January new credit or 1.3 trillion February credit may shrink sharply

Yuan Jing reporter learned from commercial banks, although the parties to the new volume of loans, is expected to remain more than 1.3 trillion in January, but compared to last January, a sharp decline in 1.62 trillion.　　Industry insiders expect that by the spring festival factors and banks to control the size of the loan, the February new credit will appear a conventional sharp contraction. New year begins, new credit again blowout, January the first week of new loans broke through 600 billion yuan, the second week of growth.　　After the third week, however, bank lending slowed and some banks even stopped lending, in coordination with regulators. A bank credit ministry said in an interview that the concentration of lending at the beginning of the year is more normal, but to meet the regulatory requirements of the balanced lending, but also better grasp the pace of credit. In the months to come, especially in the March, attention should be paid to the control of the scale to prevent the finale.　　From last year's statistic result analysis, the Agricultural Credit Union and the city firm should pay attention to control own credit to put in particular the rhythm. As for whether February will continue the January credit trend, one analyst said that, from the statistics of the calendar year, the February new credit is more than January, a significant decline, mainly because of the spring festival holiday caused by the reduction of working days. Last year, in the case of a surge in credit, the February increase was 550 billion yuan, down nearly 34%, from January.　　Therefore, it is expected that the size of new loans this month will be less than January, or will fall below the trillion yuan. A person in the industry said in an interview, because the bank is currently implementing a centralized data exchange system, so the headquarters can easily monitor the credit delivery of subordinate branches.　　And the regulator's system is interconnected with banks, so regulators can monitor banks ' credit availability every day, at any time for window guidance. The person also said that as the expectation of continued tightening of policies remained, the bank's lending situation would not be eased immediately and could continue for some time. In particular, the launch of "failed to release" Customers will also be completed in the beginning of the year.