The media means the company sells toxic products

Banks, brokers, funds, trusts ... Over the year, they claim to make your wealth snowball and accumulate, to outperform CPI and inflation; day after day, do you believe, trust, trust them, but are they the god of the people who dumped them, or the rats in your barn? Marx once said that if capital had 50% of its profits, it would take risks, and if it had 100% of its profits, it would dare to trample on all the laws of the world, and if it had 300% of its profits, it would dare to commit any crime or even be hanged. Giant cake in front, who don't want a piece? Fans of the crowd, it is inevitable academics. Financial management industry also jump the market law, illegal products, and even toxic products in the interests of the drive, in the sales staff tongue Lotus speech quietly stuffed into the hands of investors. As a spectator of the media, we can not bear, do not want to see this form. Chaff, we are duty-bound. If the financial products compared to honeysuckle, we have to do is to eliminate the mixed in the flowers of the broken-hearted, but also investors a bundle of non-toxic, safe honeysuckle. Recently, reporters on the internet to see a wealth management products information: Fund known as Tianjin Tatsu Investment Center (limited partnership), Financial risk assessment: low, pre-tax expected yield-optimistic 379%, neutral situation is 270%, pessimism is 195%. This "risk is low, return high" financial products reporter conducted an in-depth investigation. The survey found that the limited Partnership fund financial products by the letter of Excellence in Investment Management (Beijing) Co., Ltd. launched by the fund type is private equity investment fund. The results of the survey show that there are a large number of suspected fraudulent investors in the financial products offered by the company, which is not the low risk and high return in its advertisement. (a) Seven participating companies, four of which have doubts and trust companies to give the product financial guide noted: "This investment guide in the Limited partnership has been registered through the business sector, for the legal limited partnership ...". And after the reporter survey, the documents shown in the seven enterprises involved in the investment in Hebei Branch and the state-invested high Division Two companies in the Industry and Commerce Bureau Enterprise Information column does not have the company's registration information. Another so-called "Beijing Jie Si Han can" of the wholly-owned subsidiary-Hebei Run Tuo also did not in the Industry and Commerce Bureau to find information about it. Later, in an interview with the "parent company" Beijing Jie-Han can, although confirmed the existence of the company, but do not know the company's relationship with the Han, and said that the company's specific circumstances do not understand. The company's product copy in the Fund's purpose column reads: Invest in Hebei Hammingda Information Industry fund. With the Wen Yixin chart shows that this is a seven companies to inject capital, investment to a company called "Hebei Hammingda information Industry Venture Capital Co., Ltd." to raise funds for it. In addition to the above three companies have the qualification problem, another "Tianjin Tatsu Tong Limited partnership" particularly eye-catching. The company "injected" 20 million yuan, the real money investors are actually invested in the company, investors are invested in the money by the Yixing company for supervision and management。 Investigation and verification found that the company in the Trade and Industry Bureau registration information does not have any information. (ii) The partner denies participating in the product on the Internet advertisement said: "In the industry fund each investor, the state Investment development company (registered capital 18.4 billion) represents the central government financial contribution, the Hebei branch invests on behalf Hebei provincial government financial contribution, Shijiazhuang Development Investment (registered Capital 8 billion) for the state-owned enterprises and other institutions to raise 275 million as the first phase of the industry fund. The project makes use of the strong state-owned background and government resources, plus the enlargement of private capital, through the experienced managers to optimize their allocation, and jointly create investment value for investors. Hebei Run Billiton as a wholly-owned subsidiary of Beijing Jackie Han, direct management of the parent fund. According to the reporter's survey information, only Shijiazhuang Development Investment Co., Ltd. is a real problem with no qualification of the company. In order to verify whether it participated in the Fund's investment activities, the reporter contacted the company. "They have not been involved in the fund," said the head of the company's Fund. And the inquiry found that the company was very unfamiliar with the fund. Continue to verify that the ads are not mentioned in the actual written product copy of other qualified enterprises "have participated in the" Tianjin Huitong Investment Center (limited partnership), "the Fund financial products" found that Bo Sheng Investment said that the product does not understand. Tianjin Hui-Zhi company only business registration information and no contact method, can not get in touch. (c) The fund company shall be approved by the SFC according to the foregoing, to launch the "Tianjin Tatsu Investment Center (Limited partnership)" The core purpose of this product is to "Hebei Hammingda Information Industry Fund" to raise funds, the investigation found that this fund company has not registered in the Trade and Industry Bureau, There is no corresponding corporate web site and more relevant information, but there are several websites on the internet published a fund of the establishment of the news. According to the news, "according to the information of Hebei Province Science and Technology department, the National Development and Reform Commission and Ministry of Finance recently approved the establishment of" Hebei Hammingda information Industry venture capital fund "and" Hebei National creation bio-pharmaceutical Industry venture capital fund "two national Strategic emerging Industries Fund. "This information to investigate, China's Ministry of Finance and the National Development and Reform Commission does not have the authority to set up a fund company, but should be issued by the National Securities and Futures Commission. (Note: According to the relevant laws and regulations, the CSRC in the implementation of the securities market supervision and management of the seventh duty is: supervision of securities and futures trading institutions, securities Investment fund management companies, securities registration and clearing companies, futures clearing institutions, securities and futures investment advisory bodies, securities credit rating agencies To examine and approve the eligibility of the Fund custodian and to supervise its trust business, to establish a management method for the qualification of senior managers of the relevant institutions and to organize the implementation, and to instruct the Securities and Futures Association of China to carry out the qualification management of securities and futures practitioners. ) (iv) forgery at the end of the news there is a very misleading message: "The National Development and Reform Commission, the Ministry of Finance on August 25, 2011 and September 15, respectively, to change the high technology (2011)188Number 4th and the conversion of (2011)2015, approved the approval of the two funds to form a program. ”。 In the National Development and Reform Commission and the Ministry of Finance of the 2011 annual approval, there is no so-called "(2011)1884" and "High Technology (2011)2015 No." two documents. Also in the CSRC's 2011 approval, no information was found on the two funds. The article also mentions "the state to each fund equity participation 50 million Yuan", the article does not give the reliable evidence to indicate when the country's certain ministry actually has contributed to this company's establishment. (e) Virtual investment chain not only the company does not exist, but even the fund projects that the funds collected are not present. That is to say, the product that is introduced by the company, allows investors to invest money in a non-existent company, and then continue to fund a non-existent company with a non-existent one. In order to scam investors have also fabricated four other non-existent companies and two existing but uninformed companies to improve the so-called credibility. Moreover, after the establishment of a fund, the main task is to find investors to invest, not directly generate economic benefits, but rely on the proceeds of investment operations. (vi) Agent and management in the product copy of the Limited Partnership fund, there is no reference to the batch number of the product in the full text. After calling the letter, customer service made it clear that the product does not currently have a lot, because the investment life is short, so do not need. In addition, when explaining the limited Partnership fund products in the lecture of the trust management, the company said: "We (letter companies and investors) is a family, we (Shun letter company) to assume a management responsibility, you are the responsibility to finance, bundled together, benefit-sharing, the risk of shared responsibility, the company also undertakes the management of the Fund's eligibility." "(letter) pick the risk of low return high (product), because we also invest money, (and investors) in line with the interests." "Because it is unlimited liability, the letter should be the loss of the principal will continue to lose, there may be loss of money, this is the result of ordinary managers." Moreover, there are joint and several liability for the letter, and further losses are to be borne by the trust. "At the venue, the company so promised to investors that their wealth management products, low risk of high returns, there is a trust company to the bottom of investors, do not worry about risk." In fact, in the Tianjin Huitong Investment Center (limited Partnership) Fund, the Trust Company and has invested any funds, just as an agent and assume the responsibility of management. In the operation of the entire fund, the letter of credit does not need to take risks, but only ordinary investors who take the risk. (vii) The lack of a profit model has two managers in the product copy, one is the letter of the company, and the other is the Hebei run extension, the management of the status of the letter is already a problem, while the Hebei run extension is a company, but in the manager's introduction, throughout the introduction is not recognized as its "parent company" of Beijing Jie-Han can. In terms of profitability, the company also avoided the letter. The company says the investments they've chosen are legitimate., highly rewarding and extremely low-risk. Throughout the Tianjin da Tong Investment Center (limited partnership) product copy, can not find the fund in the investment to Hebei Hammingda information Industry Venture Capital Co., Ltd., the company used to raise money for what kind of investment activities, how to generate income, that is, lack of profit model. (eight) Unreasonable financial guide in the appropriate letter of the product copy, in addition to the financial guide mentioned above on the business qualification of the commitment, the following sentence is: "... Does not represent my company to the products shown in any guarantee, please investors carefully consider the specific terms of the product has been a formal contract. "Without any guarantee of the proceeds of the products shown, the responsibility of the company to make a loss in future investment is very clean." A no profit model, known as the same investors have injected tens of millions of or even hundreds of billions of companies do not exist, the management of illegal enterprises, should not be the management side of the enterprise as the management of the financial products and how can there be revenue? (ix) Once a five-year management fee is collected from the management fee, the company has once again brought investors to the "pit". The product copy reads: Fund management fee, investment period (第1-2 year) 1.5%/year, recovery period (paragraphs year) 1%/year, Extension period (pp year) do not withdraw management fee. The investment period management fee is collected at the beginning of the fund, and the recovery period management fee is extracted after the investor is the LP recovery Principal. This product's fund period is 5+2 year, the letter of credit company to charge the first 5 years of management fee, this means that five years of management fees one-time collection, the risk is investors. Without the qualification of the manager of Yixing company should be collected from the annual management fee one-time collection, very good to avoid their own risks. (10) Illegal commitment proceeds from the implementation of the "People's Republic of China Securities Investment Fund Law" of the 20th article of the fund manager shall not have the following acts: (iv) to the fund share holders violate the proceeds or bear losses. And in the letter of the product copy and online advertising, no one does not promise investors: pre-tax expected yield-positive 379%, neutral situation is 270%, pessimism is 195%. This act is no doubt illegal. (11) Ambiguous IPOs are ambiguous in the form of the withdrawal of investment projects. The first IPO in the form of an investment project: An enterprise publicly listed to maximize capital gains. Is this an expected or a promising way to go public? The company does not have any explanation. (12) Do not see the contract of the third, when with the trust of the financial Division to communicate with the said want to buy this financial products, to see the contract. The trust manager insists on the first payment and looks at the contract without mentioning the signing of the contract. That is, the minimum investment amount of the financial products 500,000 yuan investment, may not be able to sign the first time contract. The company consists of a chain of fictitious companies that do not exist, and then to a trap-filled fund management.After the first payment to see the contract overlord clause, step-by-step intention is obvious.