670,000 per capita net profit of Beijing bank

Listed banks in the first half of this year generally handed over the beautiful transcripts, from more comparable per capita income generation, the Beijing bank to create a net profit per capita 672,700 yuan to win the first.　　AgBank, which soon went on the market, was at the bottom of a listed bank with 104,500 yuan per capita net profit. Although large state-owned banks created net profits in the first half of the year as high as 74% per cent of all listed banks, the size of the institutional system and the large number of employees have led to a poor performance of the country's large per capita income-generating targets. Securities Times Data Department statistics show that large banks per capita net profit is generally low, in addition to AgBank, BOC per capita net profit is only 198,500 yuan, the average per capita profitability of small and medium-sized banks is better, the relevant indicators are more than 300,000, of which Nanjing Bank, Citic Bank respectively reached 438,000 yuan, 427,600 yuan,　　The Bank of Beijing is up to 672,700 yuan. Statistics show that in the first half of this year, large listed banks cost income ratio generally low, and small and medium-sized banks relatively high.　　Among them, the Bank of Beijing is the lowest, only 25.52%, the highest is the stock Bank of Huaxia, 42.88%. "In general, it is understandable and permissible to have a relatively high cost-income ratio at a time of rapid expansion."　　"Yasmine, chief analyst at Wanguo Banking, said. The operating expenses and the manpower cost of the bank are usually accounted for 50% of the cost. Small and medium-sized banks, which are in rapid expansion, need to invest more in hardware facilities, and in order to attract talents, small and medium-sized banks often offer competitive remuneration to their employees.　　For example, the bank of Ningbo is mainly small and medium-sized enterprises because of business, usually needs to be equipped with more human resources, the first half of Ningbo Bank's cost income ratio as high as 37.19%. But the bank of Beijing is a special case.　　Yasmine that Beijing bank's staff income is relatively low, is the Beijing bank has been maintaining a lower cost-income ratio of the important reasons. It is understood that the reason why the bank of Beijing to attract talent through lower income, from the city firms usually adopt a more attractive incentive mechanism-equity incentive. The hit effect of the 3-city firm listing to employees has been very effective. On the other hand, the customer structure of Beijing Bank Enterprises is mainly large and medium-sized enterprises, and the operation of medium-sized banks requires far less human resources than other small and medium-sized banks.