"315 sun you encounter terms of the King" activities

WASHINGTON (Reporter Nie Guo Chun) full credit card penalty, bank transfer remittances still charge fees failed to leave the cabinet is not responsible for ... ... Bank of a series of overlord terms have been criticized by consumers. 3.15 approaching, China Consumer News Union Tencent Finance "315 consumer complaint platform" Weibo platform launched the "315 sun drying the terms you encounter bully" activities, the first week of the theme is "Bank Overlord Terms."

Bank overlord terms a long time. In August 2004, the China Consumer Association publicly blasted the terms of the six overlord banks, including the loss of the phone is not responsible for the delay dragged back; force majeure free to confuse the concept of want to be exempt from the Constitution; unilateral change, forced the other to be bound; ATM records are not counted, the amount of the deposit bank; mortgage strong insurer, designated lawyer you pay; mortgage loans to buy a house, the full amount of insurance before the lender. In this regard, the business sector is also stepping up its supervision. In 2004, the Zhejiang Provincial Administration of Industry and Commerce twice operated the terms of the bank overlord to instruct 14 provincial-level banks in Zhejiang to amend 52 contracts in accordance with the law.

However, as new businesses such as bank credit card business and wealth management business continue to increase, some new forms of banking overlord terms have emerged. For example, the credit card is not activated also receive an annual fee, a full penalty penalty credit card, tie-in products, bundling sales, do not apply for a discount card. Some overlord terms such as credit card inactivity and annual subscription fee have been abolished on the call of consumers, media and relevant departments, but there are still a considerable number of Overlord terms rampant in the market.

In order to safeguard the rights and interests of consumers and rectify the market order, the SAIC issued a circular in January this year and decided to organize in 2012 a special campaign entitled "Rectify the Terms and Conditions of Using Contract Formats to Infringe the Legal Rights and Interests of Consumers". One of the key industries in the special operation is the field of financial services where consumers reflect more problems.

It is understood that the activities of the Bank overlord terms of the main microblogging platform to carry out. Users can log in China Consumer News and Tencent jointly opened the "consumer complaints platform," about their experiences through Weibo. For some typical overlord terms, China Consumer News will be based on users experience, investigation report.