Personal Housing

In response to a number of cities in the field, "a number of banks suspend or postpone the issuance of personal housing" news, the reporter learned that the current Beijing City Bank has not completely stopped the personal housing loan approval and issuance, but in the preferential discount and approval procedures to tighten.　　In view of the implementation of the mortgage policy, our correspondent to the Beijing commercial banks to understand, the bank interviewed said that did not stop the issue of mortgages. "We have not stopped lending, and policy has not changed," he said. China Merchants Bank Beijing Branch told reporters this morning. ICBC Beijing Branch, CCB Beijing branch of the relevant officials also said that the current is still strict ...

Yesterday, the PBOC decided to raise interest rates on housing Provident Fund loans.　　Five-year Personal Housing Provident Fund loan rate increase of 0.2%, from 4.3% to 4.5%; According to calculation, buy two suites loan 500,000 Yuan 30, the monthly increase of 66 yuan, the total interest of more than 20,000 yuan. Previously, buying two suites was performed at 1.1 times times the benchmark rate, or 4.73%.　　Buy a house 500,000 yuan 30 Provident Fund loans, the month for 2602.21 yuan, the total interest is 436796.51 yuan. After the increase, two Suites Provident Fund loan rate of 4.95%.

The Ministry of Housing Urban and rural construction issued a notice 6th, decided to raise personal housing Provident fund interest rates. The accumulation of Personal Housing Provident Fund deposit rate increased by 0.1%, from 0.4% to 0.5%, the Personal Housing Provident Fund deposit interest rate increased by 0.25%, from 2.6% to 2.85%. Five-year Personal Housing Provident Fund loan interest rate increase of 0.2%, from 4.5% to 4.7%, five years below (including five years) Personal Housing Provident Fund loan rate increase of 0.2%, by 4.00 ...

Yesterday, the Housing Provident Fund Deposit and loan interest rates also rise, this time up 0.35% is the biggest adjustment since last year. The Ministry of Housing and Construction notice, from yesterday onwards, raise the interest rate of Personal Provident Fund deposit. The accumulation of Personal Housing Provident Fund deposit rate increased by 0.04%, from 0.36% to 0.4%. The Personal Housing Provident Fund deposit rate, which was carried forward last year, was raised by 0.35%, from 2.25% to 2.6%. And over five-year personal Housing Provident Fund loan interest rate increased from 4.3% to 4.5% five-year period (including five years).

[Background News] personal housing business tax Levy Standard Rules published personal housing transfer business tax levy on the full or the difference in the suspense finally landed.　　According to Xinhua, the Ministry of Finance and the State administration of taxation issued a revised business tax policy on personal housing transfer yesterday, with the approval of the State Council. The latest release of the "adjustment of personal housing transfer business Tax policy notice" that, since January 1, 2010, individuals will purchase less than 5 years of non-ordinary housing sales, the full levy of business tax, individuals will purchase more than 5 years (including 5 years) of ordinary housing or inadequate ...

BEIJING, February 9 (reporter Li Xiuling) housing and Urban and rural construction department issued a notice today, decided to raise personal housing Provident fund deposit and loan interest rates.　　The accumulation of Personal Housing Provident Fund deposit rate increased by 0.04%, from 0.36% to 0.4%, the Personal Housing Provident Fund deposit interest rate increased by 0.35%, from 2.25% to 2.6%. Five-year Personal Housing Provident Fund loan interest rate increase of 0.2%, from 4.3% to 4.5%, five years under (including five years) personal housing ...

"Caijing comprehensive report," according to the Oriental Morning Post reported that the Shanghai municipal tax authorities for the new buyers, to start the property tax exemption work. Shanghai Tax Department internal personnel 10th revealed that since the January 28 real estate tax pilot since the start, has been home buyers have been identified as "the need to pay the real estate tax."　　The person did not disclose whether the current Shanghai has a personal housing property tax reporting warehousing, only to say "how much, Need (2012) years to statistics."　　All buyers who are found to be paying a property tax will be taxed at any time before the end of the year, the person said. On the basis of ...

BEIJING, December 23, the Ministry of Finance State Administration of taxation, the latest release of the notice said, since January 1, 2010, individuals will purchase less than 5 years of non-ordinary housing sales, the full levy of business tax, individuals will purchase more than 5 years (including 5 years) of ordinary housing or less than 5 years of ordinary housing sales,　　Levy a business tax in accordance with its sales income minus the difference after the purchase price of the house; Individuals will purchase more than 5 years (including 5 years) of ordinary housing sales, exempt from business tax. The above standard housing and non-ordinary housing standards, the specific procedures for tax exemption, the purchase of housing ...

Yesterday, the PBOC decided to raise interest rates on housing Provident Fund loans.　　Five-year Personal Housing Provident Fund loan rate increase of 0.2%, from 4.3% to 4.5%; According to calculation, buy two suites loan 500,000 Yuan 30, the monthly increase of 66 yuan, the total interest of more than 20,000 yuan. Previously, buying two suites was performed at 1.1 times times the benchmark rate, or 4.73%.　　Buy a house 500,000 yuan 30 Provident Fund loans, the month for 2602.21 yuan, the total interest is 436796.51 yuan. After the increase, two Suites Provident Fund loan rate of 4.95%.

Yesterday, the Housing Provident Fund Deposit and loan interest rates also rise, this time up 0.35% is the biggest adjustment since last year. The Ministry of Housing and Construction notice, from yesterday onwards, raise the interest rate of Personal Provident Fund deposit. The accumulation of Personal Housing Provident Fund deposit rate increased by 0.04%, from 0.36% to 0.4%. The Personal Housing Provident Fund deposit rate, which was carried forward last year, was raised by 0.35%, from 2.25% to 2.6%. And over five-year personal Housing Provident Fund loan interest rate increased from 4.3% to 4.5% five-year period (including five years).

BEIJING, February 9 (reporter Li Xiuling) housing and Urban and rural construction department issued a notice today, decided to raise personal housing Provident fund deposit and loan interest rates.　　The accumulation of Personal Housing Provident Fund deposit rate increased by 0.04%, from 0.36% to 0.4%, the Personal Housing Provident Fund deposit interest rate increased by 0.35%, from 2.25% to 2.6%. Five-year Personal Housing Provident Fund loan interest rate increase of 0.2%, from 4.3% to 4.5%, five years under (including five years) personal housing ...

Panorama January 13 News China Banking Regulatory Commission Vice chairman Wang Wednesday said that the current real estate industry development loans and personal housing mortgage loans have accounted for the loan increment and the entire loan balance of about 20%. However, the same day in the Ministry of Housing Construction, NDRC, Ministry of Finance, Ministry of Land and Resources, People's Bank, the Banking Regulatory Commission, the six departments to participate in the press conference, Wang also pointed out that the real estate development loans and personal mortgage loans, the quality of assets remain stable,　　And by the end of the third quarter last year, continued to maintain non-performing loans and non-performing loans ratio of double decline. At the same time, Ministry of Land and Resources Deputy Minister Yun ...

Following the adjustment of commercial loan interest rate, the interest rate of Housing Provident Fund deposit and loan is adjusted according to the usual practice. Yesterday, the Department of Housing construction, the city's Central Provident Fund Management Center issued a circular, raised Provident Fund deposit and loan interest rate, of which 5-30 years of Provident Fund loan annual interest rate from 4.3% to 4.5%, 5-year (including five years) Provident Fund loan interest rate from 3.75% to 4%.　　The adjustment was performed from yesterday. In this adjustment, the Provident Fund funds deposit interest rates, loan interest rates have been raised, which is the biggest adjustment of the last year's closing part of the Personal Housing Provident Fund deposit interest rate, ...

Commercial News (reporter Qilin) although the Provident Fund is followed by the increase in interest rates, but due to the lower base, the same conditions under the loan to continue to expand the monthly supply gap.　　According to the relevant notices of the Department of Housing Construction, Beijing Housing Provident Fund Management Center raised interest rates from yesterday, the 5-year loan rate from the previous 4.3% to 4.5%, on the basis of the calculation, the same 20-year period of 800,000 heads of housing loans, Provident Fund loans and commercial loans for the monthly difference of up to 950 yuan. The new regulations are clear, February 9, 2011 (including) after the issuance of personal Housing Provident Fund loans, the implementation of adjusted personal housing ...

In order to implement the April 14 State Council executive meeting on curbing the rapid rise in housing prices in some cities, the policy requirements to curb unreasonable housing demand, 16th, ICBC took the lead in saying that the formal implementation of differentiated housing credit policy.　　Agriculture, China, construction, and the four major lines also said the State Council will strictly implement the new policy of housing loans, is currently studying the implementation of the rules. ICBC's new rules for the new contract and approved personal housing loans are: To buy the first set of housing and the building area of 90 square meters above the family, the first payment of loans should not be less than 30%; buy second ...

In recent days, in the subway line Line 2 puxi extension section near the purchase of a set of home from the small house of Miss Xia, in order to 70 percent mortgages almost ran across the Shanghai bank, the result, almost all banks have responded, if the down payment is only 20%, the most favorable lending rate only the benchmark rate of 85 percent. More than a few banks directly rebuffed Miss Xia's loan application, the reason is "the current first suite of loans down the proportion must be 30% and above, 20% down payment of the sale does not do." "The Morning News reporter investigation, in the" Property combination boxing "under the blow, the Shanghai bank began to tighten the personal housing credit, in liquidation speculative purchase line ...

January 31, Shanghai announced the property tax levy management rules, clearly defined the personal property tax declaration process and payment methods.　　Taxpayers should report their taxes to the tax authorities before December 31 each year, and the overdue payment will receive five out of 10,000 late fees on a daily basis.　　According to the Shanghai Local Taxation Bureau on the city of Personal housing property tax Collection management related matters announcement, from January 28, 2011 onwards, all the new housing buyers in Shanghai, should be in the real estate registration before the home tax authorities to declare the property tax exemption procedures. Tax from taxpayers to get taxable live ...

BCC Beijing February 4 News According to the voice of China "Yang Guang News" 13:10 report, the last week of January, Nanjing, Hangzhou, Fuzhou and several other first-tier cities have a number of banks suspended personal home loans. The industry explained that the banks may have to carry out the statistics and settlement of the loan amount at the end of the month, so the loans will be suspended.　　Details below we connect the CCTV trainee reporter 付倩倩: Moderator: About commercial banks to tighten the news of the recent continuous emergence of mortgage, so now the first-tier city personal housing situation how? Reporter: Before at the end of January ...

Yesterday at the same time issued the "Chongqing Municipal People's Government on the implementation of some individual housing tax reform pilot interim measures" and "Chongqing municipality personal housing real estate tax levy management implementing rules", the individual housing property tax levy made detailed provisions. Which needs to pay tax this year to buy a house to build a price of 9941 yuan to tax the pilot area is limited to the main city of nine districts of the real estate tax pilot area of the main city nine districts, including Yuzhong District, Jiangbei District, Shapingba District, Jiulongpo District, Dadukou District, Nanan District, Beibei District, Yubei District, Banan, North New Zone, High-tech Development Zone, economic and technical open ...

Stock first set, two sets, three sets and above mortgage interest rate floating ratio adjusted to the benchmark rate of 0.85 times times, 1.1 times times and 1.2 times times Zhou Jingya after the banks have responded to the State Council to implement the differential housing policy requirements, commercial banks for the implementation of mortgage policy or will be extended to the stock of loans. The Bank of China (601988.SH,03988.HK, hereinafter referred to as "BOC") announced in Friday that it would strictly implement a dynamic and differentiated personal housing loan policy. For the stock loan, BOC said that it would be based on the contract with the customer in the interest rate adjustment mode ...