4 Yuan fee for cross-bank withdrawals still 0 profit

Jing Chu Network news (Chu Tian Metropolis Daily) According to the "Huaxia Times" reported that some areas of cross-border withdrawals from 2 yuan/pen to 4 yuan/pen, how much money banks can make?　　Last weekend, ICBC president Kaisheng in the interim results of the conference, the cross-bank withdrawal fees calculate a "breakdown", said that some areas of the charge from 2 yuan to 4 yuan, which can only capital preservation, is not profitable.　　Kaisheng to reporters that the ATM across the bank to collect charges in accordance with the relevant provisions, each bank withdrawals need to be paid to the installation of ATM equipment side 3 yuan, pay 6 cents UnionPay, plus the cost of banking business will probably be 5 cents per stroke, calculate the 4 yuan across the bank of the withdrawal fee, issuing bank is 0 profit. "ICBC has so far only 12 provincial branches to enforce the 4-dollar fee, and more than 2/3 of the areas still carry the 2-dollar fee," he said. The 2/3 of our branches are still paying some of our costs and may have some impact on our profitability, but we have not made a decision to make a bigger adjustment. "Kaisheng points out that ATM interbank withdrawals should be a selective service because customers can choose between ICBC's ATM and the bank's ATM or CMBC ATM at 50 metres." For the pricing of the optional service, we must strictly grasp, as far as possible to reduce the burden on customers. For the pricing of alternative services, consider the cost factor more, because the customer has the way to protect their rights, he can choose.