How to calculate the income of Beijing Donghua 1th

What about Beijing Donghua 1th? Jingdong Mall officially on the line of "Huarui 1th" financial products, the expected annual yield of 7%, far more than the current variety of baby 4.x%.

According to the Beijing-east side, this product is a universal insurance, the investment and financial type of life insurance, taking into account the expected annual return rate of 7% and death or total residual (disease or accidental injury caused) compensation account value of 1.05 times times. The minimum threshold is 1000 yuan, the single pen is less than 200,000, the user can buy several times, support the domestic mainstream bank's card purchase.

It should be noted that the expected income of 7% does not represent a certain 7%, the official capital is not guaranteed. Moreover, as a high yield product, the user needs to purchase within 1 years can not redeem, if the policy is not full 1 years after the surrender, you need to deduct account value of 3% of the handling fee.