Bank requests January early application for second-hand housing sales tax concession period shrink

"Can we still handle the prepayment business?"　　Yesterday, Mr. Li called our financial hotline to inquire. Mr. Li told reporters that he recently Beihu a set of 2 Room 1 Hall of second-hand housing, intervention for 3 years and landlord Bank Mortgage still have more than 170,000 yuan. "Want to rush in the years before the repayment of the loan after the transfer procedures, but also enjoy the current second-hand housing business tax exemption from preferential policies." "It is reported that December 20, 2008, the State Council issued a provision: from January 1, 2009 to December 31, individuals will purchase less than 2 years of ordinary housing sales, in accordance with their sales revenue minus the purchase price of housing after the difference levied business tax; personal purchase for more than 2 years (including 2 years) Ordinary housing sales, exempt from business tax.　　9th this month, the State Council executive meeting proposed: from January 1, 2010 onwards, the personal housing transfer business tax levy free time, will be restored from the current 2 years to 5 years.　　The reporter calculates a sum of accounts, to individual purchase a set of 1 million yuan of ordinary dwelling more than 2 years less than 5 years as an example, in accordance with the full collection of sales income of 5.5% business tax standards, will be charged 55,000 yuan of business tax. Yesterday, the reporter visited Hankou Taipei Road around Bai Juyi, billion room and other real estate intermediary to understand that, in the near future, such as Mr. Li such a few buyers. Hankou Zhang said to the reporter, she bought is 4 years old second-hand housing, total price of 450,000 yuan, is currently planning to rush to deal with the early repayment procedures, still do not know whether can be done. "If you wait until next year, you will pay a sales tax of nearly 25,000 yuan."　　"A real estate intermediary stone surname property consultant told reporters: The last week, there have been more than 10 buy second-hand housing customers, to her advice can be handled in advance repayment."　　Recently, Beijing, Shenyang and other media reports, some local banks have closed early repayment business, making a loan of 2-5-year second-hand housing will not be able to transfer, so it will not be able to meet the last 10 days of second-hand housing sales tax concessions "the final bus." Has Wuhan's bank closed its mortgage prepayment business? Yesterday, the reporter calls local ICBC, ABC, People's Livelihood, Everbright, China Merchants Bank, Pudong, Huaxia and other banks of the relevant responsible person, the other side said: The bank does not stipulate that the current can not advance repayment. "Early repayment of the initiative in the client, customer application, the bank has no reason to refuse." "But the reporter learned that the bank generally asked for early repayment of the customer also made the corresponding provisions: one months in advance to make an appointment, and the next one months of repayment day (generally 20th) to the loan to operate the bank repayment. "Even if customers are asking for an early loan, they will not be able to handle it until next January," he said. "Everbright Bank Wuhan branch of the credit product manager Rozhong to remind the public: to advance repayment of the public, it is important to remember to apply in advance to the bank."