How to check personal credit records in the central Bank of China?

User Registration

☆ First step: Read the "User Service agreement", fill in the name, select the type of document, fill in the certificate number, select the authentication method

⑴ click on "User Registration".

⑵ read the service agreement and click "Agree".

⑶ Fill in the identification information, select the authentication method, click "Next".

☆ Second Step: Submit authentication information

⑴ If you choose problem validation, go to the following page:

Check my information carefully, correctly answer the verification question, click "Next".

⑵ If you select digital certificate authentication, go to the following page:

The user through oneself holds the commercial Bank digital certificate to verify, clicks "Next".

☆ The third step: fill in the registration information, choose the registration of the success of the day to get what information products

After completing the verification of the problem or digital certificate, go to the following page, fill in the basic information, select which credit information product you need to obtain on the successful registration date, and then click "Submit":

⑴ "Personal Credit Report" is selected in the "Credit information products required for the successful registration date" and the following pages are entered:

⑵ "Personal credit Report" is not selected in the "Credit information products required for the successful registration date", the following pages are entered:

The user registration application is submitted for completion.

Tips: Users submit online registration application, the platform for authentication, the second day of feedback validation results to users, users can obtain the results of the verification of the phone. The activation code is included in the feedback information for the registered successful user.

User activation

After the user registration application verification passes, the platform according to the user registers the handset to send the activation code by the text message way. Users need to use the activation code to activate the user as soon as possible (no more than 7 days at the latest), and the various services on the platform can be used.

⑴ The first time you log on after a successful user registration, open the following page:

⑵ input platform to send the activation code, click "Activate", the Platform open Welcome page, users can directly use the platform to provide the services.

⑶ If you do not receive or forget the activation code, you can login and click "Regain", the platform will send the activation code again.

Small tip:

The activation code is valid for 7 days from the beginning of registration verification. For example, the user submitted January 1 registration application, January 2 verification, activation code is valid for January 2 to January 8.

Once the activation code expires, the registration information will be completely invalidated and the user will need to resubmit the registration application.

If you do not receive the activation code, you can click "Regain" on the platform and the platform will send the activation code again.

Query Credit Information

Login success, you can query the following three kinds of products: personal credit information tips, personal credit information summary, personal credit report.

◇ Credit Information Tips

Click the "Credit information prompt" and follow these steps:

☆ First step: Submit a query application

On the first day, enter the page verification code, click "Submit Query Request", after the successful submission, the page prompts "you submitted a request for inquiries are being processed, please wait patiently." ”。

☆ Second Step: Get query Results

After submitting the query application for 24 hours, enter the page verification code, click "Get Query Results", the page shows the results of the query.

Small tip:

Registered users can use the mobile phone number reserved by using SMS on Demand personal credit information tips.

Use reserved mobile phone, edit SMS "SM registered username", Send to "106980008899", after sending successfully, will receive platform SMS prompt query request has been submitted. 24 hours later, the platform will send the credit message message to the user to reserve the phone. SMS received free of charge, SMS sent the standard and ordinary SMS, detailed consultation with mobile communication operators around.

If the user named "Marry" registered users, the registration of the mobile phone number for "12345678910", then use the number of mobile phone to write SMS "Smmarry" sent to "106980008899", 24 hours after receiving my credit information prompts SMS.

◇ Summary Information Inquiry

Click "Profile Inquiry" and follow these steps:

☆ First step: Submit a query application

The first day, enter the page verification code, click Submit Query Application module on the right side of the "submit" button, after the successful submission, the page prompts "you submitted a request for inquiries are being processed, please be patient." ”。

☆ Second Step: Get query Results

⑴ Get Confirmation Code

After submitting the query request for 24 hours, you can log on to the platform to view the query results. In the Get query result module, click "Get Confirmation Code", the platform will automatically send the confirmation code to the reserved phone.

If the confirmation code is missing or invalid, click "Get confirmation Code" again to get it again.

⑵ correct input confirmation code, click "Submit":

After the confirmation code is successfully submitted, the user's personal credit information summary sample is shown as follows:

◇ Credit Report Inquiry

Inquiry personal credit report needs to authenticate first, after successfully submitting the query application, the platform will feedback the results of the test on the second day. If the verification through, online input platform to provide the query code can be queried to my credit report.

☆ First Step: Select Authentication method

Problem validation users can only select "Issue verification", digital certificate authentication can only select digital certificate authentication, click "Submit".

☆ Second Step: Submit authentication information, complete credit report Inquiry application Submission

⑴ If you choose problem validation, go to the following page:

Check my information carefully, correctly answer the verification question, click "Submit".

⑵ If you select digital certificate authentication, go to the following page:

The user through oneself holds the commercial Bank digital certificate to verify, clicks "Next".

⑶ page shows the message that the application submitted successfully

☆ Third Step: Get the result of the query

The platform will submit the query application 24 hours after the feedback validation results, if the verification through, online input platform to provide the query code can query the credit report.

⑴ Input Query Code click "Submit":

⑵ Credit Report Pop-up window display examples are as follows: