Personal Credit

Bank "card" mortgage audit letter strict overdue repayment number of "even three tired six" will be strictly refused to sign this report (reporter Zhang) near the end of the year, the bank generally tightened mortgage business, the borrower's personal credit audit is strictly tightened.　　Once the borrower's personal credit record is more tainted, the bank will be ruthlessly refused to sign. Reporter yesterday from a credit institutions "Wai Ka Chit" learned that the usual bank can afford borrowers overdue repayment number of the bottom line is "even three tired six" (three consecutive times in two years or accumulated six times of credit cards, mortgages and other overdue records). It used to be just a reference line, but ...

Following the tightening of two mortgages in Hangzhou, Beijing and Shenzhen, news from Shanghai and Chengdu has formally tightened the two-room loan policy.　　Recently, there are media reports, a number of intermediary companies in Shanghai loans and mortgage companies have received some of the Commercial Bank of Shanghai Branch of the oral notice, the second suite of loans to the first payment must not be less than 40%, the second suite loan rates began strictly in accordance with the benchmark rate of 10% to carry out. Shanghai: The review process began tightening yesterday, the Shanghai Securities newspaper to the commercial banks to verify the matter, Pudong Hair Bank personal Credit Department, a head of the ministry said, did hear the relevant statement, but did not ...