cooperatives ...

Chengdu HS issued the national first Zhang Fang Enterprise Credit Notice

Xinhua Beijing, February 4 (Chen Yu Liu Feng) Recently, Blu-ray, Longhu, gold room, etc. 61 real estate enterprises were received by the Chengdu Housing and Real Estate Industry Association (hereinafter referred to as Chengdu HS) service "Enterprise Credit Incentive (reprimand) notice", was informed as a good faith enterprise, won the Golden Tripod award,  As an excellent enterprise and other events to obtain including credit plus points and the notification of credit incentives. It is reported that through the form of service notice to the housing enterprises to implement credit incentives (disciplinary), in the country is still the first. This is the Chengdu Housing Association to strengthen the integrity of the construction of another important step, will let real estate enterprises ...

Bank squeezes credit "moisture" equilibrium lending normal return

The sudden surge in credit has become a bank impulse at the end of the year, but may be an exception by the end of June.  With the recent regulatory authorities on the further strengthening of credit management notice issued, may become a powerful external cause, to promote commercial banks to abandon the "quarter of the" digital temptation to return to rational and balanced lending the normal. June 29, the reporter interviewed a number of state-owned banks, joint-stock banks related people. The majority of people said that the head office has sent the above notice by dispatch or telephone, no longer makes the late-quarter credit expansion, some banks even cooperate to suspend the bill business ...

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