Beijing looming check-out tide room or pro freezing point

Overcast Snow "Do you also consider our house?" Today, we withdrew from a few sets of houses, the new policy after the introduction of some people because of the wrong down payment.　　"Early April 18, Miss Wang received a call from Beijing Tongzhou District Real Estate sales staff in the Pearl River la-Wei town." Previously, by the Tongzhou International New Town planning favorable impact, the project average price from March to 18000 yuan/square meters up to 25000 yuan/square meters.　　Yesterday in the phone, sales staff told Miss Wang, the exit of the number of apartments in 21000~23000 yuan/square meters.　　ICBC's implementation of the new regulatory market is undoubtedly due to the four consecutive days of policy "bombing." From April 14 to yesterday, a series of new policies, first mentioned the acceleration of research to develop a reasonable guide to personal housing consumption tax policy, then asked "for loans to buy a second housing households, loans to the first payment must not be less than 50%, the loan rate must not be lower than the benchmark rate of 1.1 times times", At the same time, to buy the first set of housing and set the building area of 90 square meters above the family, the first payment ratio of loans shall not be less than 30%. April 17, the State Council is officially issued "on the determination to curb the rapid rise in the prices of some cities," (hereinafter referred to as "State 10"), clearly stipulates that commodity housing prices are too high, rising too fast, the supply of tension in the region, commercial banks may, according to the risk situation, suspend the　　To suspend the purchase of housing loans for non-local residents who cannot provide proof of local tax or social insurance contributions for more than 1 years.　　On April 16, the Beijing Land and Resources Bureau also issued new rules for the sale of commercial residential land: announced the pilot "limited prices, competitive land price" and "limited land price, competing policy of housing area," the way to bid, at the same time will be more "comprehensive conditions for the best" comprehensive evaluation methods. "Although it is expected that if prices continue to rise, policymakers will have a regulatory policy, but the new round of market regulation so severe, still not most people expect."　　"said Ziffan, a real estate analyst in 21st century. The "Country 10" does not specify the second suite of new rules to start the implementation of the time, but also requires the Ministry of Housing, the central bank and the CBRC to make the relevant two suite to determine the standard.　　However, unlike in the past, banks did not sit idly and wait for the implementation of the rules, but reacted swiftly. April 16, ICBC first announced the beginning of the formal implementation of differentiated housing credit policy, the new contract and approval of individual housing loans to implement new rules. "From 16th to the purchase of the first set of housing and the building area of 90 square meters above the family, the proportion of loans to the first payment shall not be less than 30%, the loan to buy a second housing households, the proportion of loans to the first payment shall not be less than 50%, The lending rate must not be less than 1.1 times times that of the benchmark rate; The proportion of the first payment and the level of interest rate are greatly increased for the families who buy the third and above housing loans. "Insiders expect BOC, ABC and CCB to start following up on the latest credit policy this week, as well as the second suite andLoan approvals for more than three housing units will be fully tightened.　　According to the Beijing Real estate transaction Management network data statistics, the new deal promulgated two days, Beijing new house and second-hand housing turnover and no significant changes in the market also did not appear in the past before the implementation of the central contract, transfer phenomenon. "Compared to the end of 2009, when the last bus turnover to break through 2000 of the phenomenon, this new deal of the last bus home purchase is obviously not significant, and compared with the same period in March, there is no significant increase in turnover."　　"Dawei, director of the market Research Department of Beijing Zhongyuan Three, said that the psychological expectations of homebuyers have obviously changed." The inflection point looms. "These 10 policies can be said that in recent years, China has a real estate control policy of the most stringent policy combination boxing, from the government regulation, financial policy, transaction tax, land supply, housing supply and other aspects, one-time issued a series of policies. It can be seen that government regulators are fully aware of the problems brought about by the current high housing prices, so the policy will have an immediate effect.　　"Dawei said.　　Ziffan also said that "to provide more than 1 years of local tax certificates or social insurance payment certification of non-local residents to suspend the purchase of housing loans," and two suites, three new credit rules, will have a huge impact on investment, speculative buying behavior, a large number of investment demand will be suppressed. At the same time, the industry believes that the "country 10" in the real estate transactions and retention of the tax will be levied on the expected, will also have an impact on the market. "If the real estate market from speculative speculation to consumption-led, its price inflection point will appear."　　Yixianrong, director of the Financial Development Research Institute of the China Academy of Social Sciences, said to the media.　　The reaction and performance of the market seem to confirm the expert's judgment. April 18 is the opening day of the K2 Clear Water Bay project in the vicinity of the Tongzhou New Town Center. Previously, the project reported a sales price of 24000 yuan/square meters, and only for VIP card customers in the opening day to choose a room.　　And the opening day "First financial daily" reporter call the project, sales staff said that no VIP can also go to choose a room, at the same time there are more than 2000 yuan per square meter discount. "Our average price is 25000 yuan/square meters, and now house prices are reduced by 2000 yuan."　　"The sales staff at K2 Haitang Bay, also located in Tongzhou District, spoke directly. "In hot cities like Beijing and Shanghai, falling house prices and a sharp contraction in turnover will inevitably be inevitable," he said. "Everyone expects that, within two or three months, the new house market will be frozen, the market may repeat the 2008 story."