"Fortune Gold" personal gold business trial industry two weeks, 35,000 open account volume of 100 kg

Gold investment has recently become a hot spot in the market, under the active promotion of various commercial banks, personal gold investment business rapid development, preference for gold investment of individual investors for a time has a more extensive investment channels. Societe Generale, Minsheng Bank has already had personal precious metals deferred trading business, the first "money" business is dedicated to private households in the form of the gold agency business for individual investors.　　Combined with ICBC, BOC, CCB, Citic's paper gold business, the middle-class families want to invest in their portfolio of precious metals, become a simple thing. Minsheng Bank joins personal precious metal deferred trade competition "We are now at Minsheng Bank Fuzhou Branch trial run Agent Shanghai Gold Exchange personal precious metals deferred trading business; personal precious metal deferred trading system has been completed, now in the process of internal audit, this month we are going to the national market often"　　Ruliro, chief executive of the Financial markets Department of Minsheng Bank, said to the financial weekly reporter. The precious metal deferred trading business is a business that deals with precious metals at sight, but does not use the day delivery and can postpone delivery indefinitely.　　Minsheng Bank also agency funds liquidation, positions risk monitoring and margin management. The business was first introduced by Societe Generale, the business name is "Gold spot deferred delivery products."　　Societe Generale chief trader, chief Gold investment analyst Cheng told reporters that commercial banks are very attached to this business, there are banks in the active preparation system, banks are still waiting to see. As for personal gold business in China's development prospects, Ruliro said: "In China, personal investment channels are still very small, money on the bank interest is low, and people increasingly recognize the high risk of the stock market." For investors, gold investment channels can make up for a single asset allocation and a good antidote to high inflation. Increasing gold investment in investor pools can make asset allocation more stable.　　"There are only two banks in the market that can do gold extension au (t+d), Gold Single month extension au (t+n1), gold bi-monthly extension au (t+n2) business." As a margin transaction, the Shanghai Gold Exchange is given a margin of 10%, and Societe Generale is 5 times times leverage, 20% margin transactions, 1000 grams per hand, the minimum number of deliveries for the hands.　　The contract for the delivery of the variety is Au99.95, and AU99.99 can also replace delivery.　　Merchants Bank "Money" competition four lines "paper gold" personal precious metal deferred trading business is emerging gold trading business, and "paper gold" business has been the banks of the old line. In addition to the past has been doing paper gold business ICBC, BOC, CCB, Citic, Merchants Bank and the People's livelihood also joined the "Paper Gold" team. Minsheng Ruliro said to reporters: "We are now to add a function of the paper gold business, the system has been all done, next month we will launch the paper gold business." "And the Bank of a breath launched a series of gold integrated Services-" a golden Tong "business," a golden Pass "industryBusiness is the bank's products in the entire gold industry chain extension. The business covers five major categories of eight services in the gold business: that is, easy gold (agent gold trading business), Huijin Class (Agent gold trading funds liquidation business), Financial gold category (Gold pledge financing business, gold leasing business), warehousing category (Shanghai Gold Exchange Standard gold storage, Gold in kind of safe deposit box and financial management (with gold-linked financial products).　　This one for individual investors in the gold agency business is also known as "money." Ding Wei, vice president of the Bank of commerce and Industry, said: "CMB is not the first gold trading agent, clearing banks, but the company's products will be striking." "CMB will further develop its gold trading business in its own strong retail banking products business."　　Ding Wei introduced, personal gold business "recruit financial gold" test industry two weeks, open account volume exceeded 35000 households, trading volume amounted to 100 kilograms, the exchange is very active.　　"Money" can be used as an investment tool in the gold market to earn the difference, but also at any time to withdraw from the Shanghai gold trading provided by the standard kind of gold. "Money" to implement t+0 transactions, cash delivery for t+1. Through the internet banking, telephone banking, network counters, such as multiple channels of transactions. Minimum trading unit 100 grams/hand, about 20,000 yuan can be traded in the market or extract the kind of gold. Currently can provide au100g, au99.99g, au99.95g three kinds of gold trading products.　　Product unilateral transaction fees for 2.　　Gold Wealth management products is still a hot spot in addition to individual customer independent gold investment behavior, gold wealth management products has been the bank's financial products market innovation hot spot, recently, DBS Bank is launching a gold-linked products-the No. 0905-phase Gold fund linked products. The product is for DBS Bank (China) to sell 18-month gold fund linked to the renminbi capital preservation structured investment products. The product hooks are the SPDR Gold ETF, which determines the final yield based on the performance of the subject matter quarterly. SPDR Gold ETF is the world's largest gold-listed trading fund, and gold trend is highly consistent with the correlation coefficient of 98.9%.　　DBS said that the product 100% guaranteed principal, the maximum total income of up to 10%. The Bank of East Asia also launched the gold structured wealth-management products linked to SPDR Gold ETFs in April, and the product structure was completed by Goldman Sachs.