We have really reached the planning moment 2.

We have really reached the planning moment 2 2011-3-9

 

Next, we have really reached the planning moment.1"

In the previous article, we talked about how banking informatization has reached the planning point: 1. Application System Construction covers banking and management, 2. Rapid Development of Information Technology 3. Prominent information problems.

Ii. Functions of planning

Since we have met the planning conditions, we have reason to carry out scientific planning, we can construct the information-based architecture of the banking industry at a higher level, at a longer-term level, or at a better technical level.3-5Year. Planning can play an important role in the following aspects, and these important roles can explain us to the planning moment from another aspect.

1,Information Construction in order

Although banks all claim to have their own plans, there are indeed clear plans. However, the planning itself is not very scientific, and the timing of planning is not very good. The role of planning has not been maximized. It is shown in the above plan. There are plans and changes below. When there is a conflict between planning and specific work, the specific work shall prevail. This reflects2First, the plan has no authority and can be executed or not, depending on the actual situation. Second, the planning is incomplete and the planning is not forward-looking. It does not take into account the extent to which the specific application system may develop and has no practical value. This has led to the disorderly development of application systems in various departments and regions, although the application system construction adopts various approval procedures. However, in essence, the construction of application systems is still in a demand-driven disorder.

With real planning, we can look forward to the scientific and forward-looking planning to generate the Planning Authority. In the future, informatization construction may be carried out in an orderly manner according to the planning requirements. The planning will reflect what can be done, what cannot be done, what needs to be weakened, and what needs to be strengthened. With a good plan, it is impossible to have system construction requirements that are different from the major aspects of the plan. This is mainly because of the timing of our planning. We have accumulated a lot of experience in application system construction, and have mastered the rules of application system construction. We know what we need now and what we need in the future.

2,Comprehensive information construction

Another importance of planning is to require our planners to examine informatization from a comprehensive perspective. That is to say, planners are required not to stand on a single business demand, but to look at the informatization of the banking industry through a single application system. For example, planners should consider not only the construction of the entire business application system, but also the construction of the entire management information system, and, more importantly, combine the two. For a long time, we have paid attention to the construction of business application systems. We have not considered the construction of a single business application system. For example, at first we only considered the traditional savings business in personal financial transactions. As the business develops, we started the collection and payment service, and then added these business processes. Therefore, you cannot predict the business development at the beginning, and you cannot plan the application system accordingly. In addition, many of our business application systems only meet the business needs. Simply put, they meet the customer's transaction needs and accounting needs. There is almost no consideration for internal management and external supervision, so there is no relevant management information in the business application system, making the management information in the transaction information missing, making the management information system construction difficult. If we put this savings business into the entire category of financial products during planning and put it in internal management and external supervision, to judge the existing system and propose improvement methods. The system developed in this way can meet both the current savings business requirements and multiple channels (cabinets, networks, telephones, mobile phones, self-help, TVs, etc ), the expanded business development requirements can also meet the requirements of transaction statistical analysis, employee performance assessment, customer analysis, business decision-making, and external supervision.

3,Integration-based Information Construction

The development of banking informatization has seen hundreds of thousands of application systems. The key is that, on the one hand, too many systems make people feel a huge waste of repetitive construction, and cause business operation inconsistency and data inconsistency, it brings many difficulties to business and management. On the other hand, new application system construction requirements are constantly raised. How to avoid conflicts with existing systems and retain the availability of existing resources, meeting new construction requirements is a tough task. Therefore, we need to integrate existing systems to reduce the number of application systems, improve the functional quality of application systems, and share data and functions, avoiding repeated construction is an important topic for banks to implement informatization. The question is how to integrate it? What is the purpose of integration? How can we judge the effectiveness of integration? These need to be considered from the planning perspective. If there is no planning and integration for integration, it must be integrated after integration.

4,Informatization construction from the perspective of objectives

In fact, the goal of informatization in the banking industry is clearly to satisfy various specific needs. It is assumed that after an application system is established and the development goes online, its goal is achieved. Although the implementation of this decentralized and disordered goal can satisfy the current informationization problems in some places, it is hard to say that this practice is not a stumbling block to the development of information technology in the banking industry. We often see that the application system has many problems, bank employees are not satisfied, and bank customers are not satisfied. However, because the application system has been used for a long time, it is closely related to various systems and has to run in the repair and makeup status. We missed the opportunity to roll back soon. The increasing number of such systems affects the overall informatization development level of the banking industry. Therefore, at a higher level, we need to determine the overall goal for the informatization of the banking industry. All application system construction should serve this goal. When this goal is clear, we can break it down and break it down into years so that we can know what we should do this year and what we should do next year, what should I do in the next year.

5,Informatization Construction in the long term

Although the current rapid development of information technology in the banking industry has already reached the planning time, the road ahead is still long. All our goals are not completed within a planning period, we need to have a long-term idea to achieve the planning objectives of each stage in batches. Just as the country has plans for the 11th, 12th, and 13th five-year plans. With our long-term planning awareness, we will strengthen our awareness of infrastructure construction and regard the previous planning as the basis for subsequent planning. We will arrange our planning in a realistic manner, the plan should be implemented step by step without advance, laying a good foundation for future informatization development.

 

We can see from the above that the planning consciousness views informatization on the level of order, global, integration, goal, and long-term. It is essentially different from the continuous establishment of various functional application systems.

II,Architecture will be an important part of planning

The plan we want to establish is not a macro plan, for example: "We need to establish a framework for a modern information technology system", "gradually realizing diversified banking business varieties, personalized services, channel networking, management informationization, and financial supervision modernization", and "banking management level, service quality and business innovation capability have been comprehensively improved ", "The informatization construction of China's banking industry is approaching, and some fields have reached the international advanced level" And so on. In the face of these macro "establishment, implementation, and improvement", we will simply ask "How to establish? How to implement it? How to Improve ?", If we go deeper and ask, "Why do we need to establish it? Why? Why ?" "What is the theoretical basis for the establishment, implementation, and improvement? What is the most basic starting point of planning ?" When these questions are not answered scientifically, these macro plans will become mere formality.

The planning we want to establish must have both a macro level and an operational level. In this way, our plan has a strong practical significance. In terms of many information-based planning content, I think architecture is an important part of planning. It specifies the framework of an information-based building and is the backbone of informatization. As far as the information architecture itself is concerned, there is also a lot of content: for example, the overall information architecture, the information organization architecture, the information system construction architecture, information security architecture, information-based operation architecture, etc... Just as we have purchased furniture, kitchen utensils, sanitary ware, lamps, electrical appliances, books, and other necessities to live in an open space.The purpose of our plan is to build a building on this open space and build a bedroom, dining room, bathroom, living room, and study with different functions, place the necessities in the appropriate room. Only in this way will we avoid chaos and live, and our new necessities will be correctly placed in the appropriate room. Our life can be better.

Banking informatization is also facing the same problem. All kinds of application systems are available, but they are all scattered on the big field of Informatization. Without houses, some may be just a simple shed.Therefore, one of the important aspects of our planning is how to design the architecture, and how to integrate the existing and future application systems into the most appropriate architecture, make full use of the application system to meet our business and management development requirements.

In terms of the importance of architecture, I think the business architecture of application systems and the technical architecture of application systems are the top priorities in the architecture. It can be said that there is no informatization without an application system, and the technical architecture of an application system cannot give full play to the important role of technology in informatization. Application System Business Architecture refers to the application system that a bank needs to establish to meet the requirements of business development and management. The technical architecture of application systems refers to how to implement the relationship between application systems and application systems at the technical level.

We have seen that many banks have begun to pay attention to the architecture problem. Although they do not know where to solve the architecture problem, the yearning for the architecture is a very good phenomenon. This also shows that we have reached the planning moment.

III,Attaching Importance to planning and architecture is an important part of the current informatization development of the banking industry

  We are very happy to see that China's banking industry has reached the planning moment, and we are happy to look forward to the essential changes and development that the planning has brought to the banking informatization. However, in reality, we are worried, we should see that informatization is almost out of order. Many planning projects are developed by collecting requirements at the end of the year. We cannot see or imagine our future.3-5What kind of application system will be implemented by informatization during the year, and it will not be able to see the purpose of planning in actual work. The plan is not valued.

1,Leaders do not pay attention to it.

Although many leaders are eager to pay attention to science and technology and informatization, they feel that informatization is too technical because most of the leaders come from the business, unlike the ease of business management, attention is not as high as the business. As a result, the plan was approved but not tracked. Give people the illusion that leaders are not very concerned about.

2,Not valued by planners

Every bank should have planning makers who collect various requirements and prepare the plan based on the requirements. As for skipping the requirements and overall architecture, they basically copy some popular practices. Few people can calm down and study the feasibility of these plans. In addition, after the planning is developed, the implementation of the planning must be difficult, and the developers cannot control it. In the long run, they have not paid much attention to it.

3,Not valued by the user department

The Bank's internal users are very concerned about project construction, but whether the functions of the projects they are concerned about meet their needs and whether the projects can be completed on time. Outside of the project, such as system integration, information standardization, and the relationship between the recent and distant aspects that involve planning, we are far away from it.

4,Specific plan executors do not pay attention

The specific executors of planning and construction include the business personnel of the demand side of the business department, the Information Technology Department of the Bank, software companies, project managers, software designers,ProgramPersonnel. These personnel are only responsible for the construction of their own projects, whether the project meets the planning requirements, the relationship between this project and other projects is not too concerned. Therefore, it is almost impossible for them to name the plan.

5Architecture ignored 

As for the architecture in the planning, there is little concern. Banking informatization has developed rapidly in a demand-driven manner over the past few decades. Although there are integrated ideas and some actions, the architecture is a wide-ranging problem, it involves both business and technology, as well as the current and future ., In addition, the design and implementation of the architecture are based on cross-department and cross-region, and the banking industry has few such professionals and organizations. Therefore, architecture is the least important thing to consider. However, the architecture does play a huge role in planning. Therefore, we need to pay attention to the architecture so that it plays an important role in planning.

If you do not pay attention to and are ignored, the Planning Authority and enthusiasm for implementation will be affected. Therefore, we should proceed with a good plan, and then let the relevant leaders, relevant departments, and relevant personnel attach great importance to it, let more people focus on the planning, respect the planning, and obey the planning, so that the planning can be truly carried out.

 

In short, as far as the informatization development of the banking industry is concerned, we have reached the time that must be planned. We should pay attention to planning, publicize the planning, establish the planning authority, and make informatization develop in an orderly manner according to the roads set up in the planning. Of course, planning is a double-edged sword. If our planning is not well done, it may lead us to lose a better development opportunity, even worse, we may go further and farther on the wrong path of informatization, and we will spend more money to correct it. Therefore, we should pay attention to the theoretical research of planning, develop scientific and effective planning, and pay attention to the practical application and effect of planning, so that the planning can play a greater role in the informatization of the banking industry.

Part II :《On the virtual reality of planning"

 

In addition, I have attached a list of blog posts on "informatization planning and architecture of the banking industry" I plan to write, which may help my colleagues interested in informatization planning and architecture have a comprehensive understanding of the topic. The attention and support of netizens will also encourage me to stick to theseArticleWrite it down and share it with you.

1,Opening Remarks on informatization planning and architecture of Banking Industry

2,We have really reached the planning moment.

3,On the virtual reality of planning

4,Conflicts and solutions between informatization status quo and planning

5,There must be a framework in planning

6,Centralized and distributed.

7,Introduction to banking financial products and features

8,Discussion on banking application systems and features

9,Business and characteristics of the banking industry

10,The planning objectives should be consistent with the business objectives

11,Relationship between planning and Business Development

12,From the trend perspective, from the planning perspective to the trend

13,Leadership is the key to planning.

14,UseEOMPlanning the informatization planning and architecture of the banking industry by theory

15,Architecture of banking Informatization

16,Significance and functions of classification of the two major systems

17,Portal Integration is the first Architecture

18,Skeleton in Platform Construction Architecture

19,System construction is the main content of planning

20,Planning Standardization

21,Several important issues in planning: security and Operation

22,How to effectively organize and implement the Planning Architecture

23,System integration should follow the planning and architecture requirements.

24,How to build a system

25,How to evaluate the plan.