You need what treasure to prove for you

Each press by Tao Li from Shanghai

On the morning of June 24, a netizen named "G-Jin Sanye" encountered a visa on Tucao. He called for Alipay and Yu Bao Bao to issue personal assets certificates like banks.

In response, Alipay officials said in an interview with the "Daily Economic News" reporter said that the company's customer service department has quickly set up a special project team to follow up this matter, and has been the company's executive support is expected in the next period Time to provide this service.

Industry experts believe that the issuance of asset certification services is not a bank patent, as long as embassies and consulates in China and other agencies feel credible and acceptable, the issuing unit should not have any special restrictions. Alipay for many real users of online transactions and cash usage has a more realistic reflection, so the proof provided also has a certain range of credibility. However, the biggest challenge it faces is whether it can be endorsed and supported by most institutions in society.

Reporters noted that Yu E-treasure on the microblogging launched a "you need more treasure to prove what you" survey. Just a day, a total of more than 20,000 netizens to vote, including "proof of assets, prove that I am a strong man abroad," the reason ranked in the first place in the survey results.

At present, the vast majority of social institutions will require individuals to issue bank-issued personal assets or water proof, and as more and more people move their deposits to pay treasure or balance treasure, go bank to prove that assets have become a big Trouble people first have to transfer their assets back to their bank card, and then I go to the bank business office ID card.

Netizens said that if Alipay can provide proof of personal assets and water, and social institutions to be recognized, it should be much easier to handle.

However, the Alipay stakeholders also admitted that although Alipay had previously provided such services, but overall not yet standardized, and few recognized institutions, the project will be set up after the standardization of this service, in addition to the use of unity, Standard format, but also will actively communicate with the courts, embassies and consulates, banks and other agencies, so that Alipay's water proof can be recognized by more social institutions.

Guo Tian Yong, director of the China Banking Research Center at the Central University of Finance and Economics, believes that there are more agencies that provide credible asset proofs as a manifestation of a gradual improvement of the social credit investigation system. Credit agencies should not be monopolized by one institution as long as they can know how to master the customers The asset status, which meets the demand, can be used to provide proof of assets, which can also promote competition among various agencies and provide better financial services to the demand side.

However, this service Alipay launch there is no clear information. Large travel agency visa service agencies insiders told the "Daily Economic News" reporter said that the current embassy in China to accept the proof of assets must be issued by the bank, and can not accept other agencies. "In the process of visa processing, they are the most recognized legal effect and authority of the bank, this point, Alipay does not have."

Guo Tian Yong said people's lifestyles have changed, Alipay asset-backed proof is a kind of financial services provided to the asset-proof demand side, is advancing with the times.