Happy life, Xinhua life, suspected sales misleading

"In addition to the insurance company's income, you also have the bank's periodic interest", "buy insurance as long-term investment, certainly higher than the bank interest" ... In fact, this kind of appeal to consumers is misleading in sales. A few days ago, Chongqing Insurance Regulatory Bureau through its official website announced a number of administrative penalty decisions, Happy Life Insurance Co., Ltd. Chongqing branch, Xinhua Life Insurance Co., Ltd. Chongqing branch, such as several life insurance companies due to the alleged sale of misleading was punished, insurance salesman Guo, Deng MoU and so also was punished. In an interview with the Chongqing Evening News reporter, Chongqing Bureau of Insurance Regulatory authorities disclosed that the current sales of the main manifestation of misleading four: 1, deceive the insured, insured or beneficiary. 2. To conceal the important circumstances relating to the insurance contract to the insured. 3, to hinder the applicant to perform the legal provisions of the true disclosure obligations, or to induce their non-performance of the legal provisions of the obligation to tell the truth. 4. Instigate, induce the insurance agent, the insurance broker to deceive the policyholder, the insured or the beneficiary. What should insurance consumers do when they are misled by sales? Which department should be called and which phone to make a complaint? Chongqing Bureau of Insurance and regulatory authorities said that can be reported to the insured insurance companies, but also to the insurance regulatory authorities to complain, but also in accordance with the contract to apply for arbitration or to court proceedings. Chongqing Insurance Regulatory Bureau concerned Personage said, China Insurance Regulatory Commission Consumer rights hotline: 12378. The life insurance company fined 120,000 yuan for claiming that "in addition to the benefits of insurance companies, you also have the bank's periodic interest." Chongqing Insurance Regulatory Bureau in the administrative penalty decision, said that after verification, the insured Chen Yishu to Happiness Life Insurance Co., Ltd. Chongqing branch to understand the purchase of insurance products, the company's staff Zhao false claims " In addition to the insurance company's earnings, you also have the bank's interest rate, "fixed interest on your laptop", "to the bank" and so on. The Chongqing Insurance Regulatory Bureau considers that the above acts violate the provisions of article 116th (a) of the insurance Law, and the Bureau decided to fine 120,000 yuan for the Chongqing branch of the Happy Life Insurance Company Limited. The life insurance company fined 125,000 yuan to compare the insurance dividend with the interest on the term deposit, to pay the premium as a deposit in February 2011, the applicant license to the Xinhua Life Insurance Co., Ltd. Chongqing branch to understand the situation of the insurance products purchased, the company staff Guo the benefits of insurance products and other financial products, the benefit of improper analogy, the insurance dividends and time deposit interest into In comparison, the payment of premiums as a savings, not actually declared "as a long-term investment, is certainly higher than the bank interest." Chongqing Insurance Regulatory Bureau considers that the above-mentioned acts violate the provisions of article 116th (a) of the Insurance Law, the Bureau decided to the Xinhua Life Insurance Co., Ltd. Chongqing Branch Company fine 125,000 Yuan. The life insurance company fined 100,000 yuan to explain the insurance products as "insurance bonds" and declared that "annual returns are more than 10%" in December 2011, the applicant Xu Sijong commissioned his niece Shina to an insurance company Chongqing branch staff Dengchong to understand the insurance products purchased, DengTo interpret insurance products as "insurance bonds" does not really claim that "annual returns are more than 10%", exaggerating policy returns. The Chongqing Insurance Regulatory Bureau considers that the above acts violate the provisions of article 116th (a) of the insurance Law, and the Bureau decides to impose a fine of $100,000 on the company. Chongqing Evening News reporter Bin