Teach you how to take the "Housing Provident Fund" out?

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1 non-city hukou employees and units to terminate the labor relations of 2 rent House live 3 non-mortgage purchase from housing 4 buy second-hand property

Method/Step

2. 1. Termination of labor relations between employees and units of a non-municipal household

   "Example" you work in Beijing, the "Housing Fund" in Beijing, but your account is not in Beijing. Then, in order to leave the time, you can put forward the Provident Fund.

   The procedure is very simple and only needs to be provided:

   1 copies of the original and photocopy of the employee's termination of labor relations with the unit

   "TIPS" is generally by the personnel Department of the company to help to handle, you only need to take the card to take money on the line!

4. 2. Rent a house to live in

   For the first time, tenants are required to provide the Housing Provident Fund:

   Leasing contract (refers to a contract registered by the Housing Authority, or a rental contract with the unit)

   1 copies of the original and photocopy of the rent invoice (or receipt)

   In the future to extract the "Housing Provident Fund", the need to provide "XX Municipal housing Provident Fund Extraction registration certificate."

   "TIPS" needs to be applied during the lease term, withdrawn every year thereafter, to the total amount of the "Housing Provident Fund" to be withdrawn, which can reach the actual paid rent.

   PS: Beijing Rent Extraction Provident Fund from one year to be withdrawn, shortened to three months to extract one, the limit for the withdrawal of I and the unit into the Total Provident Fund three months.

6. 3. Non-mortgage-purchased self-housing

   If you want to use CPF, provide the following documents:

   (1) When purchasing a first-hand property, it is necessary to provide:

   Purchase contract (or presale contract)

   1 copies of the original and photocopy of the purchase invoice (or receipt)

   In the future to extract the "Housing Provident Fund", the need to provide "XX Municipal housing Provident Fund Extraction registration certificate."

8. 2) Purchase of second-hand properties, when the first extraction, need to provide:

   "Real Estate warrants"

   1 copies of the original and copy of the Deed of duty certificate

   After the withdrawal of "Housing Provident Fund", the provision of "XX Municipal Housing Provident Fund registration certificate."

   (3) "Land expropriation Compensation" purchase "increase housing area", when the first extraction, need to provide:

   Agreement on housing relocation and resettlement

   Purchase the original and photocopy of the invoice for increasing the housing area 1 copies

   After the withdrawal of "Housing Provident Fund", the provision of "XX Municipal Housing Provident Fund registration certificate."

   "TIPS" compared to leaving and renting, this situation in the withdrawal of "Housing Provident Fund", the formalities to be a little more trouble. The focus is: "Within 2 years after the payment of the room," the application, the next half-yearly extraction, until the amount reached "actual payment of the purchase money" so far.

10. 4. Repayment of home loan principal and interest (mortgage purchase from housing)

    If you want to use a CPF, the first time you extract it, you need to provide:

    1 copies of the original contract of the loan signed with the bank

    After the withdrawal of "Housing Provident Fund", the provision of "XX Municipal Housing Provident Fund registration certificate."

    "TIPS" This in the formalities, not the trouble, relatively speaking, it is more easy. The focus is: the need to "in the repayment period" to apply for the next half-yearly extraction, until the total amount of the Housing Provident Fund to achieve the "actual payment of the first room" and "repaid the principal and interest of the loan."

    Some companies are handled by the Personnel department; If your company does not have the service, as long as the "Housing Provident Fund Extraction conditions" employees, to the Housing Provident Fund Bank to collect and fill out the withdrawal request form, and holding the relevant supporting documents to the bank to process the audit procedures.

    PS: Beijing uses Provident Fund loans to buy home, just provide: withdrawal application, my identity card and copy, as well as bank savings account, you can handle the Provident Fund extraction.

Teach you how to take the "Housing Provident Fund" out?