Property market to curb speculation in the housing market change plate sales staff face

In the face of soaring prices after countless verbal warnings were ineffective and the tightly-controlled policies of the end of last year "failed", management finally made a "combo fist" in the property market in mid-April.　　　　This series of regulatory policy measures by insiders known as "10 years rare."　　Sales staff "face" property market overnight change plate, home buyers small Dong's feeling quite representative. At the beginning of April this year, Xiao Dong took a fancy to a listed apartment in Shanghai Central.　　The property was scheduled to open in June, but it is said that most of the good, floor, huxing good listings have been booked. Small dong even found that the property has not yet opened the sale of the house has been intermediary hanging on the internet, not a set of two sets, is dozens of sets, and floor, orientation, huxing She is more satisfied, just want to add tens of thousands of yuan renaming fee. Intermediary told her, this batch of house is the internal subscription, "Can do a loan, down payment 20%, to buy early, wait until the opening, what good houses are gone."　　Xiao Dong hears people say, these people who sell their houses on the internet, some are basically fried house family, they are many people and developers close, get not yet open the house, increase the price to sell, can easily take home to the developer there change agreement, and developers are also happy that the House did not open someone to help fry. Small dong unwilling to heart by intermediary slaughter a renaming fee, then ran directly to the sales office, said to book a small south-facing, sales staff said: "Our house is basically booked, facing south only the top and bottom." To buy the early days, now the house a day price, wait until the opening is not the price. "To buy the early" is a threat! "Xiao Dong said this words with anger, she certainly understand," no way, the property market is hot, the developer is so ' cattle '. I really regret not buying the house at the end of 2008, when a square meter less than 10,000 yuan, now 20,005.　　But in the morning of Monday, Xiao Dong suddenly got a few calls. Listed housing sales staff said: "Now we have all let go, come and see?" The same day, the price will also be preferential. "The intermediary said:" Although the loan is not very good to do, but now buy can give you away from the name change fee. "After the call of the small dong apparently some" fear "," the salesman actually volunteered to call me, and the tone of attitude is very good. I started to want to see ... Think or forget, hold a note, now the price is too high, a square metre of tens of thousands of yuan, at any rate, it is not worth the price. Isn't there a new regulatory policy?　　"Regulation of the storm 10 years a rare reporter survey found that similar to the choice of small dong to" hold a note "of a few buyers, they are pinning their hopes on the recent succession of regulatory policies. April 14, statistics released by the National Bureau of Statistics show that March 70 large and medium-sized cities, housing sales prices rose 11.7% Year-on-year, the highest record since 2008. The average price of a house in Beijing is more than 26,000 yuan/square meters, up59.5%, the chain Rose 16%, Shanghai first quarter average price 50,000 yuan/square meters above the mansion deal 338 sets, the total transaction amount amounted to 6.319 billion yuan. The next day, the State Council introduced measures to require loans to buy a second housing households, the first payment of loans must not be less than 50%, the loan rate must not be lower than the benchmark rate of 1.1 times times; for the first set of housing and the construction area of 90 square meters above the family, the loan down payment must not　　, the first payment ratio and the interest rate level are greatly increased for the purchase of third and above housing loans. April 17, the State Council informed the demand for commodity housing prices too high, rising too fast, the supply of tension in the region, commercial banks can be based on the risk situation, suspend the purchase of third sets of housing loans and above.　　To suspend the purchase of housing loans for non-residents who cannot provide proof of local tax or social insurance contributions for more than 1 years. April 19, Xinhua News agency said that the Ministry of Housing and Urban and rural construction of the commercial housing projects, not obtained pre-sale permission, real estate development enterprises may not be subscribed to, booking, arranging, issue VIP cards and other means to the buyer to collect or disguised as a deposit, such as the nature of the fees.　　The pre-sale license commodity housing project within 10th of the one-time public all the availability and price of each set of housing.　　In addition, there are media reports that Chongqing "special real Estate Consumption tax" program has been approved, the country will also be in the first-tier city pilot levy personal housing consumption tax.　　　　This series of regulatory policy measures by insiders known as "10 years rare."　　To accurately combat speculative speculation in the new regulation of the content of these policies to see, whether it is the "second suite down payment 50%", "moratorium on the purchase of third and above housing loans" or "crackdown on different places," and so on, are used to tighten the "money" approach, its ultimate goal is very clear, that is to directly combat investment speculation in the housing phenomenon. It is noteworthy that this "precise strike" has never been seen before. "This is a real game", "the government is serious" ...　　Whether developers, investors, ordinary buyers, or industry experts and scholars have issued such a sigh. And the severity of this policy, but also caused a high degree of concern and speculation in the market.　　It is noteworthy that the history of the increase in the two-suite first payment ratio has directly triggered the market "inflection point" arrival. September 27, 2007, the central bank, the CBRC issued a "two-bedroom" relevant provisions, requiring "two sets of mortgage 40% down payment, 1.1 times times the interest rate." Then the market entered the adjustment, the national housing prices have fallen markedly, the housing market ushered in the 2008-year historical trough.　　2008 "On promoting the healthy development of the real estate market," a number of ideas, untie two sets of mortgages, 2009-year housing market recovery and the hurricane. A 50% increase in the ratio of the first two mortgage payments. More specifically, "suspend the purchase of third and above housing loans." This rule limits the attitude of speculation and speculative buying is very clear. In the past, to combat the phenomenon of property speculation, the introduction of policies are generally general and summary, there is no specific measures. Right nowFor the first time explicitly put forward to combat the third house and above housing loans, pointed out that the specific measures, it is rare. In addition, it will also become difficult to invest in other places. The new policy requires "a moratorium on the purchase of housing loans for Non-local residents who are unable to provide proof of local tax or social insurance contributions for more than 1 years".　　　　For the legendary "Wenzhou Fried Housing Regiment", "Shanxi coal boss" and some other professional off-site speculation tenants, the loan is not possible.　　The effect of the policy effect was "the most stringent policy in history".　　The stock market reacted most quickly, 19th, the real estate sector suffered a heavy blow, more than 7.5%, the plate 31 stocks fell (including 6 St shares), the "million gold" four big Kong declined more than 8%, more than 8% more than 60%, the total market value of the plate evaporate more than 70 billion yuan. After a long absence of discount promotions to reproduce the market, Beijing Tongzhou Some of the opening items appear substantial concessions, up to 3000 yuan/square meters.　　A site statistics show that in recent days, Beijing a total of 92 real estate in the discount, of which the largest discount of the real estate appeared full 95 percent, mortgage 97 percent discount, the general discount strength also in 97 percent to 99 percent. In Shanghai, Shenzhen also appeared discount sales activities, buyers wait and see a strong atmosphere.　　Intermediary, introduced the new deal to the store after the customer to see the house greatly reduced, the original already fancy buyers also at the last minute have chosen to wait and see again. The tenant also began mass exodus, selling a large number of listings.　　There are media reports, in Shenzhen, a strength of the tenant recently will be in the hands of the 680 suite empty. "Whether the property market will usher in a turning point" has become a hot topic, analysts expect that most of the first-tier cities or more than 20% of the price adjustment.　　Some properties, which rose more than 100% or even 150% per cent last year, may fall even further. However, buyers do not seem to have analysts optimistic, Sohu Focus Network survey on the regulation of the storm (as of April 21 16 o'clock), said that the price will be reduced by only 11%, saying that will not because of regulation of the storm to change the purchase plan accounted for 51%, said it will be the first wait and see a period of 45%.