Su Ning to set up the electric business Small loan company theory maximum annual coupon 82.12 million yuan

Http://www.aliyun.com/zixun/aggregation/6475.html "> Suning appliance (002024, Stock bar) (002024) evening Notice of December 5, Company overseas wholly-owned subsidiary of Hong Kong Suning Electric Appliance Co., Ltd. will be associated with the party Suning Electric Appliance Group Co., Ltd. jointly sponsored the establishment of "Chongqing Suning Microfinance Co., Ltd.".

Suning Small Loan company registered capital for 300 million yuan, of which the Hong Kong Suning capital of 225 million yuan, accounting for 75% of total registered capital, Suning Electric Appliance Group Capital of 75 million yuan, accounting for the total registered capital of 25%.

The Association of related Transactions of Suning Electric appliance Group for the company's second largest shareholder, holding 13.68% of the company's equity. At the same time, the company chairman Jindong, Vice chairman Weimin also hold Suning electric group 28%, 24% of the equity, not for its actual control.

Suning in the announcement that, with Suning easy to purchase accelerated construction of open platform and category expansion, more and more suning suppliers, especially small micro-suppliers will face the problem of financing difficulties. Suning Small Loan Company will help small micro-enterprises to solve the financing problem. In addition, small loan companies will enrich the company's financial services products for the company to bring a stable income.

According to the Financial Network (blog, micro-bo) news, industry experts pointed out that, from the simple calculation of data, Suning Small loan company registered capital of 300 million yuan, according to five out of 10,000 of the daily interest rate to calculate, if all credit loans out, the day the highest interest income of 150,000 yuan, the annual interest income of 54.75 million yuan.

According to reports, at present, within the scope of laws and regulations, the amount of money that a microfinance company obtains from a banking financial institution shall not exceed 50% of the net amount of the capital. So suning small loans up to the maximum loan amount of 450 million yuan, according to five out of 10,000 of the daily interest rate to calculate, the highest annual interest income of 82.125 million yuan.

Previously, both Jingdong and Ali have launched supply chain financial services. Data show that, as of the end of June 2012, mainly responsible for the operation of Alibaba's small loan company Ali Financial business unit, has accumulated more than 129,000 small micro-enterprises to provide financing services, the total amount of loans over 26 billion yuan. In July 20, 2012, Ali Financial realized a single day interest income of 1 million yuan, according to this calculation, Ali financial interest income will reach 365 million yuan.

On the morning of December 6, the price of Suning appliance fell back, up to 13:05, reported 6.16 Yuan, down 0.48%.

(Securities Times News Center)