Electric business blowout, fierce competition. E-commerce is a new type of economic activity, which has become an important part of our strategic emerging industry and modern circulation mode. China's e-commerce is in the blowout period, but the competition is extremely fierce. 2012 China's e-commerce turnover exceeded 7.5 trillion yuan. Ali's Taobao and Cat's total turnover on November 30, 2012 21:50 Breakthrough 1 trillion yuan, equivalent to the national social consumer goods retail total 18.39 trillion of 5.4%, after Guangdong, Shandong, Jiangsu and Zhejiang consumer goods sales, or even more than the ranking ...
Recently, the market out of the central bank to Fuyou, Yeepay, the accompanying payment, remit to pay the world these four third-party payment agencies to open a "ticket": Remit the world within a year will orderly exit 15 provinces and cities of the existing receipts business, Fuyou and Yi Bao will evacuate 7 provinces of receipt business, accompanying will evacuate 5 provinces 2 city receipts business. The central bank's punishment of third party payers has been the second punch since this year. In March this year, the central bank issued the "People's Bank of China's credit card pre-authorization risk incident bulletin," The content of the bulletin shows that 10 of the receipt of institutions have not implemented the real name of a special merchant, the transaction monitoring ...
Mobile Payment Opportunity Unlimited mobile payment as a Cross-border business form, its business has been carried out for quite a long time. With the increasing popularity of smartphones and 3G networks and the rich background of mobile Internet application, mobile payment has achieved rapid development, which has achieved substantial breakthroughs in terms of turnover, number of trades, and industry coverage. As a new means of payment, mobile payment improves the user's payment experience, and brings new opportunities for financial institutions, operators, third party payment companies and merchants, and gradually receives worldwide attention. In recent years, the development of global mobile payment industry ...
"Caijing comprehensive report" The People's Bank of China 3rd publicly issued "Non-financial institutions payment service Management measures" (hereinafter referred to as the "rules"), the payment agencies engaged in the payment business of the most basic rules, the applicant qualification conditions, etc. to refine. The implementation of the rules of the introduction of the third party to pay the business license to apply for the final policy threshold to eliminate. According to the Southern Metropolis Daily, some central bank authorities have revealed that the first permits are likely to be issued within the year. There are also sources in the industry that the first batch of payment licences should not exceed 5, the statistics show that 2008 ...
The suspension of licences and mergers and acquisitions will become a new normal, to break Alipay 98% market Monopoly, the way out in mobile payment "plainly, we now do a third-party payment license to bid, is to see the policy to eat." "March 27, in the face of the Yangtze River newspaper reporter's inquiry, Shanning (a pseudonym) said so. With no specific policy yet in place, he does not even know when his job can be done. At present, Shanning is working in Shenzhen Internet Financial Services Co., Ltd., mainly to do Third-party payment licensing consulting and information construction. But the recent "Central bank or will suspend the third party license" Rumors are very clamour ...
With the introduction of the People's Bank's "non-financial institution payment service Management scheme" and the issuance of the first batch of payment licences in 2011, the third party payment institution has ushered in a good opportunity to flourish. 2011 Third Party payment industry continued to maintain strong growth, the overall transaction size reached 2.2038 trillion yuan, an increase of 118%. It is expected that by 2013, China's electronic payment industry transactions will exceed 4 trillion yuan. Third party payment institutions are becoming a useful supplement to our payment system. At the same time, in order to standardize the management of third-party payment institutions, the People's bank has drafted a number of money, bank cards ...
The foundation construction of payment infrastructure in America is constructed and maintained by a variety of institutions and organizations. 1. The bank and the Federal Reserve provide paper payment tool notes with cheques. Its liquidation is mainly done by the bank and the US Self-Service clearing House (Automated clearing House,ach). Ach is the most stable and efficient batch Exchange center in the United States, providing interbank remittance, electronic payment and liquidation services to participating depository institutions. Ach supported transactions include: payroll, social welfare, automatic loans ...
Absrtact: Under calm tide surging. One months after the central bank suspended the two-dimensional code for security, the truth began to surface. Now the regulators are not going to talk about the security of this business form (two-dimensional code payments). A tenpay-related negative calm tide surging. One months after the central bank suspended the two-dimensional code for security, the truth began to surface. "Now the regulators are not going to talk about the security of this business form (two-dimensional code payments). "A tenpay-related person said to the 21st century economic Report ...
Online Bank payment business content: Online payment, online payment, credit card repayment, etc. nature: the main body of banking internet business. Characteristic: The bank transaction Service System server is connected directly with the bank internal network, provides the on-line transaction service. Scope of business-at present, our bank-run online banking business to transfer, payment and funds transfer, such as the main charges. Cost-use of public network resources, no need to set up a physical branch or business outlets, reducing personnel costs. Improve the efficiency of the bank backstage, reduce the operating costs of banks. Operation ...
The central bank suspended the two-dimensional code payment three months later, UnionPay side with Alipay, Tenpay and other third parties to pay together with the central bank, pay clearing center and other regulatory departments to discuss or develop a two-dimensional code payment standards, the other side also began to layout two-dimensional code payment. 21st century Economic report exclusively learned that UnionPay's two-dimensional code payment system scheme includes two parts, one is the line and window sweep code payment, the second is the line sweep code payment, the latter is attached to the original line of the pay-order layout system, to sweep code instead of card link. In the application scene, UnionPay's line two-dimensional code payment and Alipay, Tenpay Sweep code flow ...
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