Buyers: If the market regulation don't slam on the brakes

Tangwen Shanghai's rainy rainy, the three-day "Shanghai real estate, second-hand housing trading exhibition" Yesterday fell to the curtain.　　Although the weekend, but the last day of the scene still revealed a dash of deserted. Yesterday's property market news is lively and extraordinary.　　The error report on the media "two down-payment for some cities" has attracted widespread attention.　　The facts have been clarified, but the "two-suite down payment" has become the focus of the hot debate in the market. Some insiders believe that the current property market regulation to take "point brake" the way the effect may be better.　　If the interest rate in the first place further adjustment, so that at least let the market have a buffer period. "Buyers are more willing to accept the market adjustment signal," Mr. Wang yesterday in the "Shanghai real estate, second-hand housing trading exhibition," a few laps around the scene, he was looking for a room he still did not find the desired second-hand housing source. "Originally is to million yuan below the house, but asked a few sets are inferior, either the location is flawed, or the city center of the old house, and the price is not cheap.　　"He said to the first financial daily reporter. An intermediary staff said that the first day of the exhibition was lively, but then gradually cooled down. "And don't know if it's the weather relationship. He introduced, the scene inquires more people, the less the order.　　The mentality of the buyers and sellers are still divided, the seller listed a lot of price increases, some housing prices with the primary room has been a small difference, but the buyer is not necessarily bought. Chaoxiaoxia, deputy general manager of Shanghai Scrivener Investment Consulting Co., said that from the buyer's point of view, more willing to accept the signal of market adjustment. "For them, even if it has gone deep into the payment chain, if the signal changes, the buyer will soon plan to adjust."　　"Oolong report scared the intermediary and the bank has always been closely related to the intermediary and loan services companies have their own views." "Hear the message (note: The news refers to media coverage." The CBRC said in the Boao Forum yesterday that ' some of the city's two-suite down-payment must be 60% ', but the CBRC said the report was incorrect.) We immediately communicated with all the banks. "The head of an intermediary agency in Beijing said. In his view, the two-suite down payment ratio if the increase, the impact on the market is huge. "Current prices have risen very high, which means that the demand for home ownership funds is very high." When it does, it can hardly be done. "From the current Beijing second-hand housing market implementation of the current situation, the purchase of a second house, in addition to a down payment of 40%, hit 70 percent of the interest rate concessions have been basically canceled." According to Beijing Zhongyuan Three marketing department deputy general manager Gongping introduced: "If continue to increase the down payment, it is estimated that nearly 50% of the intention of customers are limited." "In Shanghai, a loan service agency has reported to reporters that the lending standards of many banks have been draconian in terms of personal loan business." "As long as the main credit under the name of the use of loans to buy property, whether or not has been paid, and regardless of the per capita area to meet the standards, are counted as the second suite to operate."　　The head of the agency said. Shanghai Han Real Estate Co., Ltd.Data show that in the region where the rigid demand is obvious, if you increase the down payment, the impact on this part of the house buyers is more obvious. Many people originally planned to buy in the central region of Shanghai, because of the limited financial strength, to move to a more distant area to choose housing, which leads to the phenomenon of rigid demand emigration.