Internet Finance hot peer-to-peer net loan fraud rise

Online shopping has now become the mainstream of people's consumption patterns, and Trojan crime industry also began large-scale "career change", their attack center of gravity from the game to the Internet to buy consumers, the use of phishing sites combined with telephone fraud, Trojan hijacking and other ways to steal the network to buy funds, so many of the net purchase user benefits have been damaged.

In the 360 Internet Security Center released the first half of 2014 China online shopping safety report (referred to as "net Purchase Safety Report"), based on large data statistical analysis, In the first half of this year 360 net purchase first compensation service received a network fraud report about 13,000 cases, which accounted for the opening of the net to buy first compensation service user ratio of nearly one out of 10,000. And this data means that in every 10,000 consumers of online shopping, one person has actually suffered a net purchase loss.

Experts said that because the current domestic network to buy a large number of users, coupled with some "naked" users are more likely to be phishing sites and Trojan infringement, online shopping security threats can not be ignored. In the form of fraud, peer-to-peer network loans, precious metals trading, foreign exchange trading and other new internet financial investment fraud is increasingly active, consumers should be vigilant.

"Refund" phone call for bait fishing website Theft Brush Bank card

In May this year, Zhengzhou's Mr. Ji bought a charger and soon received a call claiming to be "seller's customer service". The other side told Mr. Ji that due to the upgrade of the system temporary maintenance, Mr. Mr. Ji will open the refund link through q q, and enter the bank card number, password, ID number, cell phone number and message verification code. As a result, this thought is for the refund, his bank card was consumed 3000 yuan.

Such as Mr Ji encountered such a "refund" as the basis, the implementation of the telephone mixed fishing fraud cases. "Online shopping safety report" shows that in the first half of 2014, 360 net purchase first payment received nearly 13,000 cases of network Fraud report, "refund" fraud accounted for 11.2%, is second only to the network of part-time fraud one of the popular scam. Refund fraud The victim's per capita loss of up to 3760 yuan, far more than the overall average of 1988 yuan, from the number of victims, black output to the loss of per capita, are ranked second.

The Netizen's electric quotient account almost became the network identity ID, usually binds the net silver fast payment, once the electricity merchant account password information leaks, faces the net silver to be stolen the brush the risk. In response, 360 security experts Liu Fu Jun suggested that consumers should pay attention to personal account security, regularly modify the password, and use a secure browser "website business card" to identify the real identity of the site, to avoid submitting personal information on untrusted sites.

Internet Finance hot peer-to-peer net loan fraud rise

In the first half of this year, 360 net purchase first compensation service received 223 cases of investment and financial fraud report, in the types of fraud only ranked eighth, but the victims per capita losses of up to 9533 yuan, far more than other types of fraud, ranked top. Among them, Peer-to-peer network loans run frequently, the first half of this year, Peer-to-peer network loan platform victims, accounting for all kinds of financial fraud 61.6%, in the Internet financial fraud occupies the top.

According to experts, the current Internet financial Thunder is strong, credit card financing, foreign exchange trading, peer-to-peer network loans, betting investment and other types of new investment methods have emerged. However, the entry threshold is low, unregulated, leading to Peer-to-peer network loan platform barbaric growth, cohabitation. Only 2013 to date, there have been Vue peer-to-peer sites, victims often difficult to recover funds, heavy losses. When investors search financial information on the Internet, they are often blinded by some "plus V", which makes the platform easy for investors to gain trust and quickly accumulate money.

"Investors should be highly alert to Internet financial investments that claim to be highly profitable and purely funded, and carefully investigate the legal credentials of their secured investment institutions to avoid falling into the investment trap." "Liu Fu Jun said.