How to buy Ali a number

By Alibaba and the Xinhua fund to create a joint capital preservation of Xinhua Ali of the official distribution, is the first exclusively for Internet users to customize the exclusive Capital Preservation Fund. As a customized product for the balance treasure investors, Xinhua Ali is currently limited to the balance of treasure investors buy.

--Capital preservation period locked 18 months

According to the release of Xinhua Ali, the fund will be sold mainly through Alibaba's treasure-making platform. The total size of the fund is not more than 1 billion yuan, the minimum investment amount of 1000 yuan. Industry analysis, the limit is mainly to the balance of the treasure of diversion.

The so-called Capital Preservation Fund, is the capital preservation period after the end of the guarantee not to lose the principal, but if in the capital preservation cycle in advance redemption, investors will not enjoy the capital preservation provisions. Xinhua Ali of the capital preservation period of 18 months, that is, investors must hold more than 18 months to ensure that the principal does not occur loss. Wind data shows that there are currently 54 capital preservation funds operating in the market, most of which are for 3 years.

has completed the capital preservation cycle of all capital preservation funds 100% to achieve capital preservation, from 2006 to 2013 of 8 years time, the Capital Preservation fund period compound annual return rate of 16.34%.

　　--to retain the balance of treasure investors

Last week, Ali launched a new wealth management platform to recruit treasure, on the platform will provide a certain period, the rate of return risk than money funds slightly higher financial products. It is understood that tomorrow's online may also have a grading fund.

Analysis that the current baby products are declining earnings, balance treasure on the attractiveness of investors are also weakening, Ali launched the Treasury to introduce more financial products, can increase the balance of the customer's stickiness. Chen Zhiming, general manager of Treasury, said that on the basis of the balance treasure, some users have more long-term, higher return of financial needs, but also willing to accept higher risks.