Bank mortgage policy tightens first suite loan interest rate 85 percent or trend

Since the bank took the lead to cancel the first suite mortgage rate 70 percent discount, many banks have followed up.　　The information collected in the recent February Mortgage market report shows that BOC, CMB, Everbright, Beijing agricultural firm, Bank of China, and Nanjing Bank have 6 banks that have adjusted the minimum preferential rate of the first suite to 8 50 percent, and the Guangdong bank adjusts to 80 percent. At present, although a few banks can still handle the "first suite" loan rate of 70 percent discount, but compared with 2009, the difficulty has increased.　　Some banks say users meet the basic loan conditions, but also meet additional conditions such as: Customers must be the bank's VIP customers, down payment needs to improve. "Under the ' First Suite ' loan interest rate of 70 percent discount adjustment effect of the crowd, mainly is the bank new mortgage customers, and for the previous loan rate has been implemented 70 percent discount customers, there is no relevant adjustment policy introduced, so the rate of implementation of the standard unchanged."　　"The silver rate net analyst said.　　The report of the silver rate net also pointed out that at present, the loan interest rate adjustment is in the transition period, from each bank's adjustment result, the "First Suite" loan interest rate 85 percent will become the new trend. In view of the current financial market in a precarious period, the silver Rate network analyst suggested that borrowers in the processing of loans, should be consulted with a number of banking institutions, to find the most favorable rate of loan loans to the bank.