Personal Loans

Xinhua Beijing, December 11 (reporter Bai Jiechun, Liu Shiping) reporter 11th from the China Banking Regulatory Commission learned that the previous issued "Fixed assets loan management interim measures" "project financing Business Guidelines" implementation is relatively smooth.　　The CBRC requires the banking industry to manage loan issuance and optimize risk management in a new way as soon as possible. The CBRC held its 90th meeting recently to conduct a study on the implementation of the interim measures for the management of fixed assets loans, the project financing business guideline, interim measures for the management of working capital loans and the interim measures for the administration of personal loans.

February 21 Morning News, yesterday, the CBRC formally issued the "Personal loan management interim measures" (hereinafter referred to as "The method of lending"), "credit measures" stressed the implementation of the loan interview system, to prevent the emergence of individuals by the illegal elements of the bank loans, or the borrower's credit funds by others for misappropriation. The credit scheme expressly stipulates that lenders are not allowed to issue personal loans without a specified purpose. An individual should have a clear legal purpose for the loan when making a loan application.　　At the same time, the lender should conduct due diligence on the borrower's borrowing purpose and effectively prevent the risk of personal loan business. It is worth emphasizing that ...

February 21 Morning News, yesterday, the CBRC formally issued the "Personal loan management interim measures" (hereinafter referred to as "The method of lending"), "credit measures" stressed the implementation of the loan interview system, to prevent the emergence of individuals by the illegal elements of the bank loans, or the borrower's credit funds by others for misappropriation. The credit scheme expressly stipulates that lenders are not allowed to issue personal loans without a specified purpose. An individual should have a clear legal purpose for the loan when making a loan application.　　At the same time, the lender should conduct due diligence on the borrower's borrowing purpose and effectively prevent the risk of personal loan business. It is worth emphasizing that ...