- System business module division and framework
Module Division: the Fund Payment Platform (including the wealth management account) is connected to the Balance Management System of the fund company (Real-Time ta System of the fund company), and the fund company needs to build a self-built balance management system; the Fund Payment Platform is mainly divided into transaction module and operation management module. The gold card system does not have a risk control module.
- System Technical Architecture
It adopts a three-tier architecture, including the business interface layer (Java), platform middle layer (C ++), and data access layer. Basic B/S architecture access method.
- System deployment structure
The Internet uses two web servers and one load balancing server. The intranet uses four business application servers and middleware platform servers to support cluster deployment. The database server has one master node and one slave node. In the future, the gold certificate will send the deployment diagram and server hardware configuration list for our reference.
- System Performance indicators and security
System Performance indicators need to be sorted and provided later. For security, https Encryption Transmission is mainly provided. The encryption mode between banks and regulatory banks depends on the requirements of specific banks.
- Technologies used by the system: operating system, database, middleware, development language and development framework, communication protocol/inter-System Service Access Mechanism
Supports application deployment in Linux and Windows, supports Oracle 11 GB for databases, JBoss, WebLogic, and tomcat middleware, and Java and spring for business interface layer development languages, the communication middleware platform layer adopts the C ++ encapsulation. During secondary development, we use Java APIs at the business interface layer to interact, or through HTTP requests.
- The boundary between the gold certificate system and the system we developed
Currently, the gold certificate product covers the core business functions of financial products. We need to develop the front-end system and financial account system based on our own business, it is the responsibility of the gold certificate to develop the interface with banks and fund companies, but we want to provide transaction data to their systems. In addition, we need to develop it based on the existing platform framework of the gold certificate.
- System Account Model
The financial account on the Fund Payment Platform only maps the payment account to the fund account, and does not have an account system. The financial account only manages the share, however, it can provide the work of converting shares into user interface data for fund ing. When an account is opened, the financial account, fund account, and fund transaction account are one-to-one.
- Whether the system can meet the requirements of yu'e Bao and yu'e Bao Financial Management Services
The Fund payment platform can be connected to multiple fund companies. If it is connected to trust and insurance systems, the system interface and liquidation processing should be developed;
Existing products can meet the requirements of yu'e Bao and payroll wealth management services at the same time, as well as the functions of the Fund sales platform;
Additional information:
- Most of the functional modules used in this cooperation are the license field inspection system developed by another golden certificate customer in the next year. It is estimated that the process will be three months from development to on-site inspection, the field check system is a card-based payment system (1.0), and the balance management system is based on the payment account (2.0)
- According to the feedback from the golden certificate colleagues, the most time-consuming part of the R & D process is the joint adjustment interface with the bank, which is difficult to work.
- Currently, about 5 R & D engineers are responsible for the financial management platform.