The post-80 super tough saving

Financial storms have become a hot topic among office workers.

Let's take a look at this young man's super money-saving technique: his monthly income is only 1500 yuan, but he has been maintaining a house, loving, entertaining, and saving money for five years, and his life has been well organized.

1. Four years of accumulation of warm nest

Quote: If you have a sum of money, don't buy fashionable consumer goods. Instead, you need to save it until you have enough money to buy a suite.

When I graduated from college, my job bottom line was lowered as I looked around for interviews. At that time, my friend said that a state-owned company had to recruit people with a salary of only 1500 Yuan/month, but he did not need to go out and pull business. During the holidays, he also promised to have benefits. I immediately ran to the interview like a "life-saving", and finally got admitted.

After the job is stable, the first thing is to buy a house. My parents helped me pay a 70 thousand down payment and a simple installation fee. In order not to put too much pressure on myself, I chose 700 yuan per month for a long period of 20 years. In addition to the water, electrical and property management fee of about 300 yuan per month, this 1000 yuan is a hard expense I pay every month.

When the new house is just installed, it is a real version of the "Four Walls": more than 70 square meters of rooms, in addition to walls, cookiers and big hours to buy the computer, only one master bedroom bed, no video connection.

Soon, I saw a neighbor handling the old TV on the Community Forum. After some contact, the neighbor finally gave me the TV with a sound problem for free. After spending 30 yuan on repairs and cleanup, I moved the TV back to my house. Over the past few years, this TV accompanied me through the World Cup and Olympics without any problems. After another year, the hotel of the company handled a batch of 9 new color TV sets. I made a timely shot and bought a 25-inch color TV set at a price of 100 yuan, both the bedroom and the living room have televisions.

With computers and TVs, I am optimistic about the richness of my spiritual life. I sat down on the bench without a sofa in the living room, and I used a computer display box without a desk. I made a canvas and built a beautiful fabric as a coffee table. Later, at the speed of setting one or two pieces of big furniture each year, I gradually added large items such as sofas, dining tables, bookcases, and wardrobes to my home. My house is small but dirty.

2. self-prepared diet

Save quotations: You need to get used to using bus cards instead of using credit cards. Money is earned and saved.

After deducting the "house slaves fee" of 1000 yuan per month, I only have 500 yuan in hand. How can we reasonably spend the RMB 500? In my opinion, the most important thing is to strictly control shopping and arrange food properly.

For men, wearing clothes is a good solution. Expensive clothes are not expensive, as long as they are kept clean and tidy every day. In the absence of obvious damage to the appearance of a dress, no similar new clothes will be added. During the holidays, the Unit will issue a bonus or pick-up card, and major malls will also be engaged in activities. At this time, I will turn around the major malls to find the mall with the largest discount.

Finally, we are determined not to use credit cards, so as to avoid a mess of card swiping after being in love or drunk.

People are iron rice and steel. boys eat a large amount of food. I chose to cook and cook on my own, and my mom said that such a man will be more attractive to girls. On weekends, I went to a nearby supermarket to buy all the vegetables, meat, and steamed bread I needed for a week. The total amount was limited to 50 yuan, so I had to stop snacks.

At noon, the unit does not pack meals, I will bring a box of lunch with a microwave oven to eat hot. As a result, I got 20 kg fat in one year.

The remaining RMB-is my route fee and telephone fee. Since I have successfully put myself up, I chose to walk home after work. When passing through the Yanghe stadium, I can also take a lap to exercise. Before playing a friend, I strictly controlled the mobile phone fee at around 50 yuan. After playing a friend, I was controlled at less than 100 yuan. I tried to communicate with my friends through the Internet.

3. Entertainment follows a healthy and cost-saving route

Save quotations: if you have no desire, your mind will decide everything. Do not spend money on your face. Real friends and lovers understand your situation.

Basically, my salary has been well spent by the above two parts, but I still need to fall in love for romance, and I want to have a daughter-in-law in the future. It depends on the year-end bonus, holiday fee, and office dividend, and some of the small private activities that I occasionally steal from outside, the amount of money from 500 to 2000 yuan. Falling in love and furniture depend on the money.

My girlfriend is very considerate of my difficulties. After I fell in love, my appointment was dominated by my cooking in person, supplemented by country base, and I had to eat steak and western food for special holidays such as Valentine's Day. Most movies were downloaded online, when you enter the cinema, choose Tuesday for half price. After the appointment is complete, we generally follow the principle that we can "press the road" without taking the bus or taking the bus.

In addition to good friends, I have seldom attended parties over the past few years. I don't want to treat anyone unless I have special things, and strictly curb unnecessary entertainment consumption. Even if you have a treat, you have to politely exit before the bus shift. One is safe, and the other is not free of taxi fare.