Reports, reports, or reports

After more than a decade of work, I have concluded that there are more than three banks:

First, there are many businesses: Everbright has public funds, funds, and operations; among others, it is divided into investment banks, domestic trade, international trade, and institutional finance, it is estimated that two levels are required to reach the specific business variety. The most conservative estimate is that there must be several hundred business varieties in the row, and the derivative products will have to double;

Second, there are many reports: This is also normal, and it is essential to add more reports to the business. vertical, horizontal, In-system, and out-of-system reports are reported to the upper-level bank, reported to the regulatory authority ...... I have no more than one hundred regular use cases, and I have changed the temporary report to the full row;

Third, there are many systems: "technology is the first productive force", and a large number of businesses and reports give rise to a large number of systems. Developing a system with a single product and a new report is nothing new; due to the rapid development of the business, the original system is constantly patched, plug-ins and plug-ins, upgrades and upgrades, resulting in not only a large number of systems, but also a lot of overlapping functions, the desired features are not common;

Among them, the report is an important data source for bank feedback, performance evaluation, and decision-making. It can be said that it is the core of bank management. It can be said that from the grass-roots business personnel to the management director, in addition to normal business every day, most of the time is in the report, view the report, or wait for the report to spend. The problem is that reports, especially temporary reports, are more or less a nightmare for people who have experienced them.

Let's talk about a black humor:

On a certain day, the head office temporarily needs a report, which is time-consuming! Task heavy! Pay attention to it !!! As a result, it was possible to launch a game together, but after asking the relevant departments, several pieces of data could not be found in the relevant system! The number of calls being pushed on the other side keeps increasing. In a critical situation, someone suddenly remembered how often the data had been done by passers-by a, so they rushed to ask for help. Someone really got it and told them they had to use a combination of "system + EXCEL + estimation, after so much instruction, we finally got it done. While the datagram was still breathing, the lead suddenly asked: "Is the data accurate? Check whether ?", At the time of the login, I was stunned and the leaders were furious. How can I explain the problems found in the data by the head office? At this time, someone stood up and said with confidence that there would be no problems. Why? Answer: "If the general manager wants to check it, it's okay !!

This situation is quite universal. It is estimated that all the people who have worked in the banking industry have met this situation, and there are also many opinions in other industries. Why has it been so information for so many years, ERP, MIS, CRM and so on introduced and developed a lot, the penetration rate is also high, and the result is still so? Is it because of rapid business development? Is demand too high? Or is there a lack of direction in banking informatization, so they can only passively adapt to changes? This small report reflects many problems in the informatization of banks.