Several banks were informed that new credit would be discontinued for the remainder of January

Industry insiders believe that the new year to date the credit has been in the trillion is the main reason for Beijing, Shanghai, a variety of people to China Securities News reporter disclosed that the major commercial banks 19th have received oral notice to the competent authorities, to complete the rest of January to stop new credit, including paper financing.　　According to other sources, 18th, the Bank of China at all levels of branches have received the head Office documents, request to stop operating all bills business, and when the resumption will be waiting for the headquarters notice. "17th received oral notice from the branch leader, asked the branch to control the scale of risk assets, in principle, not allowed to issue new loans."　　"The Bank's lending system is now turned off and, technically, the bank is no longer able to carry out credit," said the Bank of China. A bank that has been instructed to limit new lending in January includes not only four state-owned banks but also joint-stock banks, a shareholder in a joint-stock bank has confirmed.　　"The loans that have been approved are still expected to continue to be loaned to clients as planned, but loans that are still in the process of being approved and prepared for approval within the month will not be released again this month."　　Some banking researchers believe this could mean that the credit has been "over 1 trillion" in the new year to date, giving the verbal notice. However, some bankers have revealed that the banks, which have been more cautious in lending since 2009, have not received a notice to stop lending. "We are still able to meet the loan needs of enterprises, but the bill financing business is basically not done."　　"A large state-owned commercial bank said that the bank is currently limited to certain sectors of the loan demand, especially flat glass, steel, cement and other overcapacity industries, loans have been banned. And since the second half of 2009, the bank has been plagued by capital problems, the weak lending of joint-stock banks is worse. A joint-stock bank told the Chinese Securities News reporter, the regulator generally for small and medium-sized banks to carry out the proportion of risky assets management, after the central bank raised the reserve ratio, the commercial bank's risky assets can no longer continue to expand. "Now that the head office has strictly controlled the company's business, the credit approval department will only approve the loan after the date of the empty quota." "It is revealed that for small and medium-sized commercial banks, regulators can regulate the size of their risky assets by means of capital adequacy, reserve coverage, large risk concentration, liquidity, leverage and other prudential regulatory indicators, but for some large state-owned commercial banks with sufficient capital, regulators will launch" window guides "　　It is suggested that banks pay attention to control loan scale expansion and prevent credit risk. In addition, 19th, the central bank issued 24 billion yuan 1-year vote yield 1.9264%, the rise reached 8.3 basis points, far higher than expected. Some analysts say the central bank's two-time rise in the two-week rate has shown a tendency to tighten liquidity and further tighten monetary policy in the future.