With the widespread popularity of smartphones and the growing sophistication of personal banking, a variety of different styles of financial management apps have sprung up and are being sought after by more and more people. However, love encryption security experts remind, although the wealth management app can give users a lot of convenience, but the current market of wealth management apps, app loopholes everywhere, users or to beware of the risks they bring, as far as possible to choose the authority launched by the app.
Be wary of app security vulnerabilities when you are in the pursuit of financial apps
Miss Wang is a college graduate of the company's white-collar, in order to get rid of the "Moonlight Clan" title, in a friend's recommendation began to use an accounting app, the usual cost of every expense are recorded on the record. Because this software can clearly record and analyze each month's expenses, so got Miss Wang's highly praised. Ms. Wang said that using the software would allow her to spend more rationally, avoid unnecessary expenses, and be quick and easy to use.
Like Miss Wang, the size of the user groups that favor bookkeeping software is growing. In addition to the accounting app, more and more banks have launched their own app terminal, it is understood that the major banks of mobile banking app features are very powerful, basically can meet customer funds transfer, purchase funds, precious metals trading, foreign exchange transactions and a series of personal financial needs.
However, Limbo, an analyst at Huatai Securities and banking, said that the bank's app terminal is now mostly from its own point of view, can only manage the bank card business, the bank cards of other banks are excluded. The pitfalls of banking apps provide a space for third-party apps to emerge, but third-party financial apps often hide unknown risks.
Survey shows that users in the use of mobile banking app, the transfer of remittances and the use of the top-up function is used most frequently, accounted for 37.5%, the merchant preferential information query accounted for 25%, ticket booking and financial management and other functions accounted for 5%. Love encryption staff pointed out that the funds can be diverted and the app poses a potential risk, especially by Trojan virus. A large number of financial management apps, including "stocks", "funds", "financial", "investment" and "insurance", have experienced viral infections. Data show that the detection of the Android virus packets in the cost of a large proportion of charges, malicious deduction of the category before the comparison has a substantial increase, "bank pickpocket", "Bank poison", A.expense.tgpush is the fund financial, financial applications of the three major viruses. In addition, there are "good helper", "Stock alarm clock", "Stock hunter" and other 42 types of stock phone apps are also infected with the virus.
Love encryption recommends that Android app developers do encryption work
Love encryption technology staff pointed out: Because of the open Android system, resulting in Android app more easily cracked, coupled with the current market on the smartphone Android system is mostly, so the wealth-management app developers must do the Android app encryption work. It is especially important to fix the security vulnerabilities of the financial application, to improve the security level of the app, to attract the users and keep the users with the security and worry-free app.