Two mortgage ratio or progress to 50%

Following the adjustment of business tax levy ratio, the introduction of "Country Four", progressive developers to take the threshold, macro-control policy again exerting force.　　Recently, the media from the source learned that the relevant parts have formulated regulatory policies, which not only explicitly require the major trade banks to strictly set two mortgage rates, but also two suites and more than a suite of trade loans to 50% down payment ratio. Investors will be squeezed out of the central Economic Work Conference, the regulator has been releasing the property market adjustment signals.　　December 18, Weixin, Minister of Housing construction, said that while continuing to support residents ' own living and improve the consumption of sex housing at the same time, more stringent two-suite credit management, strict two-suite standards, curb investment and speculative buying.　　Root accounted for the relevant media reports, the relevant part has formulated regulatory policies, which not only explicitly require the major trading banks to strictly set two mortgage rates, and at the same time two suites and multiple suites of the trade loan down payment ratio progress to 50%. Haizhu a Riverview Mansion real estate planning director thought, two or more suites down payment 50%, equivalent to the developer bidding for land to a down payment of 50% of the cost of the effect, for investors or improve the fund requirements of customers significantly improved. According to him, the real estate buyers for almost two times or more than two investment home buyers, the down payment ratio of 40% accounted for 60%, 50% or 50% of the only 30%, one-time payment of only 10%. "Because of the recent stock market impact, many of the strength of the buyer's funds are locked in the stock, so even for their own buyers, they are not willing to pay the down payment, and prefer to choose a little more than a month."　　　　"If two purchases are down at least 50%, the investor will be squeezed out and some of the improved buyers will be affected," the person thought.　　Will the property prices fall next year? Full House Red research manager Feng said that after 2008 years of real estate adjustment period, the turnover is very severe, but not only did not have a sharp decline in prices, but also a micro-increase. The current policy, the most obvious result is a contraction in turnover. On the other hand, affected by the termination of the business tax preferential policy, one or two hand room spreads will further shrink, part of the one or two-hand market between the customers will gradually transfer to the primary market, so the primary commercial housing in the effective source of increase in the conditions, the overall price will maintain the "high oscillation" format, especially during the Asian Games, A lot of project shutdown will lead to tight market supply. He further speculated that in 2010, the overall first-hand property prices in Guangzhou rose by at least 12% in 2009, and second-hand property prices rose by at least 9%.