This effect mainly uses channels, blur filters, light filters, layer style, and the flexibility of selection and color adjustment.
1th Step
Press CTRL + N to create a new graphics file, wide for 175 px, high for 175 px. Double-click the foreground swatch below the toolbar to eject the color editing panel and enter the color value r:95 g:75 b:64. Press OK to complete the operation. Then press ALT + Back key to fill the previous color. As shown in Figure 1.
2nd Step
Select Window/show Channel, then select New channel, and create a new channel named Alpha1. Using the Type tool, write a letter at random in the Alpha1 channel, and then press CTRL + D to cancel the selection. As shown in Figure 2.
3rd Step
Press the right button on the ALPHA1, select Duplicate channel, copy the channel, and name it alpha2. Select Filter/blur/gaussian Blur and enter 3.4 px in the radius of the pop-up panel. Make it blurry.
4th step
Select Window/show layer, go back to the layer panel, press Layer/new/layer to create a new layer, name layer1, and then fill the layer with white. As shown in Figure 3.
5th step
Select filter/render/lighting effects, fill in the pop-up panel as shown in Figure 4, and the two-color code is #fdd947 and #ffc000 respectively. Attention must choose texture Channel is ALPHA2.
6th Step
Select Select/load Selection, select Alpha1 in the pop-up panel, and select Select/inverse to reverse the selection and press Del to remove the Blur shadow. As shown in Figure 5.
Then select Layer/layer Style/drop shadow to add a shadow effect to the word, and the parameters set in the Drop Shadow panel are shown in Figure 6. When you are finished, press OK to complete the operation.
7th step
Hold down the CTRL key, click Layer1, select the text selection, and then select Layer/new/layer Create a new layer, named Layer2, click the foreground color icon on the toolbar to adjust the foreground color to #f9cd8a, On the Layer2 (at this point you should select Layer2 and have a text selection, as shown in Figure 7),
Press ALT + Back key to fill. Then select the status Bar drop-down menu above the layer panel and choose Color. As shown in Figure 8. Guarantee is a text selection that continues to be selected.
8th Step
This step adds a little luster to the effect. Press CTRL + SHIFT + N to create a new layer named Layer3. Then select Select/modify/contract, enter 6 in the pop-up panel, and press OK to complete the operation. As shown in Figure 9.
Then select Edit Fill,use to select White,opacity 90%, as shown in Figure 10.
9th step
Select Layer3 opacity to be 65%, then select Filter/blur/gaussian Blur, write the blur degree parameter to 1.7, and then select the property's Drop-down menu for color Dodge. As shown in Figure 11.
10th Step
Select Select/load Selection, select Alpha1 selection, then select Layer/new adjustments layer/hue/saturation, press OK, gently adjust three parameters, so that the most close to the golden effect so far. Press OK to complete all operations. As shown in Figure 12.
Final completion, as shown in Figure 13.